Aimee Bruce, Realtor

Wishing you and your family a very Merry Christmas!🎄❤️

With so much love,

The Bruce family

📸: Jessica Snider Photography

Calling all aspiring homeowners! 🏡✨

A pre-approval is your golden ticket to homeownership — giving you confidence, clarity, and a competitive edge. Wondering what it is, and why it’s important? 🤔

Think of a pre-approval as a seal of approval from a lender. It’s a process where the lender reviews your financial information, such as income, assets, and credit history, to determine how much they’re willing to lend you for a mortgage. 💰

Getting pre-approved is a pretty straightforward process. First, you’ll need to choose a trusted lender who will evaluate your information and determine your loan eligibility. Next, you’ll need to start gathering your financial documents, such as paystubs, w2s, tax returns and banks statements. Once approved, you’ll receive a pre-approval letter — a valuable tool in your home buying journey.

Why does getting pre-approved matter so much?

Well, it’s all about setting yourself up for a successful home buying experience. It helps you understand your purchasing power as a buyer ensuring you only focus on what’s in your budget. Secondly, it strengthens your negotiation position by showing sellers that your financially ready. Getting pre-approved ensures that once you find a home that’s “the one,” you’ll be able to make an offer on the spot and secure your dream home.

Now that you know the power of a pre-approval, it’s time to take action! Reach out to me, your local real estate expert, to discuss your goals, and I’ll be happy to connect you with a local lender you can trust! 😊

Aimee Bruce, Realtor®️
Iron Valley Real Estate of Central PA
The Shanice Tucker Team
📲 717.681.7363
📞 717.563.0008
📧 [email protected]
🌐 aimeebrucerealtor.com

As a Realtor®️, I know that finding the perfect home can be an emotional journey. It's not just about finding the right number of bedrooms or the perfect neighborhood; it's about finding a place that feels like home. 🏡✨

But here's the thing: that journey can be tough. There are so many ups and downs along the way, from the excitement of finding a great property to the disappointment of losing out on a bidding war.

That's why I want to remind you that it's okay to feel all the feels. It's okay to get attached to a property and be disappointed when it doesn't work out. It's okay to feel overwhelmed by the process.

But most importantly, it's okay to ask for help. As a Realtor®️, I’m here to guide you through the process and be your support system along the way.

So don't be afraid to reach out, and lean on me when you need to. I’m always here to help answer any questions you may have, and I can't wait to be a part of your journey! 😊

Aimee Bruce, Realtor®️
Iron Valley Real Estate of Central PA
The Shanice Tucker Team
📞717.563.0008
📲 717.681.7363
[email protected]

In a hot real estate market, not only are properties selling for above list price, but they can also sell for more than the appraised value. 📈 It happens more often than you may think, and it’s called an appraisal gap.

An appraisal gap is the difference between the market value of a home, and the price you agreed to pay for it. When an appraisal comes in low, you have a few options:

▫️The buyer can pay the difference. This may not always be an option if the buyer doesn’t have enough cash on hand, and can’t lower their down payment.

▫️Renegotiate with the seller.
In some cases the seller may be willing to sell at the appraised value. If not, they may be willing to split the cost of the appraisal gap.

▫️Dispute the appraisal.
Your Realtor®️ can search for other comparable properties in the area and have the appraisal reconsidered at hopefully a higher value.

▫️Terminate the contract.
If the buyer signed an appraisal contingency, they can walk away without losing their deposit.

These situations come up often. That’s why it’s important to always use a knowledgeable Realtor who can help guide you through ALL the things. 🏡✨

Have questions? Reach out to me— I’m always happy to help! 😊

Aimee Bruce, Realtor®️
Iron Valley Real Estate Of Central PA
The Shanice Tucker Team
📲 717.681.7363
📞 717.563.0008
📧[email protected]

If there ever was a time to stop, collaborate, and listen- today’s the day! It’s National Teacher’s Day, and it seems only right to give a shout out to all the educators out there who’ve helped shape our lives (and put up with ALL our shenanigans along the way!).

To celebrate their brilliance, I’m feeling a little giveaway. All you gotta do is TAG your favorite teacher in the comments, and I’ll pick a few lucky winners to receive Starbucks on me!

Don’t miss this chance to show your favorite teachers some love today! Tag a teacher in the comments below. ⬇️

Aimee Bruce, Realtor®️
Iron Valley Real Estate of Central PA
📞 717.563.0008
📲 717.681.7363
📧 [email protected]

Giving your bathroom a facelift doesn’t have to be expensive. There are tons of ways to upgrade without breaking the bank! 💰So if you’ve been considering a little transformation, here are a few ideas for a budget-friendly bathroom refresh. 🛁

- Repaint the vanity, and consider a trendy color.
- Upgrade your shower head. Rain shower heads are a must! 🚿
- Upgrade light fixtures.💡A simple swap makes a huge impact.
- Make a statement with bold artwork and decor.

Are you a pro at low cost bathroom renovations? Share your best tip in the comments below. ⬇️

Aimee Bruce, Realtor®️
Iron Valley Real Estate of Central PA
The Shanice Tucker Team
📲 717.681.7363
📞 717.563.0008
📧 [email protected]

The real estate market is BLOOMING in Central PA! 🌷

One thing I hear a lot of as a real estate agent is “The market is crashing.”

As I look at the amount of inventory, (under 2 month’s supply in all counties) and the number of buyers trying to become homeowners right now, it’s definitely not true.

We are currently in a STRONG seller’s market. There are not enough homes available for the amount of buyers that are out there. This drives up home prices and causes multiple offer situations. It’s really simple supply and demand. When it comes to the real estate market, I don’t see things slowing down anytime soon. 📈

If you are interested in selling — now is a great time, and I’d love the opportunity to help you! ❤️🏡 Send me a message or schedule a time to chat with me about your real estate goals using the link below. ⬇️

https://calendly.com/aimeebrucerealtor

Aimee Bruce, Realtor®️
Iron Valley Real Estate of Central PA
The Shanice Tucker Team
📲 717.681.7363
📞 717.563.0008
📧 [email protected]

Are you feeling frustrated as a buyer in this market? Inventory is extremely low right now and most homes are receiving multiple offers. Its easy to feel discouraged if you are having a hard time getting your offer accepted. I know because I’ve been there too.

When my husband and I were looking for our first home a few years ago, we missed out on SO many that we felt were “the one.” I promise, the right home is out there and you’ll find it. Just don’t give up! 💫

Here are a few tips to keep in mind to help you secure your dream home. 🏡✨

Aimee Bruce, Realtor®️
eXp Realty
717.681.7363
[email protected]
aimeebrucerealtor.com

Happy Spring! 🌸🌼

As the weather continues to heat up, so does the real estate market. 📈I get questions all the time from homeowners who are ready to sell, but simply don’t know where to start. 🤯

My response: Take a deep breath, you got this. I’m here to help you every step of the way. Together, we can make a plan with simple steps to keep the entire process moving along as smoothly and stress-free as possible.

Ready to sell for top dollar this season? 💲Here are 6 tips to help you prepare your home for the spring market. 🏡

1. Declutter and organize all closets, storage areas and your garage.
2. Clean your walls and baseboards. Decide which rooms could use a fresh coat of paint.
3. Wash and polish hardwood floors. Vacuum and steam clean all carpets.
4. Identify any necessary repairs and make a plan to have them fixed.
5. Make sure major appliances are clean and in working condition.
6. Mulch flowerbeds, trim all shrubbery and plant new flowers to add instant curb appeal.

Aimee Bruce, Realtor®️
eXp Realty
717.681.7363
[email protected]
aimeebrucerealtor.com

Hello March!🌷

With warmer weather on its way, it’s always good to keep up with your home maintenance. This makes certain your home remains in good condition, and it’s value increases over time.

Here are 5 quick tips to help prepare your home for Spring. 🏡

1. Power wash windows and siding
2. Inspect and clean your gutters and downspouts
3. Clean all window and door screens - repair/replace as needed
4. Inspect all exterior paint - repaint or touch up as needed
5. Schedule your HVAC maintenance

Looking to make a move this spring? Send me a message and let’s chat. I’m always happy to help! 😊

Aimee Bruce, Realtor®️
eXp Realty
📲717.681.7363
📧[email protected]
🌐aimeebrucerealtor.com

Happy Love Day!! 💖

Fun fact: I LOVE Valentine’s Day. Yes, I’m THAT girl, and I’m not even sorry about it. 💁‍♀️

Maybe it’s because my entire childhood I dreamed about becoming a Disney princess and getting married at Cinderella’s castle. Or maybe it’s because I’ve watched The Notebook so many times I can recite the entire movie by heart. Either way, I just love, love. 🥰

If you waited until last minute and are searching for the perfect date night, you’re in luck! Here are 8 Valentine’s Day events happening tonight in Central PA.

▪️The Gleeful Candle Co - Valentine’s Candle Making Event BYOB - Mechanicsburg

▪️Ann's Cupcakery - Sushi and Cupcake Class - Mechanicsburg

▪️The Willows at Ashcombe Farms- Queen of Hearts Coffee and Desserts Experience - Mechanicsburg

▪️Cornerstone Coffeehouse - Valentine's Day Cooking Class - Camp Hill

▪️Autobahn - Racing & Axe Throwing - Lemoyne

▪️Decades Valentine's Dinner - Dinner, Drinks, Games, Bowling - Lancaster

▪️Tied House - Valentine's Dinner and a Show - Lititz

▪️The Historic Star Barn- Valentine's Day Dinner and Dancing - Elizabethtown

Ready to fall in love with a new home? Just call me, your home matchmaker. ❤️🏡

Aimee Bruce, Realtor®️
eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebrucerealtor.com

Happy Friday! ✨

The market is shifting…again! Let’s take a look at the numbers, and I’ll explain what it all means for you ⬇️.

💥 Interest rates have been on a downward trend since they peaked November.

💥 Inventory is LOW. There is less than a 2 month supply of homes in all counties. This indicates that we are still in a seller’s market.

💥Homes that are priced according to the market are still selling quickly. The current average of days on market is about a month.

💥With a low supply of homes and an increase in demand, the market is heating up fast and becoming more competitive.

▪️Buyers— With the decline in interest rates, your affordability is increasing. However, there is also more competition. This means you may not have the chance to get that seller help you were hoping for. If you are looking to buy, now is the time before the market really starts heating up.

‼️ Always remember: Lower interest rates = more competition + less negotiation power

▪️Sellers— I can not stress this enough. Price your home right!! Now is a great time to sell with low inventory, and more buyers starting to come back into the market.

‼️Always remember: Low inventory + decrease in interest rates = more competition + possible multiple offers

2023 is expected to be a more normalized real estate market than we’ve seen the past few years. Homes are projected to appreciate 4-6% and interest rates are expected to decrease into the mid to low 5% range.

Have Real Estate goals you’d like to reach this year, but don’t know where to start? 🏡✨That’s what I’m here for! 🙋‍♀️

Let’s chat, I’m always happy to help! 😊

Aimee Bruce, Realtor®️
eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebrucerealtor.com

If your goal is to build your dream home, I can help with that! 🏡✨

Even when building a home, a qualified real estate agent can be a lifesaver. Here’s why:

▪️I’m familiar with local builders. You’ll want my insider knowledge when interviewing builders.

▪️I know site plans. Slope, drainage issues, and utilities can’t be ignored when buying land to build on.

▪️Most importantly, I will advocate for you. Most builders have their own agent representing them. You need someone on your side you can trust when its time to negotiate inspections, contingencies, incentives and extras.

If you’re thinking about building or buying new construction in 2023, let’s chat! 📲

I’ll be there to guide you through the entire process, and to answer any questions you have along the way.

Aimee Bruce, Realtor®️
eXp Realty
717.681.7363
[email protected]
aimeebrucerealtor.com

🚨🚨Attention Sellers — Always price your home right!!

When it comes to pricing your home you have 3 options: above, at or below market value. 📊

My job is to make sure you get top dollar for your home, but I will never suggest listing it above market value. While pricing it high can be tempting, you don’t want your home sitting on the market collecting dust.

Pricing your home at or slightly below market value will attract more buyers, and help it sell quickly. This strategy will give you the best chance at getting the most money for your home.

Thinking about selling in 2023? Meet with me for a FREE Seller’s Consultation and let’s strategize your next move! 🏡✨

Aimee Bruce, Realtor®️
eXp Realty
📲 717.681.7363
📧 [email protected]
aimeebrucerealtor.com

Happy Monday! ✨

If you’re thinking about making a move this spring, now is the perfect time to start house hunting.

But first— You’ll need to get yourself a pre-approval letter!

Here’s why:

✅ Boosts your credibility - Shows sellers that you are a serious and qualified buyer ready to make a move.

✅ Steers your home search - Let’s you know exactly what you can afford, as well as what your monthly payment will be.

✅ Allows for a smooth closing process - Nothing is worse than finding a place to call home, only to find out that you can't obtain a mortgage to pay for it.

Have questions about the pre-approval process or need a local lender you can trust? Send me a message, I’m happy to help! 😊

Aimee Bruce, Realtor®️
eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebrucerealtor.com

NEW year, SAME me! Just with NEW intentions and NEW friends to say hello to.

I figured now is the perfect time to re-introduce myself. (Then, I’m hoping you’ll do the same!🤞)

As you probably already know, I’m Aimee Bruce, and I’m a licensed Realtor®️ in Pennsylvania.

▪️I’m 31 years old. I’m a Scorpio, and I’m a total introvert. (It’s ironic, I know, because I’m in sales. 😂)

▪️When I’m not selling houses you can find me:

- Having dance parties with my daughter Serena. 💃
- Eating tacos and drinking margaritas at my favorite Mexican spot.
- Binging a new tv series (or rewatching The Office for the millionth time) with my husband.🍿
- Walking around Target with a cart full of things I probably don’t need.
- Reading books and listening to podcasts. 📖🎧

▪️I’m a cheesehead. 💚💛 And a Fantasy Football Champion.🏆

▪️In 2023, my intentions are to:

- Prioritize self-care and self-love. 💗
- Find my purpose and live in it.
- Travel and enjoy life more, scroll social media less. ✈️
- Live a healthier lifestyle and maintain a positive mindset.
- Help 20 families achieve their homeownership goals. 🏡

Enough about me already! It’s your turn — share in the comments, or DM me and let’s get to know each other! 😊

Aimee Bruce, Realtor®️
⚡️eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebrucerealtor.com

💥💥 Just Listed! 💥💥

▪️Fully Renovated
▪️3 BR | 1.5 BA
▪️Private Rear Deck
▪️New Roof in 2022
▪️Located in Midtown

Listed By: Shanice Tucker
Brokered By: eXp Realty

Offered at: $149,000

💥Open House: 01/07/23 from 12 - 2 PM💥

Click the link below for more information or contact me directly to schedule a private tour. 🏡

https://myre.io/0rRxP8WbpVic

Aimee Bruce, Realtor®️
eXp Realty
717.681.7363
[email protected]
Aimeebrucerealtor.com

918 Grand Street, Harrisburg, PA, 17102 Looking to live in Midtown Harrisburg? This beautifully r...

There’s no place like Central PA for the holidays. It’s such a magical time, and there’s SO much to see and do. 🎄☃️❄️

This month, I’ll be sharing a few holiday events happening each week, so you and your family can join in on the holiday fun!🎅

If you are considering buying, selling, or investing in Real Estate this holiday season, I’d love to help! ❤️🏡

Aimee Bruce, Realtor®️
eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebrucerealtor.com

I can’t believe it’s December already! It’s officially time to spruce up your home for the holidays. Here are 5 tips you can use to make sure your home is in tip-top shape this holiday season! 🎄❄️☃️

1. Inspect attic insulation. If it’s level with or below your joists, you may need to add more.
2. Clean your chimney and fireplace. If you have gas logs, compressed air clears away dust and soot.
3. Check for drafts around exterior doors and replace weatherstripping.
4. Use insulation to cover any exposed pipes in your basement, and around the exterior of your home.
5. Consider a security or doorbell camera for peace of mind this holiday season. You can usually score a great deal this time of year.

Follow along for more home tips, and all things Central PA real estate! 🏡

📸:

Aimee Bruce, Realtor
⚡️eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebrucerealtor.com

✨LEASE - PRICE IMPROVEMENT! ✨

🔹3 BR, 2.5 BA
🔹Over 1800 SF Finished
🔹Open Floor Plan - Perfect for Entertaining!
🔹Located in Winding Hills & Mechanicsburg Schools
🔹Amenities include Heated Saltwater Pool,
Community Center w/ Gym, Parks & Walking Trails

$2100/month - Available Now!

Listed By: Shanice Tucker
Brokered By: eXp Realty

Contact me for more information or to schedule a private tour! 🏡

Aimee Bruce, Realtor®️
eXp Realty
717.681.7363
[email protected]
aimeebrucerealtor.com
Aimee Bruce, Realtor

471 Nursery Drive N, Mechanicsburg, PA, 17055 Gorgeous townhome located in Winding Hills! This beautifu...

Looking for something to do tonight? Come say hello to me at the New Cumberland Halloween Parade! 😊

Can't make it?

Here are a list of parades in the Central PA area happening this week to help get you into the Halloween spirit. 👻

🎃 New Cumberland -10/18 @ 7 PM
💀 East Pennsboro Township - 10/19 @ 7 PM
🦇 Hershey - 10/19@ 7 PM
🧟 Millersburg - 10/19@ 7 PM
🎃 Mt. Holly Springs - 10/19 @ 7 PM
💀 Boiling Springs - 10/20 @ 7 PM
🦇 Lower Swatara Township - 10/20 @ 7 PM
🧟 Dallastown - 10/20 @ 7 PM
🎃 Shippensburg - 10/22 @ 7 PM

Ready to fall in love with a new home? Send me a message, I'd love to help! ❤️🏡

Aimee Bruce, Realtor®️
eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebrucerealtor.com

✨FEATURED LISTING! 🏡✨

▪️ 3 BR, 2 BA
▪️ Over 1700 SF of Living Space
▪️ Minutes from Downtown Hershey Attractions!
▪️ Derry Twp Schools

✨OPEN HOUSE: 10/8 12-2 PM✨

List Price: $338,900

Listed by: Nathan Barshinger, Realtor, York PA & Surrounding Areas

Contact me for more information or to schedule a private showing!

https://lnkd.in/eUiJvNwG

Aimee Bruce, Realtor®️
eXp Realty
📲717.681.7363
📧[email protected]
🌐aimeebrucerealtor.com

512 Beech Avenue, Hershey, PA, 17033 With over 1700sqft of living space, in a quiet, safe neig...

Interested in knowing how much home you can afford this fall? To help you get started, this week's term of the week is debt to income ratio.

Debt to income ratio is what lenders use to determine your borrowing risk. It's the percentage of your gross monthly income (before taxes) that goes towards your bills. This normally will not include expenses like your utility bills or groceries.

Here's how to find yours:

Step 1: Add up your monthly bills (Rent/Mortgage, car payment, student loans, credit card debt, child support, etc.)
Step 2: Divide the total by your gross monthly income.
Step 3: The result is your DTI (which is in the form of a percentage).

As a general guideline, 43% is the highest DTI ratio a borrower can have and still qualify for a mortgage. Ideally, lenders prefer a debt-to-income ratio lower than 36%, with no more than 28% of that debt going towards your monthly mortgage or rent payment.

If becoming a homeowner is on your mind this season, contact me to get started on my 90 Days to Homeowner Challenge! 🏡

Aimee Bruce, REALTOR®
eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebruce.exprealty.com

Happy Friday! ✨

Looking for fun fall activities to do in Central PA this weekend? 🧡🎃

Here are a few of my favorite local spots to check out!

🍁 Paulus Farm - Mechanicsburg, PA
🍁 Strite's Orchard - Harrisburg, PA
🍁 Cherry Crest Adventure Farm - Ronks, PA
🍁 Barnyard Kingdom - Lancaster, PA
🍁 Flinchbaugh's Orchard - Hellam, PA
🍁 Ashcombe Farm - Mechanicsburg, PA
🍁 Mount Airy Orchards - Dillsburg, PA

And, as always, if you're looking for a Realtor® this fall, you know where to find me! 😊

Aimee Bruce, Realtor®
eXp Realty
📲 717.681.7363
📧 [email protected]
🌐 aimeebruce.exprealty.com