Josh Hefty - Certainty Home Lending

Making Mortgages Easy again in AL, TN, GA, & FL

NMLS# 142078 AL-54744, TN-118700, GA-142078, FL-LO78518

08/16/2024

If you are concerned about data breach and your credit profile, below are links to freeze your credit with each bureau:

Equifax - https://www.equifax.com/personal/credit-report-services/credit-freeze/

Experian - https://www.experian.com/freeze/center.html

Transunion - https://www.transunion.com/credit-freeze

12/15/2023

Fast VA Loan pre-qualifications! Call me to get started.

https://www.certaintyhomelending.com/JoshHefty

12/12/2023

Buying new has its benefits! Learn more on my website or call for a personalized consultation.

https://www.certaintyhomelending.com/JoshHefty

12/11/2023

Roll the cost of improvement and upgrades into your mortgage with a renovation loan. Our renovation team will be there with you ever step of the way!

https://www.certaintyhomelending.com/JoshHefty

12/08/2023

Hanukkah greetings for love, peace, and happiness!

https://www.certaintyhomelending.com/JoshHefty

12/07/2023

Pearl Harbor Remembrance Day is observed annually to remember and honor the 2,403 citizens of the United States who were killed during the attack on Pearl Harbor in Hawaii on December 7, 1941. We will never forget.


https://www.certaintyhomelending.com/JoshHefty

12/06/2023

There still might be time to close on your home this year! Call me to discuss Same Day Mortgage and quick closing options.

https://www.certaintyhomelending.com/JoshHefty

12/05/2023

It's the most wonderful time of year! Still time to get closed on a new home before the end of the year!!

https://www.certaintyhomelending.com/JoshHefty

12/04/2023

While impacted by the Federal Interest Rate, your rate will be determined by credit score, loan-to-value (LTV) ratio, debt-to-income (DTI) ratio, loan amount, closing costs, Discount points and even property type.

https://www.certaintyhomelending.com/JoshHefty

12/03/2023

This day is a reminder to be thankful for what we have, especially a roof over our heads.

https://www.certaintyhomelending.com/JoshHefty

12/01/2023

Hard to believe it is already December!

https://www.certaintyhomelending.com/JoshHefty

11/30/2023

Introducing a partnership with Certainty and Knock. Knock Home SwapTM is the next gen bridge loan that allows you to leverage up to $650,000* of your current equity to buy your new home before you sell your old home, and close faster.

https://www.certaintyhomelending.com/JoshHefty

11/28/2023

What charity organizations will you be donating to this ? Did you know when you close a loan with Certainty, we will donate $250 to the non-profit of your choice? Call me for more details.

https://www.certaintyhomelending.com/JoshHefty

11/27/2023

Say goodbye to buyers struggling to afford down payments or closing costs! EquityAid from Certainty will help eligible buyers fund their down payment up to 5% of the purchase price. Get your buyers buying. Contact us to learn more today.

https://www.certaintyhomelending.com/JoshHefty

11/23/2023

Many blessings and thanks from our family to yours - Happy Thanksgiving!!

https://www.certaintyhomelending.com/JoshHefty

11/23/2023

May your Thanksgiving be full of peace, love and joy

11/21/2023

Gardening is good for your soul! Let's discuss what you can get pre-qualified for so you can find a home and build your dream garden

https://www.certaintyhomelending.com/JoshHefty

11/20/2023

Many people don’t realize that there is no limit set on how many times you can use your VA benefits to obtain a VA mortgage. Learn more about VA mortgages on our website

https://certaintyhomeloans.com/purchasing-a-home/va-loan/

11/17/2023

Celebrate by making this tasty recipe - enjoy!

Source: https://butterwithasideofbread.com/homemade-bread/

https://www.certaintyhomelending.com/JoshHefty

11/16/2023

Put your equity to work for you! You have the opportunity to refinance your current home loan and access your home's equity to get cash back. Make home upgrades, pay down debt, or even go on vacation! Click my link to get started

https://www.certaintyhomelending.com/JoshHefty

11/15/2023

Give your clients the competitive edge they need. Certainty's Lock ‘N’ List lets sellers lock in a lower rate for 60 days, accelerating the sales process.

https://www.certaintyhomelending.com/JoshHefty

11/13/2023

The world is full of good people. If you can't find one, be one.

https://www.certaintyhomelending.com/JoshHefty

11/11/2023

We can't say it enough - thank you, Veterans, for your service.


https://www.certaintyhomelending.com/JoshHefty

11/07/2023

Introducing a partnership with Certainty and Knock. Knock Home SwapTM is the next gen bridge loan that allows your clients to leverage up to $650,000* of their current equity to buy a new home before they sell their old home, and close faster.

https://www.certaintyhomelending.com/JoshHefty

11/04/2023

Don't forget to FALL back tonight!

https://www.certaintyhomelending.com/JoshHefty

11/03/2023

Exciting news! Your buying power is increasing. Certainty is increasing conforming loan limits early to $750,000.

11/01/2023

Wow, this year has gone by fast! Welcome November!

https://www.certaintyhomelending.com/JoshHefty

10/31/2023

Wishing you and yours a spOoOooOokkyyy Halloween!

https://www.certaintyhomelending.com/JoshHefty

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Videos (show all)

May your Thanksgiving be full of peace, love and joy #withCertainty
Exciting news! Your buying power is increasing. Certainty is increasing conforming loan limits early to $750,000. #withC...
Exciting news! Your buying power is increasing. Certainty is increasing conforming loan limits early to $750,000. #withC...
Good morning! Start your day with a positive mindset and cultivate the 'I can' attitude. Let's do this! #positivevibes #...
We have the best home loan experience around! Our team of financial experts will help you make sense of the home loan pr...
Can you believe it is already June 1st?!? #withcertainty
First time buying a home?  I can answer your questions with confidence! #withcertainty
Let me help you finance your home by using your VA benefits. Zero down and no lender fees complimented with best-in-clas...
Visit my website to get pre-approved for a home #withCertainty  - https://www.certaintyhomelending.com/JoshHefty
Why work at Cahaba Mortgage?

Category

Address


100 Concourse Pkwy, Suite 125
Hoover, AL
35244

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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