Cossio Insurance Agency - A Division of Brown & Brown South Carolina Inc.
The Cossio Insurance Agency - A Division of Brown & Brown South Carolina Inc.
insures hard to place risks such as Inflatables, Paintball, Airsoft, Family Entertainment Parks, Amusement Devices, Escape Room, Axe Throwing and more! Safety Updates & News for inflatable rentals, paintball, airsoft, rock wall climbing, entertainers, sports & more. We also provide updates about what's going on at the Cossio Insurance Agency and helpful tips to help explain insurance.
05/22/2024
🚨 Just a reminder — our office will close at noon on Friday, May 24 and the entire office will be closed on Monday, May 27, for the Memorial Day weekend. We will resume normal business hours Tuesday, May 28. Have a safe and happy holiday! 🇺🇸
05/14/2024
Our team will be out of the office tomorrow Wednesday, May 15, 2024 to attend a team outing. We apologize for any inconvenience this may cause and want to assure you that we will be back in the office Thursday, May 16, 2024 ready to assist you.
During our absence, our team will not be available to answer your calls or emails. However, you can still reach us through our voicemail or email system, and we will get back to you as soon as possible once we return to the office.
Our office will reopen and operate normal business hours on Thursday, May 16 at 8 A.M.
03/28/2024
In observance of Good Friday, our office will close at noon on Friday, March 29! Normal office hours will resume Monday, April 1.
01/12/2024
🚨 Just a reminder 🚨 — our office will be closed on Monday, January 15, in observance of Martin Luther King Jr. Day. We will resume normal business hours on Tuesday, January 16.
12/29/2023
🚨 Just a reminder 🚨 — our office will be closed Monday, January 1. Our office will reopen on Tuesday, January 2. Have a safe and Happy New Year!
12/21/2023
🚨 Just a reminder 🚨 — our office will be closed tomorrow, Friday, December 22, and the entire office will be remain closed on Monday, December 25 for the holidays. 🎄🎅🏼 Our office will reopen at noon on Tuesday, December 26. Have a safe and happy holidays!
11/21/2023
🚨 Just a reminder 🚨 — our office will close tomorrow at noon on Wednesday, November 22 and the entire office will be remain closed on Thursday, November 23 and Friday, November 24 for Thanksgiving. 🍂 Our office will reopen on Monday, November 27.
08/31/2023
🚨 Just a reminder 🚨 — our office will close tomorrow at noon on Friday, September 1 and the entire office will be closed on Monday, September 4 in observance of Labor Day. We will resume normal business hours Tuesday, September 5. Have a safe and happy holiday! 💼
06/29/2023
Just a reminder 🚨 — our office will close tomorrow at noon on Friday, June 30th and the entire office will be closed on Monday, July 3rd, and Tuesday, July 4th, in observance of Independence Day. We will resume normal business hours Wednesday, July 5th. Have a safe and happy holiday! 🇺🇸
05/25/2023
🚨 Just a reminder — our office will close tomorrow at noon on Friday, May 26 and the entire office will be closed on Monday, May 29, for the Memorial Day weekend. We will resume normal business hours Tuesday, May 30. Have a safe and happy holiday! 🇺🇸
05/23/2023
Our team will be out of the office tomorrow Wednesday, May 24, 2023 to attend a team outing. We apologize for any inconvenience this may cause and want to assure you that we will be back in the office Thursday, May 25, 2023 ready to assist you.
During our absence, our team will not be available to answer your calls or emails. However, you can still reach us through our voicemail or email system, and we will get back to you as soon as possible once we return to the office.
Our office will reopen and operate normal business hours on Thursday, May 25 at 8 A.M.
04/05/2023
In observance of Good Friday, our office will close at noon on April 7! Normal office hours will resume Monday, April 10.
Our office will close for the Christmas holiday at 12 pm EST on Thursday, December 22nd and will reopen on Tuesday, December 27th at 9 am EST.
If you have any certificate requests for the weekend, please be sure to get them in by today so we have time to process them.
Happy Holidays!
Good afternoon - we were notified by our building management company that the power will be turned off for most of the day on Saturday December 3rd , 2022.
During this outage we will not be able to receive any online requests & the digital waiver site may be down.
If you have any certificate requests for this weekend, please be sure to get them in by 6 pm EST on Friday!
Thank you for your understanding.
11/28/2022
We hope everyone had a great Thanksgiving!
It's been a while since we posted on this page- 5 of us just returned from the IAAPA tradeshow in Orlando, FL.
It was a pleasure meeting our customers in person and handing out some swag.
Thank you to our customers for trusting us with your insurance needs!
In observance of the July 4th holiday, our office will be closing at noon EST on Friday July 1st and will re-open on Tuesday July 5th at 9 am EST.
Please be sure to request your additional insured certificates for the weekend BEFORE FRIDAY!
In observance of the Memorial Day holiday, our office will be closing at noon EST on Friday May 27th and will not re-open until Tuesday May 31st. Please be sure to request your additional insured certificates ahead of time!
In observance of Good Friday - our office will be closing at 12 pm EST today.
If you need an additional insured certificate, please be sure to request them on the website ASAP.
Thank you and we hope you have a blessed Easter!
The website is back up and running!
Thank you for your patience
Hello Everyone,
Our websites are down at the moment -- if you need to request a certificate, please try again later this afternoon/evening.
The SSL certificate is being switched from GoDaddy to Cloudflare and it was not a smooth transition at all!
Thank you for your patience & understanding,
- The Cossio Insurance Team
Our internet is down at the office so we are unable to receive phone calls or process anything.
As soon as we can get back into the system we'll provide an update
Thank you for your patience and understanding.
For those that missed the FB live today with Tent and Table:
- what can you do to lower your exposure/risk?
- which policies do I need?
- what are some frequently asked questions regarding insurance?
2022 party rental outlook & tips:
The insurance market continues to harden (fewer carriers & higher premiums) for amusement & entertainment businesses. It would not be a surprise if the minimum premiums increase for the carriers that remain. Some GL carriers will not write in certain states like LA, FL, NY, NJ. If you are located in those states, expect rate increases (or higher minimum premiums) due to claims history in your respective state... even if you didn't have a claim.
Don't forget about your premium audits! For those that saw massive growth in 2021-- fantastic! Just remember to set aside some money to pay the audit premiums if you did better than initially projected. This will be in addition to your renewal premium. It's also important to note that your insurance is based on your sales revenue, not profit/loss. The audit is based on the performance of the business during your insurance policy term, not the 12 month calendar year.
Higher limits are becoming increasingly difficult & costly to obtain. If you need a $2 million per occurrence policy (or a $3 million aggregate), you should be fine -- but if you need significant limits on your Excess Liability/ Umbrella policy, be prepared for much higher premiums!
Commercial Auto (or Hired/Non-Owned Auto Liability) is becoming a requirement to operate in some public parks & schools. I have also seen requirements for sexual abuse/molestation coverage. Public entities are the #1 target for lawsuits and they a starting to expand some of their insurance requirements.
Cyber liability insurance remains relatively stable even with the surge in cyber attacks & ransoms in 2021. Hot take: If you don't have cyber coverage in today's digital environment I truly believe you are doing your business a disservice. You'd be surprised how inexpensive these policies can be.
Tips for 2022:
1. Start on your insurance renewal 60 days from your expiration date. Gather your supporting documents like Profit/Loss statements or a sales report from your software system (ERS / IO/ BCN). Update your inventory list, if necessary. If your mailing and/or storage location has changed, be sure to let your agent know!
2. DO NOT FORGET ABOUT ACCIDENT INSURANCE. If someone is accidentally injured on your equipment, don't wait for them to sue you. Let your insurance agent know as soon as you know someone was injured. Usually there is a time limit (90 days from the accident) to file the accident claim. Filing an accident claim will not impact your general liability loss history (other than drastically reduce the chance of a GL claim). It is a reimbursement policy, so the claimant does not "profit" from an injury.
3. Get rental software. There are so many benefits beyond being able to run a sales report. Whether it's Event Rental Systems, Inc., InflatableOffice, or Bouncy Castle Network - the customers with rental software tend to be more successful.
4. Commit to building or improving your website, Social Media, & SEO. ERS/IO/BCN all have out-of-the-box templates with their software. Other add-ons like Event Hawk will help convert the traffic going to your website. There are quite a few web developers in these groups to assist with SEO and tweaks to your website.
5. Make sure your training is DOCUMENTED! There are online certification courses you can take like SIOTO. Insurance carriers love training for the owner & employees. But don't forget to provide a safety checklist/ rules/ training for your customers that they must sign.
6. Take pictures of your setups (before & after). Require your renters to mark their utility/sprinkler lines prior to your arrival. If you are setting up at any event that is NOT a backyard birthday party (corporate, church, festivals, etc) -- make sure your waiver & rules are posted in front of your equipment.
7. Reach out to your insurance agent BEFORE you buy new inventory. Your insurance carrier may not insure the equipment you just purchased.
8. If you subcontract equipment from another company, make sure you are getting a certificate of insurance (& endorsement) naming your business as an additional insured. Remember that the person/company that owns the equipment should be setting it up & operating it. There should also be a written contract in place with the other company.
Our phone system (MS Teams) is having technical difficulties today. Some of our teammates are able to answer incoming calls, but not everyone.
Please be patient with us as we wait for Microsoft to figure this out.
If you need immediate assistance, email may be the best way to contact your agent.
We also have a chat feature on the website that is still working.
09/12/2021
To our valued customers:
In observance of Labor Day, our office will be closing at noon EST on Friday, September 3rd. We will reopen on Tuesday at 9 am EST.
Please be sure to get all of your additional insured certificates requested by EOD on Thursday so we have enough time to process them. Labor Day is one of our busiest holidays so PLEASE do not wait until the last minute for your certificates.
Website is back up and running!
Our website is currently down while we move servers. It should be back up within the next few hours.
You might have to Refresh the page.
Apologies for the inconvenience!
If you have urgent certificate requests, please email your agent with the following information:
Additional Insured Entity Name
AI Entity Mailing Address
Date(s) of the event
Location address of the event
Apparently, in an attempt to fix some of our website bugs, we have unexpectedly broken something in the code.
All online applications and additional insured requests submitted over the weekend are somewhere in cyberspace and we have no way of downloading them. We're working to get this fixed ASAP.
If you had any urgent requests, please give us a call at 864-688-0121.
We apologize for any inconvenience.
In observance of Memorial Day, our office will be closing at noon (EST) on Friday 5/28 and we will return on Tuesday June 1st.
Please be sure to get your additional insured certificate requests in today! This is typically a very busy weekend so please do not wait until the last minute!
We appreciate your business and thank you to all past & present military members!
Click here to claim your Sponsored Listing.
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Greenville, SC
29607
Opening Hours
| Monday | 9am - 6pm |
| Tuesday | 9am - 6pm |
| Wednesday | 9am - 6pm |
| Thursday | 9am - 6pm |
| Friday | 9am - 6pm |
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