Mikegrealestate

People want a discount on houses until they sell theirs.

Don't you dare give up when this year might be the year you WIN 💯.

Went to some communities today and some have a 4.99% interest rate available in select neighborhoods 🥳

2 people have came to me, and told me that they are scared to buy a home because people telling them it is a bad time to buy due to interest rates and home prices.

So I ask what was there rent one is paying $2,450 and one is paying $2,300 oh okay let’s talk with a lender and see we’re you at to purchase a home.

Focus on the monthly payment you can afford and start there.

🗣️🗣️🗣️Your first home
doesn't have to be your forever home... Your first home can be used to get you to your forever home if you're smart about it....

Plenty of people come to me and tell me they are ready to buy a home, and I ask if they have talked with a lender yet and the answer is no.

🗣️🗣️🗣️ You can't get approved if you have not put in the mortgage application.

🗣️What to look for when buying a house.

• Location
• Condition of the property
• Size and layout
• Age and style of the home
• Energy efficiency
• Price
• Resale value
• Environmental concerns
• Noise level
• Curb appeal
• Future home improvements

Mike Grant | SC Realtor ®️
864.607.2576
[email protected]
Keller Williams Greenville Central

🗣️Let’s Talk Goals

What are your 2024 Goals?

How do you plan to create wealth?

It all begins with a conversation with me.

What are you interested in?

1️⃣First Time Homebuyers
2️⃣Investment Properties
3️⃣Commercial Properties
4️⃣Land

Mike Grant | SC Realtor ®️
📲864-607-2575
📧[email protected]
Keller Williams Greenville Central

For those of you inboxing 📧 me about the Inquiry removal guide 📃, I’m going to post this here.

When it comes to inquiries we have hard and soft inquiries. Hard inquiries will affect your credit score. Soft inquiries does not.

Having too many hard inquiries (more than 3 or 4) will also make you look desperate 😩 for credit. Because the lender starts asking why the previous lenders didn’t approve you 🤔.

You NEVER 🚫 want to dispute hard inquiries associated with an open account/positive account. This can cause your account to be closed and you could lose the positive reporting for this account.

You should only dispute inquiries that are not associated with an open account.

Having to many hard inquiries can drop your FICO scores 30-50 points. Therefore having them removed will INCREASE your FICO score(s).

The 24-Hour inquiry removal guide provides the exact script you will use to have these inquiries removed.

You can also mail the inquiry removal letter in to the credit bureaus.

Either way, executing the steps is what’s going to help you get them removed.

If you have already purchased the inquiry removal guide, be sure to send me the resultzzzz.

If you haven’t purchased it, here’s the link to purchase: https://stan.store/ayeshagrant

Women are leading‼️ South Carolina women stand up. What is it going to take for men to start buying homes alone?

Mike Grant | SC Realtor ®️
864.607.2576
[email protected]
Keller Williams Realty

New home waiting for you.


Mike Grant | SC Realtor ®️
864.607.2576
[email protected]

Would you sell your home if your next
home purchase had a similar interest rate?🫣👀

Would you live here?

What would be your target location to purchase a home? 🏡

If you don't feel like you're ready to buy a home right now Don’t! You have to be mentally and financially ready for the responsibility.

Have You Thought About Selling Your Home This Year? 🏡

My goal this year is to assist 30 people with becoming a homeowner, investor, and/or with selling their home. 🏡
LIVING MY PURPOSE

New Homes available in Laurens
Pinehaven Subdivision
🚨3-4 Bedrooms
🚨2-3 Bathrooms
🚨3 Floor plans to choose from
🚨Starting at $223,490
🚨Finish time around May

Mike Grant | SC Realtor ®️
📱864.607.2576
📤[email protected]
Keller Williams Greenville Central

Do you know how much equity you have in your home?🏡📈💰

5 Tax Deductions for Homeowners
1)Mortgage Interest
2Mortgage Points Paid
3Property Taxes
4Home Office Expenses
5Home Equity Loan Interest

Mike Grant | SC Realtor ®️
864.607.2576
[email protected]
Keller Williams Realty

To my future homeowners, how much longer do you have until your lease ends?

I will be choosing a few people to provide letters to clean up your credit in my group Beefing with the Bureaus Credit Academy . Make sure you are in the group if you need to clean up your credit.

What’s more important? Purchase price or interest rate?

Happy Birthday to myself.

🗣️ The top 2 questions I always get asked about buying a home is :

1. What does my credit score need to be?

2. How much is the downpayment?

You can get approved for a home with a 580 credit score, but what is on your credit report and what is your debt-to-income ratio? It is more factors involved than your credit score.

Your downpayment depends on the loan type you get. USDA and VA are no money down.
FHA and Conventional anywhere from 3%-20%.

Other factors you need to think about are earnest money deposit, home inspection, appraisal, and closing costs which will also be needed.

Mike Grant | SC Realtor ®️
📱864-607-2576
📧[email protected]
Keller Williams Greenville Central

Buyer Tip

Attend open houses in the area you're interested in buying.
Doing so will allow you to:
• Get a feel for the area
• See a variety of properties
• See what you want in a home
• Ask questions

Mike Grant | SC Realtor ®️
📱864.607.2576
📧[email protected]
Keller Williams Greenville Central

BIG MISTAKES FIRST-TIME
HOMEBUYERS MAKE

#1: Not Having a Realistic Budget
#2: Not Correcting Credit Report Issues
#3: Not Comparing Mortgages Options
#4: Leading with Emotions
#5: Making Big Financial Decisions During the Home Buying Process
#6: First-Time Homebuyers
Should Never Waive the Home Inspection
#7: Underestimating the Costs of Owning a Home

Mike Grant | SC Realtor ®️
📲864-607-2576
📧[email protected]
Keller Williams Greenville Central

Buyer Tips!
Make a list of your home's must-haves and deal breakers.
This will be a great tool for your realtor in helping connect you with your ideal home.

To all my past clients who I've had the pleasure of assisting in your home buying journey, how is your home treating you? Any exciting updates or personal touches you've added? I'd love to hear or see any changes you have made?