Texas Coastal Mortgage

We are a full service mortgage lender offering purchase, refinance, construction, Tx Veteran, FHA, Conventional, Investor and first time homebuyer loans.

Heather Welch | NMLS # 230689

Branch Manager



American Pacific Mortgage NMLS 1850 (DBA) Texas Coastal Mortgage

Equal Housing Opportunity
Licensed by the Dept of Financial Protection and Innovation under the CRMLA

https://www.apmortgage.com/privacy-policy

09/01/2024

🚨 Great news from Rodney Kaase at Texas Coastal Mortgage! 🏡

With mortgage rates at a low, it's the perfect time to buy your dream home. But hurry—lower rates mean more buyers and potentially higher prices! 📈 Don't miss out on this opportunity.

Reach out to Texas Coastal Mortgage today to explore your options and secure the best deal before the rush. Let’s get you home! 📞🌟

Rodney Kaase | NMLS # 314703
🏦 6624 N. 10th St, Ste E, McAllen TX 78501
📧 [email protected]
📞 956-778-7212



📼 Light Works Real Estate Media

Photos from Bertha De La Rosa, Realtor-Legacy Realty Group RGV's post 08/31/2024

Call 📞 today to find out how you possibly can move into this house with little to no money out of pocket!! 956-364-2775

08/27/2024

🌟 Back again with Heather Welch from Texas Coastal Mortgage and Bertha De La Rosa, Realtor-Legacy Realty Group RGV from Legacy Realty Group!

Today, Bertha is answering the top 3 questions she gets as a realtor. 🏡💬

1️⃣ What’s my house worth? A realtor can provide a detailed market analysis, free of charge, to pinpoint your home's value based on current market trends. 📊

2️⃣ How long will it take to sell my house? Timing can vary, but your realtor can examine local market trends to give you a realistic timeframe based on your neighborhood. ⏳

3️⃣ What are the costs of buying or selling? A realtor should ensure you understand all associated costs upfront, from closing costs to other necessary expenses. 💸

If you've got more questions or if you're ready to jump into homeownership, give us a call and get expert advice tailored to your needs. 📞 Let’s make your real estate goals a reality!

Heather Welch | NMLS # 230689
📧[email protected]
📞 956-364-2775
📲 956-793-1494

Bertha De La Rosa
Legacy Realty Group 🏡
📞 956-434-9723
📧 [email protected]



📼 Light Works Real Estate Media

Photos from Home Loans by Jennifer Hernandez - NMLS # 2472695's post 08/24/2024
08/23/2024
08/22/2024

🌟 Hi, I'm Heather Welch from Texas Coastal Mortgage, and today we're diving into why using a realtor is crucial when buying a home! 🏡

Joining me is top realtor Bertha De La Rosa, Realtor-Legacy Realty Group RGV , who'll share how realtors guide you through every step—from understanding market trends 📈 to negotiating the best deals for you. 💼

Whether you're buying for the first time or selling, a great realtor is there to navigate market complexities, ensure top dollar for sellers, and secure the best possible deals for buyers. 🤝

Realtors like Bertha are key to making the process smooth and successful, ensuring you understand every contract and get the most value. 📜

Got questions about using a realtor, 📞 contact Bertha at Legacy Realty for personalized guidance and expert advice; and if you're ready to start your home buying adventure 🚀 Call Texas Coastal Mortgage for a free prequalification and let's make your home goals a reality.

Heather Welch | NMLS # 230689
📧[email protected]
📞 956-364-2775
📲 956-793-1494

Bertha De La Rosa
Legacy Realty Group 🏡
📞 956-434-9723
📧 [email protected]



📼 Light Works Real Estate Media

08/20/2024

👋Hey loan officers, are you ready for a career upgrade?

🌟 Meet Casey Filippone the new Sales Director at Texas Coastal Mortgage! 🌟

🏦💼 Whether you’re looking to lead your own team or just need better support, we’ve got one of the most competitive compensation plans in the industry. 📈 Don’t settle for less—elevate your career with us!

👉 Interested? Contact Casey today and let’s make it happen! 📞

Casey Filippone | Sales Director
📧 [email protected]
📞 956-364-2775
📲 956-535-1654



📼

08/18/2024

🚨NEW LISTING ALERT!🚨

Check out my Newest Listing! 👀 🏡✨

This 3 Bedroom 2 Bath home is a perfect blend of comfort & style! Enjoy the open floor plan, perfect for entertaining & unwind in your private pool after a long day! Located in a serene neighborhood close to amenities with easy access to expressway & restaurants. This home is a true oasis! Don't miss the opportunity to make it yours!

Schedule a private showing today!

If you’re thinking of Buying, Selling or Investing give me a call! 📞

☎️ (956) 367-1697
💌 [email protected]

Visit my website! Crystalpedraza.kw.com

08/15/2024

Check out Part 2 of our myth-busting series with Heather Welch at Texas Coastal Mortgage! 🌟

Today, she's tackling:

Myth #3: Renting is always cheaper than buying. 🏠➡️📈 While renting may seem less costly short-term, owning a home allows you to build equity, turning your monthly payments into a future financial asset, unlike rent which only benefits your landlord.

Myth #4: The lowest interest rate is always the best choice. 📉 Sure, a low rate is great, but remember to consider all associated costs like closing fees, property taxes, and maintenance, which impact your overall affordability. 🏡💸

Don’t let these myths deter your home buying journey! Homeownership could be more achievable than you think.

Ready to explore your options? Contact us at Texas Coastal Mortgage to get started!

Heather Welch | NMLS # 230689
📧[email protected]
📞 956-364-2775
📲 956-793-1494



📼

08/13/2024

Today we're busting mortgage myths with Heather Welch at Texas Coastal Mortgage! 🏡💥

Myth #1: You need a 20% down payment to buy a home? Not true! While a larger down payment can have benefits, many programs like FHA, USDA, and VA offer low or even no down payment options for first-time buyers. 🌟

Myth #2: Perfect credit is a must? Think again! Good credit helps, but your debt-to-income ratio, employment history, and income are also key. There are even programs for those with credit scores as low as 500. 🔑

Don’t let these myths hold you back from exploring your home buying options. Homeownership might be closer than you think! 🏠✨ Give us a call to learn more and stay tuned for part 2 of our series. Follow us for more insights!

Heather Welch | NMLS # 230689
📧[email protected]
📞 956-364-2775
📲 956-793-1494



📼 Light Works Real Estate Media

08/08/2024

Hello everyone! I’m Blanca L. Garcia Mortgage Loan Officer your Mortgage Educator, and today I’m here to help you navigate through some common mortgage pitfalls to ensure a smooth home buying journey:

1️⃣ Get Pre-approved: This is crucial! Pre-approval clarifies your budget and signals to sellers that you’re a serious buyer.

2️⃣ Hold Off on Big Purchases: Wait until after your home closing to buy that new car or take on any large debts. Such actions can impact your credit score and loan approval.

3️⃣ Understand Your Loan: Knowing your interest rate, monthly payments, and the duration of your loan is essential. Don’t hesitate to ask questions to fully understand your loan terms before you sign.

🏠 By steering clear of these mistakes, you're setting yourself up for a successful and stress-free home purchase.

📞 Have questions or need some guidance? Reach out to me at Texas Coastal Mortgage. I’m here to help make your home buying process as smooth as possible!

Blanca Garcia | NMLS #1199758,NMLS #1850
☎️ 956-207-2362
📮 [email protected]



📼 Light Works Real Estate Media

08/06/2024

Hey there! It's Blanca L. Garcia Mortgage Loan Officer from Texas Coastal Mortgage. 🌟 Ever thought about turning that fixer-upper into the home of your dreams? With a renovation loan, it's easier than you think! Here’s a quick breakdown of your options:

1️⃣ FHA 203(k) Loan: Borrow based on your home's future value after improvements, perfect for larger projects.
2️⃣ Conventional Renovation Loans: Enjoy more flexibility and fewer restrictions on renovations.
3️⃣ Refinancing: Already own your home? Update and improve it with a renovation loan instead of taking on a second mortgage.

🏠 Renovation loans are an incredible way to boost a property’s value and tap into its full potential.

📞 Interested in exploring these options? Contact me, Blanca at Texas Coastal Mortgage, to start your renovation journey and make the most out of your investment!

Blanca Garcia | NMLS #1199758,NMLS #1850
☎️ 956-207-2362
📮 [email protected]



📼 Light Works Real Estate Media

08/03/2024

OPEN HOUSE EVERY SATURDAY & SUNDAY IN AUGUST 1-4PM. Join us for a mimosa as you sip & stroll this luxurious home built by Homelink | Call 956-455-5484 for more info

08/01/2024

🏡 ¡Hola futuros propietarios! Soy Blanca L. Garcia Mortgage Loan Officer tu Educadora Hipotecaria en Texas Coastal Mortgage. 🌟

¿Sabían que existen opciones de financiamiento diseñadas para ayudarles a alcanzar su sueño de tener casa propia? 🏠 Desde préstamos convencionales hasta opciones especializadas para compradores con ITIN, DACA y préstamos FHA, en el mundo de las hipotecas hay soluciones para casi todas las situaciones.

Mi trabajo es encontrar la mejor solución hipotecaria para ustedes, adaptada a sus necesidades únicas. 🌍 ¡Imaginen abrir la puerta de su nuevo hogar con una hipoteca hecha a medida!

¿Listos para explorar todas las opciones y dar el primer paso hacia la casa de sus sueños? 🚀 Contáctenme hoy para comenzar. ¡Estoy aquí para ayudarles en cada paso del camino! 📞

Blanca Garcia | NMLS #1199758,NMLS #1850
☎️ 956-207-2362
📮 [email protected]



🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷

🏡 Hello future homeowners! I'm Blanca García, your Mortgage Educator at Texas Coastal Mortgage. 🌟

Did you know there are financing options available today that can help make your dream of home ownership a reality? 🏠 From conventional loans to specialized options for buyers with ITIN, DACA, and FHA loans, there are mortgage solutions for nearly every situation in the mortgage world.

My job is to find the best mortgage solution for you, tailored to your unique needs. 🌍 Imagine opening the door to your new home with a mortgage designed just for you!

Ready to explore all the options and take the first step towards your dream home? 🚀 Contact me today to get started. I'm here to assist you every step of the way! 📞

Blanca Garcia | NMLS #1199758,NMLS #1850
☎️ 956-207-2362
📮 [email protected]



📼 Light Works Real Estate Media

07/30/2024

🏡 ¡Hola! Soy Blanca L. Garcia Mortgage Loan Officer de Texas Coastal Mortgage, tu Educadora Hipotecaria. 🌟

¿Eres extranjero y sueñas con comprar una casa en Texas? ¡Tengo excelentes noticias para ti! 🎉 En nuestra empresa, comprendemos a la perfección las necesidades de los compradores internacionales. Por eso, ofrecemos una amplia gama de opciones de financiamiento diseñadas especialmente para ti, incluyendo préstamos para titulares de ITIN y programas exclusivos para ciudadanos de otros países. 🌍

Con nuestros programas, puedes adquirir propiedades sin necesidad de un número de Seguro Social. Los requisitos varían, pero no te preocupes, estoy aquí para ayudarte en cada paso del proceso y asegurarme de que encuentres la opción perfecta para ti. 🏠

¿Listo para dar el siguiente paso? Llámame hoy al 956-207-2362 o visita nuestras redes sociales para obtener más información y comenzar el camino hacia la casa de tus sueños en Texas. ¡Estoy aquí para ayudarte! 📞

Blanca Garcia | NMLS #1199758,NMLS #1850
☎️ 956-207-2362
📮 [email protected]



🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷🔷

🏡 Hello! I'm Blanca García from Texas Coastal Mortgage, your Mortgage Educator. 🌟

Are you a foreigner dreaming of buying a home in Texas? I have great news for you! 🎉 At our company, we perfectly understand the unique needs of international buyers. That's why we offer a wide range of financing options specially designed for you, including ITIN loans and exclusive programs for citizens from other countries. 🌍

With our programs, you can purchase properties without needing a Social Security number. Requirements vary, but don't worry, I'm here to guide you every step of the way and ensure you find the perfect option for you. 🏠

Ready to take the next step? Call me today at 956-207-2362 or visit our social media for more information and start the journey to your dream home in Texas. I'm here to help! 📞

Blanca Garcia | NMLS #1199758,NMLS #1850
☎️ 956-207-2362
📮 [email protected]



📼 Light Works Real Estate Media

07/27/2024

🏡 Hey Realtors, Blanca L. Garcia Mortgage Loan Officer here from Texas Coastal Mortgage with a game-changer for your listings! 🌟

🛠️ Struggling to sell properties that don’t meet FHA guidelines? Our renovation loans are the solution! They allow for a straightforward purchase transaction, enabling your clients to buy and renovate their dream home within the usual contract timeline.

📈 Expand your selling options, satisfy your clients, and close more deals. Our renovation loans can transform challenging listings into sold properties!

🤝 Ready to boost your sales? Contact us to learn how our renovation loans can help you and your clients achieve more.

Blanca Garcia | NMLS #1199758,NMLS #1850
☎️ 956-207-2362
📮 [email protected]



📼 Light Works Real Estate Media

07/25/2024

🌟 Hi there! It's Blanca L. Garcia Mortgage Loan Officer from Texas Coastal Mortgage—your trusted Mortgage Educator! 🏠

🤔 Dreaming of a simpler financial life? Consider consolidating your debts with a home equity loan. Lower your interest rates and streamline monthly payments using your home's equity! 💡

🔑 Take control of your finances today! Not a homeowner yet but looking to buy? I can help with that too!

📞 Reach out to me at Texas Coastal Mortgage and let's make it happen! Let’s pave the way to your financial ease and home ownership together.

Blanca Garcia | NMLS #1199758,NMLS #1850
☎️ 956-207-2362
📮 [email protected]



📼 Light Works Real Estate Media

07/19/2024

Why Get Pre-Qualified Before House Hunting?

Getting pre-qualified helps you understand your budget, strengthens your buying power, and streamlines the home-buying process. It ensures you’re looking at homes within your price range and makes you a more attractive buyer to sellers.

If you're ready to jump into homeownership, call me:

Blanca L. Garcia
Senior Mortgage Loan Officer,
NMLS 1199758
- Phone: 956-207-2362
- Email: [email protected]
- Website: www.BlancalGarcia.com

07/18/2024

🎉 Big News from Texas Coastal Mortgage! 🎉

We’re thrilled to announce that over the past 3️⃣ months, 🤑 we’ve secured over 💲69,000 in grants and down payment assistance! Of that amount, 💲58,000 doesn’t need to be repaid! We have programs designed for almost everyone, not just first-time homebuyers. 👈

🏠 Dive into the details with Texas Coastal Mortgage. 📲 Give us a call today to get started with a 🆓 PRE-QUALIFICATION‼️‼️‼️

🥂 And don't forget to contact Jenika DelAngel, Realtor-Legacy Realty Group RGV to take a tour of this stunning home at 2610 Julian Street in Harlingen. This home is move in ready and waiting for you!

Heather Welch | NMLS # 230689
📧[email protected]
📞 956-364-2775
📲 956-793-1494

Jenika Del Angel
Legacy Realty Group 🏡
📲 (956) 455-5484
💻 [email protected]



📼 Light Works Real Estate Media

07/16/2024

Hey, it's Joe Capetillo NMLS #2486943 - Texas Coastal Mortgage from Texas Coastal Mortgage, reaching out especially to our Veterans and active service members. Did you know you're entitled to outstanding VA financing benefits?

Whether you've served:

🔹 90 days during wartime
🔹 181 in peacetime
🔹 Or 6 years in the National Guard or Reserves

YOU - could be eligible! 🌟

🙏 Spouses of service members who've made the ultimate sacrifice may also qualify.

👉 With VA loans, enjoy 100% financing, optional seller-paid closing fees, no funding fee for disabled veterans, and in Texas, no property taxes for those who are 100% disabled. 🏡

Let’s honor your service with the home you deserve! Contact Texas Coastal Mortgage today to get started.

And don't hesitate to contact Adela Capetillo for more information about the beautiful home featured in this highlight. Reach out to schedule your personal tour!

Joe Capetillo | NMLS # 2486943
📩 [email protected]
📞(956) 364 - 2775
📲 (956) 245 - 9971

Adela Capetillo, Realtor
🌊 Miramar Real Estate
📞 (956) 622-1307



📼 Light Works Real Estate Media

07/11/2024

🏡 Check out today's reel with Chuck Garrison RMLO NMLS ID 224771 from the South Padre Island office and Chris Siewert from Que Padre Realty as they share an important tip that could make your home buying process smoother and faster. 🌟

👉 Getting pre-qualified for your mortgage before house hunting is crucial! Why risk falling in love with a home only to find out you’re not ready to make an offer? Being pre-qualified not only clarifies your budget but also positions you as a serious buyer to sellers. 📑💰

📞 It’s easy! Just a quick call to us, and within minutes, we can have your pre-qualification ready, empowering you to move forward with your offer with confidence. Don’t put your dream home at risk—get pre-qualified and show sellers you mean business! 🏠❤️

Give us a call today at Texas Coastal Mortgage and 🌊 Come visit us at South Padre. Let's make your home buying journey as seamless as possible!

Chuck Garrison | NMLS # 224771
📧 [email protected]
📞 956-364-2775
📲 972-849-1941

Chris Siewert | REALTOR®
📩 [email protected]
📱 956-714-0744



📼 Light Works Real Estate Media

07/09/2024

🏡🐾 Hey future homeowners, it’s Joe Capetillo here with Charlie, my trusty mortgage sidekick! Did you know that in 2022, at least 19% of homebuyers considered their furry friends when choosing a new neighborhood? 🐶💼 Yes, fur-real! 😂

Pet owners often look for features like nearby parks, safe walking paths, and a community that’s not just pet-friendly, but welcoming to our furry family members. 🌲🚶‍♂️ That’s why we’re here to help you find a home where both you and your pets can thrive and be happy. 🐾

Looking for a paw-perfect home? Let’s chat! Give us a call at Texas Coastal Mortgage to explore your options and get pre-approved today. 📞🏠



📼 Light Works Real Estate Media

07/04/2024

🐾💼 Meet Charlie, The Mortgage Pup!

With a keen nose for the best rates and a wagging tail that approves only the finest mortgage loan programs, he’s our go-to mascot! 🏡🐕 Just as Charlie mentioned, if you're looking to fetch a new home 🦴, we are here to guide you to the best options for you. Give us a call to get started with a free pre-approval today!

Joe Capetillo | NMLS # 2486943
📩 [email protected]
📞(956) 364 - 2775
📲 (956) 245 - 9971
Joe Capetillo NMLS #2486943 - Texas Coastal Mortgage



📼Light Works Real Estate Media

Want your business to be the top-listed Finance Company in Harlingen?
Click here to claim your Sponsored Listing.

Videos (show all)

Don't Wait
Realtor FAQ
Realtor Role
Intro To Casey
Mortgage Myths - Part 2
Mortgage Myths - Part 1
Mortgage Mistakes
Renovation Loan Types
Spanish - Financing Options
Spanish - International Homebuyers
Realtor Partner
Home Equity

Category

Website

https://www.apmortgage.com/dba/mcallen

Address


922 E. Harrison, Suite B
Harlingen, TX
78550

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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Looking to buy a home or refinance your home? Give me a call or visit my website to apply online!