Michael Price - Gulf South Mortgage, LLC

🔑🔐 Housing Unlocked..

Existing Home Sales, month-over-month, jumped 9.5% for February vs -1.3% estimate.

But wait—Mortgage rates are 80bps higher than they were last Feb, when we had a similar jump??

🏡 Buyers and sellers can wait only so long to transact.

(Skyler Weinand)

I guess changing the names and photos announced it, but I’ll do it officially.

After three years at CMG, I'm excited to finally announce that I've taken on a new Loan Officer role with Chris G. Ladner and the team at Gulf South Mortgage. I'm looking forward to this next step in my career path and the new opportunities that will ultimately come with it.

I'm grateful for the time I spent at CMG and the people I worked with over the years. I miss you guys in the office already. Being a top producer there wasn’t accomplished alone and I wanted each of you to know I’m appreciative for supporting me and helping me always. I’ll never forget that.

I'm sure this new chapter will bring many great experiences and I’m looking forward to it.

True or False? You need perfect credit to buy a home. FALSE! Having less-than-perfect credit will NOT disqualify you from getting a mortgage loan. Scroll through to see what you need to know about buying a home with less-than-perfect credit

How long should you stay in your home before selling? Whether you’re upsizing, downsizing, or facing financial concerns, the timing of selling your home can greatly impact your financial outcome. Here’s what you need to know: http://spr.ly/6188VnayA

Realtor® Real Talk: how do you choose the right agent? Look out for these green flags to find your perfect Realtor® match

Last week, the employment situation came in hotter than expected and rates saw the highest one-day jump since October 2022. But—that’s not the whole story. Read here: http://spr.ly/6181Vyv3l

Imagine finding the home of your dreams on the market... just to find out it's out of your budget. Avoid the heartbreak by getting preapproved BEFORE you start house hunting

Not falling in love with any of the listings you see? Good news: your dream home might be on the market-- it just needs some work! Scroll through to see how a Renovation Loan can bring your dream home to life

What are your goals when selling your home? While it is not a requirement, working with a knowledgeable real estate agent can help you get more money for your home—especially in the current market. Read the top reasons why hiring a real estate agent can pay off for home sellers: http://spr.ly/6187pWgpH

List it 🏠 ✔️
Lock in buyer interest 🔒
Sell it faster 💵
With our exclusive List & Lock™ advantage, sellers can advertise discounted rates on their listings, drawing in more buyer demand, and giving the future buyers a more desirable rate on their mortgage. Ready to learn more? Contact me today!

Who says downsizing has to mean downgrading? Not us! Downsizing can mean less maintenance, lower bills, and more time to enjoy your home

Buy NOW to beat out the buyer competition, SAVE when rates fall with Rate Rebound. Call me to see how you can save!

When it comes to home buying, the proof is in the preapproval! Here’s how a mortgage preapproval gives you the upper hand in today’s housing market: http://spr.ly/6184TaOVj

How often should you change your furnace filter? It depends on the type of filter! For basic, 1-inch filters, the standard is every 1 to 3 months. For thicker, pleated 4-inch filters, replacing them every 3 to 6 months should do the trick

Last week, the retail sales report for December came in above expectations and mortgage rates trended higher as a result. However, last week wasn’t ALL bad news. Home builder sentiment is up, construction is cruising along, and rates are still trending lower than their recent highs in October. Read here: http://spr.ly/6183TwudT

New year, bigger home, smaller mortgage payments. With our exclusive Mortgage Payment Buydown program, you can unlock a lower mortgage payment for up to 3 years. What's next? Contact me to explore your possibilities!

There's snow place like home! When winter weather comes your way, it pays to be prepared. Follow these steps to protect your home from snow damage ❄️

Though last year showcased unprecedented highs in rates and home prices, the 2024 housing market is already showing signs of hope. Here’s where the market stands now and what to expect in the future:
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Are lower-trending rates here to stay? Last week, the consumer price index (CPI) for December reported hotter-than-expected inflation data. Though higher inflation typically leads to higher rate trends, mortgage rates trended lower. What does this mean for you? Read here as we break it down: http://spr.ly/6181rJdkf

Though rugs are mainly appreciated for their aesthetic value, they can also help to keep you warm! As they insulate the floor and stop heat loss, area rugs can increase the temperature of a space.

"There comes a time when one must take a position that is neither safe, nor politic, nor popular, but he must take it because conscience tells him it is right." -Dr. Martin Luther King Jr.
Today and every day, CMG Home Loans honors Dr. King's legacy of justice and love. We wish you a reverent Dr. Martin Luther King Jr. Day

Ready to reach your homeownership goals this year? Now's the time to get ahead of the competition! It all starts with a preapproval. Contact me today to take the first step!

Selling your home requires more than a “For Sale” sign and a tidy interior. If you’re planning to list your house for sale, strategic preparation is key. Here’s your comprehensive guide on how to prepare your home for peak buying season: http://spr.ly/6187RtbCf

Is 2024 the year you build your credit? Resolve to raise your credit score this year with these 6 tips!

Pipes can freeze and burst when temperatures dip below 32°F, potentially leading to thousands of dollars in flood damage. To prevent frozen pipes:
-set home thermostats above 55°F
-insulate pipes in unheated areas
-Secure outdoor hoses, valves, and faucets

Even after a week filled with potential volatility, rates held their own. Though jobs data came in much hotter than expected, rates were only slightly higher at the end of the week—which is huge progress from six months ago. Here’s what to expect moving forward: http://spr.ly/6181RWwfW

Mortgage interest can be one of life’s biggest financial obstructions. Overcome the hurdle and make 2024 YOUR year with the All In One Loan™. Ask me how this innovative program can help you achieve mortgage freedom in HALF the time or less!

Imagine finding your dream home on the market… just to learn it’s way over budget. Before you even start searching for a home, it’s important to determine how much of a loan you can receive. Here are the six main factors that loan officers look at when determining how much home you can afford: http://spr.ly/6184RiNum