Andrea Blair Mortgages

Start with a pre-approval. I can get that done today. Call me anytime.

What Does Mortgage Pre-Approval Mean? A Major Advantage When Buying a Home Getting pre-approved for a mortgage can help you stand out from the sea of other home buyers in a competitive housing market. Here's how you get it.

Whatever you need your home loan for, I am here to help!

SEVEN steps to purchasing a home:

1. Hire a loan officer (me 😉)
2. Get pre-approved
3. Start shopping
4. Get an accepted offer
5. Order inspection/appraisal
6. Get funding
7. Get your keys & celebrate!

Ready to get started? Message me today

PSA: Don’t forget to plan for closing costs! Click the link to learn more.

Who Pays the Real Estate Commission and Closing Costs: The Homebuyer or Seller? A real estate agent commission is how most agents are paid for the homes they sell. Here's more on who pays this fee, closing costs, and more.

What do lower prices mean for homebuyers?

➡️ If you buy low and refinance at a lower rate, your total costs will go down! If you buy high, you can't refinance the price you paid for your home. Our current 5-Year Rate Protection Pledge means you have five years to refinance with reduced or no lender fees.
➡️ Lower home costs also mean lower property taxes.
➡️ Lower home prices also may mean a lower down payment.
➡️ Homes are in lower demand than 2020 and 2021, potentially giving you more inventory and more time to make a decision on a home in this slower market.
➡️ With slower markets, some sellers become more motivated. There is the possibility of seller concessions being part of the discussion when buying your home.

Have a safe and spooky holiday!

Feng shui is less about having a perfect home, and more about creating a happy and healthy environment! Clutter stops us from clarity of thoughts and can weigh us down emotionally. Free your mind and space to feel less frazzled and more efficient!

When going house hunting, a mortgage preapproval will be your best friend. Read more about the power of preapprovals here.

What Does Mortgage Pre-Approval Mean? A Major Advantage When Buying a Home Getting pre-approved for a mortgage can help you stand out from the sea of other home buyers in a competitive housing market. Here's how you get it.

Getting preapproved for a mortgage before you make an offer on a house is a smart idea. Not only does a preapproval show you how much home you can afford, but sellers will also consider you a serious buyer.

Do you have questions about homebuying? Our team has the answers! Reach out today.

Stay positive friends!

Our commitment to get you a low rate and remove repeat fees.
You want a new home and a low rate, but the market is saying you might have to wait. Don't let higher interest rates get in the way of your dreams. With New American Funding, you can buy today with confidence, knowing that if interest rates drop at any point in the next five years, we can refinance you into a lower rate with no lender fee and no appraisal fee.*

Read more about it on the blog!
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Which came first? Let me know in the comments

In the spirit of spooky season, check out these tips on how you can avoid buying a haunted house!

Do you believe in ghosts? Let me know in the comments

How to Avoid Unexpectedly Buying a Haunted House—Because It Could Happen to You In the spirit of Halloween, we beseech you to suspend your disbelief and check out these tips. It's better to be safe than sorry, right?

Being a first-time homebuyer can be stressful, but my team is here to help you along the way!

Get started with these four tips 🤙🏻

Add some Feng Shui into your home! Try adding some artwork on the walls or a patterned rug to slow the chi down.

The housing market is changing! Don't be caught off guard by the latest mortgage trends. Get pre-approved today to avoid missing out on houses!

Did you know escrow protects both the buyer and seller of a real estate transaction? Learn more about escrow accounts and how they work here

What Is Escrow? How It Keeps Home Buyers and Sellers Safe Buying a house can involve big and scary terms, including "escrow." So what exactly is escrow? The good news is that it’s not as ominous as it sounds.

It is important to understand what it takes to qualify for a mortgage:

Check your credit reports and scores for the last three months at minimum in case you need to take care of any issues.

Start off your Monday with some positive affirmations. I'll go first!

Share some of your favorite affirmations in the comments

Here to help with all your homebuying needs... even on the weekends!

Did you know fall may be a great time to sell? It is my job to give you the best knowledge you need for a successful showing.

Get in contact today!

If you’re one of the many Americans preparing to enter the homebuying sphere with student loan debt, here are some tips and expert-approved recommendations for navigating the process!

How To Buy a Home When You Have Student Loan Debt Debt is one of the most obvious barriers to home-ownership—lenders are often loathe to extend credit to potential borrowers who are already contending with serious debt. But the Biden-Harris Administration’s recent executive action is set to fully cancel student debt for almost 20 million borrow...

The real estate market is on just about everyone's mind these days.

That's because the unsustainable market of the past two years is behind us, and the difference is being felt.

Let me answer all your homeownership questions!

Excuses don't produce results. Happy Monday!

Even though rates are high, it is still a great time to buy!

I can always help you refinance to more favorable terms later 😉

Why you should have a credit preapproval:

1. Save time by only looking for properties that fall in your price range
2. Build credibility with sellers by demonstrating you are serious about buying and are qualified to do so
3. Get faster funding for your loan by accelerating the closing process
4. Have a better homebuying experience

For more details message me today!

Is the worst over for homebuyers? If the past few years of house hunting have worn you down – now is a good time to start looking again!

4 (Mostly) Bright New Realities of Buying a Home Today Is the worst over now for homebuyers? If the past few years of house hunting have worn you down, now might be the time to start looking again.