Kathy Pang at Hawaii Mortgage Group, NMLS 664509

Mark's Plant and Bake Sale will be held on Saturday, August 5th from 8am to 1 pm. Drop by Mililani High School to show your support and make your pledge to his Go Fund Me too!

Thank you for your love and aloha!

Mark DeCastro Fighting Stage 5 Kidney Disease, organized by Donna Tomita We are reaching out to you today with a heavy hearts to seek your generous… Donna Tomita needs your support for Mark DeCastro Fighting Stage 5 Kidney Disease

5.0 star review received on Experience.com for Kathy Pang by John S - Kathy was right on top of the process from beginning to end and her communication with us was excellent. I would highly recommend her to anyone looking for a home loan.

New ★★★★★ 5 Star Experience.com Review by John S Click to see all 112 reviews of Kathy Pang,
Home Loan Originator | NMLS # 664509

5.0 star review received on Experience.com for Kathy Pang by Ieti S - Responsive, communicating information was excellent

New ★★★★★ 5 Star Experience.com Review by Ieti S Click to see all 111 reviews of Kathy Pang,
Home Loan Originator | NMLS # 664509

5.0 star review received on Experience.com for Kathy Pang by Lane I - Kathy was instrumental in helping us get pre-approved, so we could submit an attractive offer and helping us close in less than 30 days!

New ★★★★★ 5 Star Experience.com Review by Lane I Click to see all 110 reviews of Kathy Pang,
Home Loan Originator | NMLS # 664509

As a mortgage loan originator, I am often asked if I think mortgage rates will drop again anytime soon. My answer is that given the steady drop since the highs we saw in the 1980's, I don't believe so. In the big scheme of things, rates are still good, although not what they were just a few years ago.

What do you think?

5.0 star review received on Experience.com for Kathy Pang by Faye N - Answered all of our questions in a prompt timely manner. She was very knowledgeable about the business, knew the trends, timing of everything, accurately predicted what would happen.
Went over and above at the closing signing, made it such a special time. Helped me to realize we chose the right home. It made all the difference as I finished packing and the process of moving to our next home. Very glad Kathy was the one our Realtor recommended! Thankful and blessed as she walked us through.

New ★★★★★ 5 Star Experience.com Review by Faye N Click to see all 108 reviews of Kathy Pang,
Home Loan Originator | NMLS # 664509

5.0 star review received on Experience.com for Kathy Pang by Douglas V - Persistence in getting the job done

New ★★★★★ 5 Star Experience.com Review by Douglas V Click to see all 107 reviews of Kathy Pang,
Home Loan Originator | NMLS # 664509

After 43 years of marriage, Norm still courts his bride, Faye. Congratulations on your beautiful new home. It’s exciting to see the magic continue for these two!

And who better to assist as their realtor than their son-in-law, Ryan Toma. Congratulations to all!!! 🥂

Congratulations to Doug and Laila on our closing today. I love those happy faces and making new friends in the process. . . they are wonderful people! Good job to Travis McGaughy for finding them a place they love!

As the old saying goes: There are long ships and tall ships, and ships that sail the sea, but the best ships are friendships, and may they always be. So, reach out to a friend today and let me know you care!

While there’s no surefire strategy behind winning a bidding war in a highly competitive seller's market, there are things that you can do to increase your chances.

- https://www.compasshawaii.com/learning-center/insights/home-buying-tips/8-tips-to-win-a-bidding-war/

All eyes are on the Fed Meeting this Wednesday and Thursday. Stay tuned!

Jenn, Chaco and I took time off this weekend to go to the Bloom! Garden and Art Festival at Ward Centre. What did you do this weekend?

Fed rate hikes are top of mind. Remember that the Feds control short-term rates and mortgages are long-term. Here is an article to shed light.

Fed Raises Rates: How The Fed's Rate Decisions Move Mortgage Rates | Bankrate The Fed's decisions don't drive mortgage rates as directly as they do other products, but players in the mortgage industry keep a close eye on the central bank, which recently hiked its key rate.

5 Signs a 30-Year Fixed-Rate Mortgage Is Not for You A 30 year fixed rate mortgage is the gold standard, but for some buyers, it doesn't make sense. We'll help you decide if a 30 year fixed is right for you.

Today is All American Pet Photo Day! Pretty straightforward, right? So, show us your cutest, most adorable pet photos in the comments below. Seriously, we wanna see 'em!

Interest rates are rising, but there are ways to keep your mortgage rate down. Temporary buydowns can keep your rate low for a period of time. Want to learn more? Give me a call today!

Do you need more space? Maybe it's time to upgrade your home? Give me a call, and together we will find a mortgage program that best fits your financial needs.

Make sure you house is summer ready.

Happy Tuesday! Mortgage rates are responding favorably today due to fears of recession.

Chaco feeling patriotic and wishing eves Happy 4th of July!

Perfect way to spend out 4th of July weekend - we volunteed at Waimea Falls Park’s Ohana day to remove invasive plants from the botanical garden.

This Fourth of July, let's wish the USA a happy birthday with food, fireworks, and family! Not bad for a 246-year-old, huh?

What You Need to Get a Mortgage: Do You Have It All? If you're wondering how to qualify for a mortgage, you're not alone. Do you just show up at a bank with a checkbook and a smile? Hardly!

Inflation, fear of a recession and the war in the Ukraine are causing mortgage rates to climb. In the big picture, 30 year fixed rates in the 5.00 - 6.00% range are still quite good.

What is the highest mortgage rate you have had personally? For me, it was 6.50%! The good news is that once you lock in your rate, we can always help you refinance if the market improves! There are good opportunities in real estate right now and I would love to help you. Please feel free to reach out if I can assist in any way.