Occidental Underwriters of Hawaii, Ltd.

Retirement should be spent enjoying life, not worrying about future finances. Make an appointment with us, and we will show you how life insurance can support your retirement and leave a lasting legacy for your loved ones.

Life Insurance in Retirement: Do You Need It? Whether you need life insurance in retirement depends on how much debt you have, your inheritance goals, and if you have dependents who still rely on you.

Making long-term care insurance affordable starts with early planning. Schedule an appointment with us today for help with finding a long-term care plan that's right for you!

How to make long-term care insurance more affordable Long-term care insurance can be expensive, but it doesn't have to be. Learn how to make it more affordable.

Planning for retirement is a journey. Let's make sure you have the right tools and strategies to reach your destination with confidence. Make an appointment with us so we can help you find a strategy that meets your needs.

The Evolution of Retirement — and What It Might Mean for You - NerdWallet From adapting your portfolio to playing more pickleball, here’s how retirement might be shaping up for you.

Don't let health issues prevent you from getting the life insurance your family needs. We'll help you find a policy that fits your needs and budget. Contact us today to get started.

How to Buy Life Insurance With a Pre-Existing Condition Having a pre-existing condition doesn’t automatically disqualify you from buying life insurance. We discuss your coverage options and what to expect.

Don't wait until it's too late to think about life insurance. Let's work together to create a plan that gives you peace of mind and financial security.

Millennial Life Insurance Considerations: Secure Your Future Financially (2024) Discover the essential life insurance considerations for millennials. See our tips and learn about coverage options and affordability factors.

Life insurance is not just a one-size-fits-all solution. That’s why we’re here to help tailor a plan that meets your specific needs and concerns.

Buying Life Insurance if You're Transgender - NerdWallet Your gender identity doesn’t impact your eligibility for life insurance, but there are a few things to be aware of when you apply. Learn more now.

Your retirement savings should work as hard as you did throughout your career. That’s where an annuity comes in!

At Occidental Underwriters of Hawaii, we can help. Give us a call to learn more about annuities and how they can help you reach your retirement goals.

5 Reasons You Should Consider an Annuity For Your Retirement Savings For many Americans, retirement savings begin and end with a 401(k) and/or an IRA.  But an increasing number of Americans are also diversifying their retirement savings to include another option -- annuities. As GOBankingRates previously reported, sales of annuities rose by 22% from 2021 to 2022...

Wondering what to do with a lump-sum life insurance payout? Look no further. This article lays out 8 strategic investment options that will set you on the path to financial success. Make an appointment today for personalized advice on your situation.

8 Best Ways to Invest a Lump Sum Life Insurance Payout [2023] When someone close to us dies, one of the many things we have to deal with is dealing with their life insurance policy. Often, this means receiving a lump sum payout which can be a lot to handle emotionally and financially. It's important to remember that this money is meant to h

The need for long-term care is a reality for many of us, but paying for it doesn't have to be a financial burden. Let us show you how to navigate this expense with ease. Make an appointment with us today.

It can be hard to decide which life insurance plan is right for you. But you shouldn’t let the fear of making the right choice keep you from choosing a plan, because if you wait, you risk losing out. Let us help simplify the process; let's schedule a conversation today.

3 Big Downsides of Waiting to Buy Life Insurance Don't wait to buy life insurance. Read on to find out why doing so can cost consumers money -- or worse.

Life insurance offers your loved one's security when you’re no longer here. But it can be tough to know what plan is right for you depending on your needs. We can help with that. Schedule an appointment with us.

If You’re Retired, Do You Still Need Life Insurance? It depends, but in general people tend to be underinsured early in life and overinsured later in life. Before making any decisions, get a needs analysis.

Exploring the benefits of whole life insurance can be a game-changer for your long-term financial plans. Plus it offers the benefit of protecting your loved ones when you're no longer here. Let’s chat about how whole life insurance fits into your portfolio

What Is Whole Life Insurance? (& How To Get It) We look at the guarantees within whole life insurance policies and options for accessing the cash value. Here are ways to decide if whole life is right for you.

In recognition of Financial Literacy Month in April, Nationwide has launched new educational materials aimed at enhancing financial understanding for the whole family. Explore the basics of money management – important skills for all ages:

Get Smart(er) About Money: Nationwide’s New Resources for Financial Literacy Is lack of financial literacy costing your family? Americans estimated inadequate knowledge about managing their personal finances cost them over $1,500 in 2023.1 If this money was instead put into saving for retirement, the years (or decades) of compounding interest could have a big impact on you....

Successful retirement planning rests on a few crucial pillars. Within each pillar holds multiple strategies to strengthen your retirement.

Do You Have the Five Pillars of Retirement Planning in Place? A solid retirement plan requires planning in these five areas so you’re covered on everything from taxes to health care expenses to what happens to your estate when you’re gone.

Stay ahead of changes to your policy with PolicyGuard from Occidental Underwriters! If you've received an email from PolicyGuard and Occidental Underwriters of Hawaii, your policy may be reaching its maturity date or lapsing soon.

Our partnered system, PolicyGuard, keeps you informed and empowered every step of the way. It is an innovative automated reminder system that allows us to ensure policyholders are well-informed regarding upcoming changes to their policies including lapses, ART status, and more.

Contact us to update your information, service your policy, or talk about getting a new one at (808) 536-1933 or at [email protected].

Understanding the 2023 long-term care insurance tax deduction limits is crucial for your financial health. This year offers increased deductibility, making it a great time to reassess your plans. Contact us today for insights or to schedule with an insurance advisor.

What are the 2023 long-term care insurance tax deduction limits? Long-term care insurance premiums are tax deductible up to certain limits. Find out what the limits are here.

Occidental Front Parking Lot Repairs! The front parking lot shared by customers of Territorial Savings, Plato’s Closet, and Occidental Underwriters of Hawaii will be closed on 3/26-3/29 from 8:00 AM to 2:30 PM for repair work and painting.

Customers can park in the back parking lot as the roving towing service will temporarily be off during those times. Please be aware that the parking lot may be full during certain times of day.

Thank you for your understanding in this matter as we do the necessary repairs to our front parking lot.

Occidental Underwriters of Hawaii, Ltd. on Google The front parking lot shared by customers of Territorial Savings, Plato’s Closet, and Occidental Underwriters of HI will be closed on Monday, 3/26 to Friday, 3/29 from 8:00 AM to ~2:30 PM for painting and repairs. During the time the parking lot is closed, customers can park in the back parking lo...

Are you making any of these mistakes with your life insurance? Don't wait to find out the hard way. Find out how to avoid the 4 most common life insurance mistakes, according to a financial planner.

How to avoid the 4 most common life insurance mistakes, according to a financial planner Life insurance can be complicated, but these tips can help you avoid big pitfalls.

March 23 is National Puppy Day! 🐾 Have you thought about pet insurance for your newest family member? Start their journey on the right paw by safeguarding their health and your finances.

Get competitive pricing and exclusive discounts for Occidental Underwriters of Hawaii customers! Visit the link in our bio or mention our name when you call Nationwide Pet Insurance.

Did you know? Farmers can get better life insurance rates. We offer specialized programs for agricultural professionals such as fishermen, delivery drivers, and certain food service workers. 🐔🐮🌽🚚

Agricultural-related occupations enjoy favorable life insurance underwriting terms and relaxed criteria. Ask us about the Preferred Program for agricultural workers!

Planning for the future means making wise choices today. Take it from Michael Sato, CLTC®, LUTCF®, FSS our OUH Long-Term Care Expert. Investing in long-term care insurance is a prudent move for financial security down the road.

Caring for aging parents requires patience and dedication. Don't miss these 5 essential tips to navigate the challenges with grace and resilience. Prioritize safety, embrace self-care, and seek support from your community to ensure both you and your loved ones thrive. Visit our newest blog post and learn about these 5 tips.

https://www.askoxy.com/top-5-caregiving-tips-for-aging-parents/

Did you know life insurance can help support your retirement? Contact us to get a custom retirement savings strategy that fits your needs. We are your Peace of Mind Providers of Hawaii since 1933.

How to Create a Life Insurance Retirement Plan Money explain how to create a life insurance retirement plan.

We have exciting news! We can now offer Nationwide Pet insurance to help protect your dogs, cats, and exotic pets. Insure your pet with the largest pet insurance company in the country. https://www.askoxy.com/pet-insurance/

Ensure your furry, scaly, and winged friend's health and happiness with discounted Nationwide Pet Insurance.

Visit https://www.askoxy.com/pet-insurance/ to explore the benefits of pet insurance. Protect your pet's health and your wallet with our exclusive discount on Nationwide Pet Insurance using code 'ASKOXY' at checkout or over the phone.

Become informed about your life insurance options. Check out this article to learn the pros and cons of Term and Whole Life, and give us a call for more help choosing a policy that fits your needs.

https://money.com/term-vs-whole-life-insurance/

Life insurance is a no-brainer choice for anyone looking to protect their loved ones, and it’s never too early to start looking for a policy. Call us today for help with finding life insurance that’s right for you.

Are You Too Young for Life Insurance? An even better question is this: Would someone who depends on you for their standard of living suffer financially if you were to suddenly pass away?

Protecting your family's future is not just an act of love; it's one of the greatest gift you can give. It's a proactive step towards securing the future, empowering us to live each day with purpose and intention, knowing that we've taken the necessary measures to protect what matters most.

Love is in the air, and so is the aroma of delicious treats in Oahu! 🌺🍽️✨ This Valentine's Day, indulge in the exquisite menus that Oahu's finest restaurants and bakeries, as featured in the fantastic list put together by Frolic Hawaii.

A sweet reminder to review your life insurance and ensure that your love story continues to flourish, no matter what life brings. Let's make this Valentine's Day about romantic dinners and securing a future full of love and peace of mind. 💖

Valentine’s 2024 Menus at O‘ahu Restaurants and Bakeries Romantic options from brunch to surf and turf to chocolate and strawberries: Here are 40 menus to peruse for your romantic Valentine’s out.

Every February, the insurance industry talks about insuring your love with life insurance. It's a promise to be there, come what may. Learn how life insurance goes beyond monetary aspects.