John De Los Santos, Citizens Mortgage Corp, Hawaii

Making American Dream True Since 987

Making American Dream Come True Since 1987. NMLS # 36141 Tel. # 808-728-1308
Happy Thanksgiving Holiday From My Family to your Family. 2020

🚨 Mortgage Announcement. 🚨

👏 DO 👏 NOT 👏 SKIP 👏 YOUR 👏 MORTGAGE 👏 PAYMENT! 😳

It's due April 1st, just like every other month. It's late on the 15th, just like every other month. Late fees will add up and it will be reported to the credit bureaus on the 31st day, like usual...

If you don't pay it, two payments will be due May 1st and three payments will be due June 1st. If you don't have one payment now, will you have three in June? Cause you know what happens if you get to 6? They start the foreclosure process. There are no legit measures in place to protect you!

Here are your options.

1. If you have a job and your rate is over 4-5% you could refinance and legally skip a payment. Why not lower your rate, extend your term and lower your payment in the process? Or get some cash out? You've all got equity in those walls. If you need it, let's go get it.

2. If you don't have a job and have a genuine need, CALL YOUR LOAN SERVICER AND ASK FOR HELP! They will help where they can but it typically requires the use of a loan modification. If you don't have income that's going to be hard to qualify for.

Be informed! Don't just stop paying. Banks aren't protected and they will not protect you. You can call me if you have any questions at 808-847-6556 or [email protected]
(Ps... Thank you also for your patience as we are trying to help guide everyone through this process...)

Stay safe and healthy!

Citizens Mortgage Corp. NMLS # 36141 Making American Dream Come True Since1987.
Best to work with an Independent Mortgage Banker, instead they are dedicated in getting your Home Loan, Easier, Faster, Accesible and more Affordable.
Buying or Refinancing
Tel. # 808-728-1308
Work directly with the Principal.

My Mortgage News and Economic Views.
The world is becoming harder and harder to live in, while the rich get richer and richer. It's out of the question for you to remain in the wrong side of destiny. Feds says, US home values rise to record $29.2 trillion. Housing market got a double- boost from the latest job report, 145,000 job added in December 2019, 50 yr low level at 3.5% unemployment. You have to be a part of wealthy system, buy your own home. No matter how good is the economy if you are not part of the process, you are not going anywhere. Buyers are ready to buy and sellers are happy to list their homes.
This year 2020, New Day, New Hope & New Begining, you are going to see the clouds above your head break up and disperse, leaving room for a vast blue sky lit by golden sun.

Citizens Mortgage Corp., Fair Lawn, NJ Headquarters Happy New Year January 2020
Making The American Dream Come True Since 1987, NMLS # 36141
Tel. # 201-741-9400
Tel. # 808-728-1308
Licensed, NJ, NY & HI
BUYING or REFINANCING

John De Los Santos, Citizens Mortgage Corp, Hawaii updated their website address.

John De Los Santos, Citizens Mortgage Corp, Hawaii updated their phone number.