The Charlie Jackson Team

Are you in the military and looking to buy a home in 2024?

Call us today for more info on how we can help you and your family save thousands on your home loan: 720-334-2949, or visit us online at www.NightingaleAdvantage.com!

Homeownership is within reach in 2024! . . .

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🏡 Looking to buy your dream home in 2024? 🌟 If you're a healthcare professional, Nightingale Advantage has got you covered! We understand the challenges you face and are here to support you in securing a home loan tailored to your needs. Reach out to us today at 720-334-2949 to take the first step towards owning your own slice of paradise!

See how much you can save at www.NightingaleAdvantage.com!

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As a Reverse Mortgage Specialist, I've been helping those 62 and older purchase a home using a reverse mortgage since 2014. For more information, watch the video below, and then give me a call at 720-334-2949. I'm licensed in CO, FL, and MN.

The Massive Opportunity Nobody is Talking About! 2024 brings a transformative opportunity in the housing market: Reverse Purchase Financing. This strategy isn't just a refinance tool; it's a powerful way to...

Not only do we offer thousands back on your home loan purchase, but we are the only mortgage program created from gratitude and a promise! ⁠ ⁠ Learn more about us and get started at www.NightingaleAdvantage.com⁠ .⁠ .⁠ .⁠ or call 720-334-2949.

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🎉 Celebrating Black History Month with gratitude and honor at Nightingale Advantage! Born from a profound sense of appreciation, we're proud to give back to those who serve us every day. Join us in recognizing and honoring the contributions of Black leaders in healthcare, our community, & in the mortgage industry, past and present.

Check out this great home. If you like to finance it hit me up. 720-334-2949 I’m here locally in Port Charlotte, FL. https://www.ccm.com/charlie-jackson/

Calling all First Responders! You can save thousands on your home loan! If you work in the healthcare industry in any capacity (this includes hospital maintenance, nutrition support, housekeeping, billing and coding, etc), are a first responder, or are a part of the military or law enforcement, and you're wanting to buy a home, reach out to us to see if you qualify!

Visit us online at www.NightingaleAdvantage.com to see how much you can qualify for, or give us a call at 720-334-2949! We are here for you! . . .

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Happy Valentine's Day from Nightingale Advantage! ❤️ Today, we're spreading love and appreciation for the work we do and the incredible clients we serve.

We're passionate about making a difference, and it's all thanks to you! Here's to another year of meaningful connections and shared success.

FHA Loan Requirements for 2024

FHA Loan Requirements 2024 I CrossCountry Mortgage Explore FHA Loan Requirements in 2024. Learn about credit score, employment, down payment, and property criteria. Discover FHA loan types and how to apply.

Check to see if your mortgage allows a ballon payment … 😉

Hot Take: Assumable Mortgages Are a Gimmick!⁣
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Of the 4.71M homes sold in 2023, about 6,400 were “assumable mortgages”.⁣
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The VA says it should take about 45 days for a lender to close this type of transaction… in reality, it can take 3-4 months, and often times the buyer finds out it won’t go through after 90+ days of headaches.⁣
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Most buyers don’t realize they have to pay the difference between the sale price and the sellers’ loan balance. If the seller owes $300k, but they’re selling for $450k, the buyer needs a $150k down payment. Most buyers do not have that cash on hand, and FHA/VA buyers are specifically seeking a low-down payment mortgage option.⁣
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Mortgage servicing companies are not staffed properly to handle the 500% increase in Assumable Mortgage requests. ⁣
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They also don’t make a big profit on these transactions, hence the lack of focus on staffing and ex*****on. Consumers filed 149 complaints related to mortgage assumptions with the CFPB in 2023.⁣
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It’s a buzzworthy topic given the higher-interest rate environment, but unfortunately, it’s unrealistic for most.⁣

Let’s get you into a home without wasting time and energy on programs that are unrealistic. 720-334-2949

*** ATTENTION CO, FL, MN PEEPS ***

Looking to Create that Additional Space, perhaps a Home Office or Remote Work Space?
Renovate to the Kitchen of Your Dreams?
Finally Finish Your Lower Level or Man Cave?
Knock Down A Wall to Create Open Concept Living?
A Whole House Renovation?
Put in An Inground Pool?

Well, we here at CrossCountry Mortgage have an easy solution for you. Simply contact us below, and we'll get back to you asap.

We have multiple contractors in the above states to refer you to for any job, big or small. Just ask!



https://ccm.com/lp/CrossCountryRenovationLending

I get asked this all the time, whether at a party, neighborhood get-togethers, or just getting together with friends: “What’s the rate today or where are the rates today or what rate can you get me or I was quoted 1.99% the other day, can you beat that?” I could lie and talk like the other guys and say, "Well, today they’re between 1.50% and 1.75%". BTW, there are times someone may be able to get a 1.50% rate, but they will pay thousands upon thousands to get it. For a real quote, give me a call at 720-334-2949. Check out the image for what’s needed for a real quote.

Not only do we deliver cookies to those who give so much, but with those cookies, we also deliver smiles! ⁠ ⁠ This is definitely one of the best parts of the job!

If you work in healthcare in any capacity, are a first responder, or are a member of the military or law enforcement, then the Nightingale Advantage is for you! ⁠ ⁠ See how much you can save today at www.NightingaleAdvantage.com To get started now, call 720-334-2949

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A great financial tool for seniors is a Reverse Mortgage. Don't let the name scare you. Don't let pride and/or ignorance get in the way. Is it for you or one of your friends? I don't know.

What I do know is that most people have a misunderstanding of who owns the home and how it works. So I recommend getting the facts! Call 720-334-2949

Aging In Place Statistics (2024) Aging In Place Statistics (2024)

Nurses! You can save thousands on your home loan! The Nightingale Advantage Program loan option can cover a significant amount of the closing costs on a mortgage or help you buy down your interest rate. We are serious about Giving Back To Those Who Give!

Reach out to us TODAY to start discussing this potential loan option! Visit us online at www.NightingaleAdvantage.com or give us a call at 720-334-2949! We can't wait to hear from you! . . .

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Calling all First Responders! You can save thousands on your home loan! If you work in the healthcare industry in any capacity (this includes hospital maintenance, nutrition support, housekeeping, billing and coding, etc), are a first responder, or are a part of the military or law enforcement, and you're wanting to buy a home, reach out to us to see if you qualify! Calling all First Responders! You can save thousands on your home loan! If you work in the healthcare industry in any capacity (this includes hospital maintenance, nutrition support, housekeeping, billing and coding, etc), are a first responder, or are a part of the military or law enforcement, and you're wanting to buy a home, reach out to us to see if you qualify! Parents and Children also qualify.

Visit us online at www.NightingaleAdvantage.com to see how much you can qualify for, or give us a call at 720-334-2949! We are here for you! . . .

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It's always a pleasure to receive reviews from clients, and even more so when they're from a Realtor.

New ★★★★★ 5 Star Experience.com Review by Kevin D Click to see all 113 reviews of Charlie Jackson, Certified Mortgage Advisor | NMLS # 612899

Sales of existing homes slid 1% from November to December, though sales are expected to move higher this year. NAR’s Chief Economist, Lawrence Yun, explained that “mortgage rates are meaningfully lower compared to just two months ago, and more inventory is expected to appear on the market in upcoming months."

Housing Starts fell for the first time in four months in December, as they were dragged lower by a decline in single-family homebuilding.

However, the National Association of Home Builders has said they expect single-family Starts to grow this year. There are already signs that this may be the case, as single-family Building Permits (which reflect future construction) reached their highest level in a year.

If you would rather walk away with more money and less stress, hit me up and I'll gladly refer you to one of my realtor partners. :-)

10 BEST REASONS TO GET A REVERSE MORTGAGE

While there are situations where a reverse mortgage may be a suitable financial option, it's important to approach this decision carefully. Here are some potential reasons why someone might consider getting a reverse mortgage:

1. **Supplementing Retirement Income:** A reverse mortgage can provide a steady stream of income for retirees by tapping into the equity of their home.

2. **Eliminating Monthly Mortgage Payments:** Borrowers with a reverse mortgage typically do not make monthly mortgage payments, providing relief on fixed incomes.

3. **Maintaining Homeownership:** Reverse mortgages allow homeowners to stay in their homes while accessing funds, offering an alternative to selling the property.

4. **Covering Healthcare Expenses:** The funds from a reverse mortgage can be used to cover medical costs, including long-term care or unexpected health issues.

5. **Home Improvements or Repairs:** Accessing home equity through a reverse mortgage can fund necessary renovations or repairs.

6. **Paying off Existing Debt:** Reverse mortgages can be used to pay off existing mortgage debt or other outstanding loans, reducing financial burdens.

7. **Enjoying a Comfortable Lifestyle:** Seniors may use reverse mortgage funds to enhance their quality of life, whether through travel, hobbies, or other leisure activities.

8. **Delaying Social Security Benefits:** By using a reverse mortgage for living expenses, retirees may delay claiming Social Security benefits, potentially increasing the amount received later.

9. **Estate Planning:** Reverse mortgages can be part of an estate planning strategy, allowing heirs to inherit the home while using other assets.

10. **Financial Flexibility:** The flexibility of receiving funds as a lump sum, monthly payments, or a line of credit provides financial flexibility based on individual needs.

It's crucial to carefully weigh the pros and cons of a reverse mortgage, considering factors such as costs, interest rates, and potential impacts on inheritance. Consulting with me, Charlie Jackson - Certified Mortgage Advisor - NMLS 612899 and one of my financial advisors or yours is strongly recommended to ensure it aligns with specific financial goals and circumstances. Additionally, understanding the repayment terms and potential risks associated with a reverse mortgage is essential.

We live by our motto, "give back to those who give," and just one way we like to give back is our weekly cookie deliveries to those who give so much for us! ⁠ ⁠

Call me today for more information at 720-334-2949 or visit us online at www.NightingaleAdvantage.com⁠ .⁠ .⁠ .⁠

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10 best reasons to inquire about a reverse mortgage?

While there can be valid reasons for some individuals to inquire about a reverse mortgage, it's important to note that reverse mortgages may not be suitable for everyone. Here are some potential reasons why someone might consider looking into a reverse mortgage:

Supplementing Retirement Income: Reverse mortgages can provide a source of income for retirees, allowing them to tap into the equity of their home.

Eliminating Monthly Mortgage Payments: With a reverse mortgage, borrowers typically don't make monthly mortgage payments, which can free up cash flow.

Covering Healthcare Expenses: Some individuals may use reverse mortgage funds to cover medical expenses or long-term care costs.

Home Renovations or Repairs: Accessing home equity through a reverse mortgage can be a way to fund necessary home improvements.

Paying off Existing Debt: Reverse mortgages can be used to pay off existing mortgage debt or other outstanding loans.

Delaying Social Security Benefits: By using a reverse mortgage to fund living expenses, retirees may be able to delay claiming Social Security benefits, potentially increasing the amount received later.

Travel or Leisure Activities: Some individuals may use reverse mortgage proceeds to fund travel, hobbies, or other leisure activities.

Estate Planning: Reverse mortgages can be part of an estate planning strategy, allowing heirs to keep the home while using the funds for other purposes.

Adjusting to a Fixed Income: For those on a fixed income, a reverse mortgage may provide financial flexibility.

Emergency Fund: The funds from a reverse mortgage can serve as an emergency fund, providing a financial safety net.

It's crucial for individuals considering a reverse mortgage to thoroughly understand the terms, costs, and potential risks associated with this financial product. Consulting with myself, Charlie Jackson - Certified Mortgage Advisor - NMLS 612899 and my financial advisor or yours is highly recommended to assess individual circumstances and explore alternative options.

Rates are based on individual qualifications, i.e., a low versus a high credit score, etc... Call me via my cell at 720-334-2949 for yours.

Mortgage Rates 101, Part 4: How Are They Determined? Key Concepts Mortgage rates are driven by investor demand Investors view mortgages as similar to bonds (lower risk, more stable return) Unpredictable consumer behavior makes mortgages mor...