Jared Kato, Your Trusted Hawaii Mortgage Lender

As Interest rates move lower now is the time to start planning for your potential Home purchase in 2024. The City's Down Payment Assistance program may be just right for you. Feel free to reach out to see if you qualify.

Did you know that the City and County of Honolulu can help you with your down payment?

For those who qualify, this may be what you need to get the home of your dreams! PRMI Hawaii is one of the select participating lenders in this beneficial program.

Call us to learn more!

This information is as of 12/11/2023 and is subject to change.

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PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
*First lien interest rates maybe higher when using a DPA second. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency.

Conforming loan limit increase in 2024 for conventional Fannie Mae/Freddie Mac mortgages. Interest rates have been steadily moving lower in the last month so the outlook for 2024 is looking bright. Please let me know if you or anyone you know is interested in purchasing a new Home or refinancing an existing mortgage. I'll be happy to assist. Wishing everyone a very safe and Happy Holiday season!

Good news! The Conforming loan limits for Hawaii will be going up to $1,149,825 for the year 2024!

This means you can get a conforming loan in the millions! No need to get a jumbo loan, no need to put 20% down!

Call us to learn more!



PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.

*High-cost areas include mainland states with the exception of Alaska and Hawaii.

5.0 star review received on Experience.com for Jared Kato by Andrew C - This is the 3rd time that I have used Jared Kato. Extremely knowledgeable and helpful

New ★★★★★ 5 Star Experience.com Review by Andrew C Click to see all 140 reviews of Jared Kato, Senior Loan Officer

Consolidating your debt with a Cash-out refinance mortgage may be a way for you to increase your monthly cashflow even with the current higher Interest rate environment. Contact me for a complimentary review of your situation.

If you have less revolving debt like car loans and credit cards, your overall credit score may improve. Let’s talk to see what debt consolidation might look like for you!
808-585-9888..

Good information to know to help spot Scammers. Stay vigilant!

Help us !

Recognize the four basic signs of a scam:
1. Scammers pretend to be from a familiar organization or agency. They may email attachments with official-looking logos, seals, signatures, or pictures of employee credentials.
2. Scammers mention a problem or a prize. They may say your Social Security number was involved in a crime or ask for personal information to process a benefit increase.
3. Scammers pressure you to act immediately. They may threaten you with arrest or legal action.
4. Scammers tell you to pay using a gift card, prepaid debit card, cryptocurrency, wire or money transfer, or by mailing cash. They may also tell you to transfer your money to a “safe” account.

Content from and get more info from: https://www.ssa.gov/scam

Happy Valentine's Day to all my Clients, Referral Partners, and Friends! Have a great day with your Special someone! Aloha!

Sending a little love your way today. Have a fun holiday!

5.0 star review received on Experience.com for Jared Kato by Susan Y - Jared was knowledgeable and patient with answering all our questions. He was available after hours to assist us as needed

New ★★★★★ 5 Star Experience.com Review by Susan Y Click to see all 138 reviews of Jared Kato,
Senior Loan Officer | NMLS # 281100

5.0 star review received on Experience.com for Jared Kato by Mark K - He responded very quickly whenever I had questions.

New ★★★★★ 5 Star Experience.com Review by Mark K Click to see all 137 reviews of Jared Kato,
Senior Loan Officer | NMLS # 281100

5.0 star review received on Experience.com for Jared Kato by Mark F - Very responsive and timely

New ★★★★★ 5 Star Experience.com Review by Mark F Click to see all 126 reviews of Jared Kato,
Senior Loan Officer | NMLS # 281100

5.0 star review received on Experience.com for Jared Kato by Patrick C - He was very educational, informative and made sure we understood every step of the process including the complex and complicated financial aspects of closing. He was the best person in our home buying process!

New ★★★★★ 5 Star Experience.com Review by Patrick C Click to see all 125 reviews of Jared Kato,
Senior Loan Officer | NMLS # 281100

5.0 star review received on Experience.com for Jared Kato by Peter H - Jared was extremely helpful, knowledgeable, and gave us great guidance throughout our home purchase. We would recommend him to anyone we know.

New ★★★★★ 5 Star Experience.com Review by Peter H Click to see all 124 reviews of Jared Kato,
Senior Loan Officer | NMLS # 281100

5.0 star review received on Experience.com for Jared Kato by Michael O. - Jared was very accomodating and knowledgeable. Communication was excellent.

New ★★★★★ 5 Star Experience.com Review by Michael O Click to see all 123 reviews of Jared Kato,
Senior Loan Officer | NMLS # 281100

5.0 star review received on Experience.com for Jared Kato by Cheyne P. - As a first time home buyer we did not know what to do and Jared was there for us from day one walking us through all the steps always there to answer our questions and very understanding

New ★★★★★ 5 Star Experience.com Review by Cheyne P Click to see all 122 reviews of Jared Kato,
Senior Loan Officer | NMLS # 281100

Mahalo to all the Veterans, especially my past and present clients. Thank you for your service! You are all greatly appreciated!

Jared is great in communicating with us, keeping us updated, providing help that we need and guiding us in the right direction….He is also very friendly…We love Jared and will recommend him to our family and friends

New ★★★★★ 5 Star SocialSurvey Review by Tracey I. Click to see all 0 reviews of Jared Kato, Loan Officer|NMLS # 281100

Jared was very communicative and professional. He has great attention to detail and made sure all our needs were met. Thank you, Jared!

New ★★★★★ 4.7 Star SocialSurvey Review by Maureen T. Click to see all 117 reviews of Jared Kato, Loan Officer|NMLS # 281100

The process was a bit overwhelming in terms of the amount of documentation required. Jared helped me get through it and kept me on track in the application process. He was always pleasant and courteous and understanding. Terrific job!!

New ★★★★★ 5 Star SocialSurvey Review by Pauline Y. Click to see all 114 reviews of Jared Kato, Loan Officer|NMLS # 281100

Jared's follow-up was always prompt. With all the info needed for application, he made it fairly simple and easy to navigate. All my submissions were confirmed as received, and processed quickly.

New ★★★★★ 5 Star SocialSurvey Review by Kirby L. Click to see all 114 reviews of Jared Kato, Loan Officer|NMLS # 281100

I would highly recommend Jared. He was always available and on top of any issue that came up. His expertise and advise saved us a lot of time and money. Can’t wait to buy another house so we can work with Jared again!

New ★★★★★ 5 Star SocialSurvey Review by Khy K. Click to see all 113 reviews of Jared Kato, Loan Officer|NMLS # 281100

I’m honored and excited to be recognized among the top 1% of Loan Originators by Mortgage Executive Magazine. Mahalo to my Realtor & Referral Partners, Clients and Team for their continued support. I look forward to the opportunity to help even more people reach their financial goals this year!