Joel Schwartz - Ameriprise Financial Advisor

Pumpkin and apple flavored treats. Fall festivals. The leaves turning. What’s your favorite part of fall?

The markets rallied today and experienced solid gains. provides their thoughts on today’s market upturn in After the Close.

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Join us next Thursday, September 26, from 5:00 - 6:30 p.m. at Ruth's Chris DTC for our monthly Cocktails & Conversation event.

This is a great opportunity to meet our advisors and discover how Summit Wealth Management can help you be financially prepared for everything life brings - both the expected and unexpected.

RSVP on the events page on our website: https://bit.ly/4gt4Np9

Health care needs or medical expenses are hard to predict. We help individuals and families create strategies to save on near-term health care expenses while also planning for future medical costs. Reach out if we can help you or a loved one.

7 ways to lower health care costs and save money These proactive steps can help you manage your expenses today and save money in the long run.

Curious about how elections influence market behavior? The U.S. Election Guide from explores historical market responses during election cycles and the role that the makeup of Congress historically plays.

U.S. election guide for investors Download our guide for a historical look at how past elections and presidents have impacted the markets and economy.

“Fed rate cuts are coming. But it's less important whether the first cut is 25 or 50 basis points, in our view. The more important dynamic for investors to keep tabs on is whether rate cuts take the escalator or elevator down from there.” – Anthony Saglimbene, Ameriprise Chief Market Strategist

Investors shouldn’t root for aggressive rate cuts Get more expert insights by reading the latest Weekly Market Perspectives.

This Patriot Day, we honor the heroes of September 11, 2001, and remember those we lost.

Open enrollment is right around the corner – have you reexamined your health care coverage? If you are weighing your options, let’s talk about how you can make the most of your benefits.

7 things to consider during open enrollment Open enrollment offers a once-a-year opportunity to reevaluate your health care coverage.

Grandparents can offer a wealth of knowledge and experience to their grandchildren. What financial wisdom will you pass down to your grandchildren?

“Investors should remain cognizant that expectations and valuations for NVIDIA and Big Tech as a whole are elevated compared to other areas of the market that are more reasonably priced. This could result in more volatility across Big Tech based on how investors perceive the trajectory for growth and profits over the coming quarters. With expectations already high, investors may have to stomach more volatility moving forward and less homogenous trading across technology stocks as we move through the rest of the year.” – Anthony Saglimbene, Ameriprise Chief Market Strategist

Investors should remain focused on fundamentals to navigate through historically weak September Get more expert insights by reading the latest Weekly Market Perspectives.

Tailgates are for fans! Our team held a fall kickoff lunch potluck, and it gave me the perfect opportunity to wear my Chicago 57 jersey to work. What's your favorite concert merch or sports jersey?

Market volatility can often be uncomfortable. To help provide some perspective on today’s market activity, read today’s After the Close from .

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Help your employees enroll in benefits that support their short- and long-term goals. Message me to learn how the Ameriprise Financial Wellness program can work with your workplace to support employees during open enrollment.

I hope everyone has a fantastic holiday weekend!

“With major U.S. stock averages, like the S&P 500 and Dow, back near their high-water marks, investors should be a little more cautious of the near-term ‘direction of travel’ from here. For stocks to grind higher through year-end, profit expectations need to be met, outlooks need to remain largely positive, consumer/business trends need to stay on track, and the Fed still needs to land the plane into a soft-landing. Simply, a lot has to go right for stocks to continue to elevate from here." – Anthony Saglimbene, Ameriprise Chief Market Strategist

Rate cuts are finally coming. However, a lot must go right for stocks to move higher through year-end. Get more expert insights by reading the latest Weekly Market Perspectives.

How many years are you from retirement? Review these important milestones to make sure you’re on track. Wherever you are in the journey, we can help get you where you want to be.

Retirement countdown milestones Our pre-retirement checklist may help you improve your savings.

“It's mid-August, and we are in a seasonally weak period for stocks. Volatility usually climbs in August and September, and an upcoming election in November may keep markets wound tight and susceptible to periodic downdrafts.” – Anthony Saglimbene, Ameriprise Chief Market Strategist

Stocks recently posted their best week all year: where did all the market volatility go? Get more expert insights by reading the latest Weekly Market Perspectives.

We will be at Ruth's Chris Steak House DTC tomorrow from 5:00 - 6:30 p.m. If you have questions about how working with a financial advisor can help you meet your objectives, we could love to discuss those with you. RSVP on our website and join us!

https://bit.ly/3Xc6PCh

Retirement planning isn’t only for those close to or in retirement. No matter your age or stage, I can provide advice to help you enjoy the retirement envision.

7 retirement tips for every age Feel more confident about living the retirement you want, no matter what age or life stage you're in.

We would like to invite you to our happy hour at Ruth's Chris DTC next Thursday, August 22. Bring a friend and join our team and get answers to your questions about how working with a financial advisor can put you on the path of financial confidence.

Visit our website to RSVP.

https://bit.ly/4croryK

“History, a little perspective, and a well-thought-out investment strategy usually go a long way in helping investors navigate the expected and sometimes unexpected turbulence that routinely develops across financial markets — particularly in August.”– Anthony Saglimbene, Ameriprise Chief Market Strategist

It's not always sunshine and rainbows. But the occasional storm shower can help reset the deck chairs. Get more expert insights by reading the latest Weekly Market Perspectives.

What does your ideal retirement look like? We can partner with you to help you achieve your retirement savings goals and bring your dream retirement to life.

Ways to boost your retirement savings Rev up your retirement savings with these tips.

August 8 is , commemorating the establishment of the U.S. monetary system. Fun fact: a normal piece of paper can withstand about 400 folds before it breaks while a dollar bill can be folded at least 8,000 times.

“In our view, investors should rationally consider the current landscape. Are markets correcting because they may have seen equity market gains come too far too fast? Or are markets falling because of true threats over economic conditions and the possibility of a global recession? We believe, the preponderance of evidence supports the former. The U.S. economy is currently moderating to more sustainable rates, but a near-term recession is not the most likely path ahead, in our view.” – Russell Price, Ameriprise Chief Economist

Is the Fed behind the curve? Get more expert insights by reading the latest Weekly Market Perspectives.

Choosing when to take Social Security is one of the most important decisions you’ll make as you near retirement. You don’t have to make it alone. Let’s work together to evaluate your options and plan for your future.

Do you live with a partner but don't plan to marry? Ameriprise Senior Vice President of Financial Advice Strategy and Marketing Marcy Keckler shares why a cohabitation agreement may help you align on key areas like estate and retirement planning.

What Are Cohabitation Agreements and Who Are They For? Experts say issues like money, property, family support and retirement assets need to be part your cohabitation agreement.

Trading activity was volatile today. Take a look at a summary of relevant events from .

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Investment markets don’t move in a straight line but through periods of gain and loss. Check out the latest insights from on today's market swings.

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