Tiffany and Alex Ferrando, Loan Officers at Atlantic Bay Mortgage Group

Team Ferrando at the closing table again! I’m so excited for my first time homebuyer. He’s got a plan and is doing so well for himself! Hannah you are an amazing realtor and we made a great team! Can’t wait for the next one!

Honoring the courage, resilience, and spirit of those we lost on 9/11. Forever in our hearts.

Clocking in extra hours to make your home dreams come true, because at , we're dedicated to being your every hour of every day. #247

This week's rates!

What is a “credit boost”?

We’ve deduced the truth.

Check out this new Knowledge Center article to learn what really works when it comes to improving your credit score!



https://www.atlanticbay.com/knowledge-center/do-credit-boosters-work/

Back at the closing table today! Thank you Tramaine Booker with ChuckTown Homes Greenville for trusting us with your clients.

So happy for the Macke family!!

Thank you to all of our coworkers who make us look like rockstars.

Debt collections don’t have to spell disaster for your credit. Here’s how to avoid these negative marks, and how to remove them for financial freedom.?

Read more now!?



https://www.atlanticbay.com/knowledge-center/remove-collections-from-credit-report/

No matter what you wear to work, today is a day to celebrate your hard work.

From first responders to community builders, healthcare heroes to everyday workers, thank you for all you do!

In this episode of Lending Forward, host Hannah McManus talks with Barry Habib, CEO of MBS Highway, about the current economic landscape, mortgage rates, and housing trends.

Barry also shares his inspiring journey through cancer treatment and offers valuable advice for industry professionals.

Whether you're a real estate pro or just interested in the economy, this episode is full of insights and inspiration. Tune in to stay ahead of the curve in our ever-changing industry!

Listen here: https://open.spotify.com/episode/2vMrKsiYWjcRV18cAjoEW7?si=OlHHFfeuSZmj8DhUiSbzWQ

Here are some interesting facts!

Woof! It's National Dog Day already!
Give your pup an extra treat today from me.

Mark your calendars for August 29th!

Leigh Brown joins us for an impactful conversation as we head into the last quarter of 2024. We'll discuss the enduring aspects of real estate that remain steadfast despite market fluctuations and industry changes, helping you reaffirm your value and effectively communicate your expertise.

Discover motivation and sales practice ideas that will empower you to navigate these changes and thrive in any market condition.

Open to all industry connections! Get it on your calendar: https://atlanticbay.zoom.us/webinar/register/WN_OO1Ftp6ETbanAvKyeiE7Mw #/registration

Team Ferrando back at the closing table! It was such a pleasure to help this family get into their new home.

Thank you Logan Meck for always trusting us with your clients. This one went by super duper fast 💨!

Our team at Atlantic Bay crushed it from start to finish. 7 days cleared to close!! Thank you all for what you do and making us look like rockstars!!

This approach is becoming quite the common negotiating tool, whether you use seller concessions to buy down your interest rate or use it to cover closing costs, you have options!

Reach out today to see if this could be an option for you.

Whether you're looking to lower your monthly payments, reduce your loan term, or tap into your home equity, there's no better time to make your move.

Did you purchase your home with Atlantic Bay on or after 10/17/22? You may be eligible for Atlantic Bay’s Lend It Back program! Contact me to learn more about this saving opportunity.



http://www.AlexFerrando.com

This week's rates! Call us for more info!
# Whoyouworkwithmatters

As things continue to change in the landscape of our industry, we all need to keep up!

Don't miss this episode of Lending Forward where Chief Risk & Compliance Officer, Amanda Tucker, joins us to chat about recent regulatory changes, as well as provide an update on the NAR lawsuit.

Listen here: https://open.spotify.com/episode/52ng8IZ2x5OXCnx00nq5xf?si=wRmDsRVBSJqnJ0aMV4aIyg

Paying off your mortgage is an incredible achievement!

But just like when you first closed your loan, there are some final details to handle before the home is officially yours. Read our latest Knowledge Center article to learn more!



https://www.atlanticbay.com/knowledge-center/payoff-my-mortgage-loan/

Need help with down payment?? Connect with us today! We have several different programs that can help you with down payment or closing cost.

Here's to making this year one for the books.

Good luck, students!

🚨 OPEN HOUSE Tomorrow 2-4pm 🚨

Stunning home ready for its next owner. Stop by and say hello.

132 Braemar Knoll Drive Greer SC 29651 Welcome to your dream home! This beautifully updated residence features 4 bedrooms, 2 bathrooms, and a versatile bonus room. The interior has been freshly repainted, giving the home a bright, modern feel. Enjoy the convenience of a brand-new refrigerator and gas stove in the well-appointed kitchen.....

🚨 OPEN HOUSE 🏠 TODAY 2-4 🚨

Come check out this beautiful home in Saddlehorn neighborhood. One of a kind!!

27 Camarillo Court Pelzer SC 29669 Welcome to 27 Camarillo Ct. in the coveted Saddlehorn neighborhood of Pelzer, SC! This exquisite 4-bedroom, 4.5-bath residence boasts luxurious features and ample space for comfortable living. As you step inside, you'll be greeted by an abundance of natural light flowing through the open-concept des...

Have questions about SC Housing down payment assistance or other programs? Call me today!

Closing Day!! So excited for Mallory! Thank you Julie Ellis, Realtor for being an amazing realtor and making sure everything went smoothly!

Big congratulations to Bill Hitchcock for being named a 2024 HousingWire Insider!

More than well-deserved for someone who helps relationships grow and thrive both inside and outside the company. Congratulations, Bill!

Thinking about an FHA loan? Buyer Boost helps you make FHA’s required 3.5% down payment through a 10-year repayable second mortgage. That’s 100% financing! Best of all, there are no income limits, and you don’t have to be a first-time homebuyer!

You can also use the DPA to save even more at the closing table:
· Closing costs
· Prepaids, including items paid outside of closing
· Can be used with FHA settlement cost allowance (up to 6%)