Lisa Kosik-Keller Williams Real Estate-Homefront Properties Group

Just Sold!

Just Sold in Abington PA at 1957 Guernsey Avenue!

Wishing all the Dad's out there a wonderful Father's Day!!

Just Sold!

Just Sold in Philadelphia PA at 3129 Fairdale Road!

Happy Memorial Day!

Congratulations to my sellers who went under contract on this wonderful cape cod in Abington Township! We were able to secure an offer in just 4 days of being on the market! Congratulations!!!

Wishing all you mama's out there the BEST Mother's Day ever! You deserve it!

Upcoming Open House

Open House on Sat, May 11 01:00 PM in Abington PA at 1957 Guernsey Avenue

New on the Market!

New Listing in Abington PA at 1957 Guernsey Avenue

Just Sold!

Just Sold in Willow Grove PA at 1368 Bernard Avenue!

New on the Market!

us-east.prospects.com

Upcoming Open House

us-east.prospects.com

New on the Market

us-east.prospects.com

We can definitely explore this option!! 😂

📢📢📢📢📢📢📢 Veterans!!!!

Navigating Homeownership: 10 Essential Insights into the VA Loan Program"

For those who have served our nation, the dream of homeownership becomes a tangible reality through the VA Loan program. Tailored to assist veterans, active-duty service members, and eligible surviving spouses, the VA Loan offers a pathway to owning a home with unique advantages and considerations. Let's delve into the ten key insights that every potential borrower should know about this invaluable program.

1. Tailored for Our Heroes:The VA Loan program is a mortgage initiative designed exclusively for veterans, active-duty military personnel, and qualifying surviving spouses. It stands as a testament to the nation's commitment to supporting those who have served.

2. No Down Payment, No Problem:One of the standout features of VA Loans is the absence of a down payment requirement. Eligible borrowers can secure 100% financing, easing the financial burden of home buying.

3. Backed by the VA:While the loans themselves come from private lenders, the VA guarantees a portion of these loans, mitigating the risk for lenders and making home ownership more accessible to veterans.

4. Competitive Interest Rates:VA Loans often boast competitive interest rates, providing eligible borrowers with the opportunity to enjoy lower monthly payments and overall savings over the life of the loan.

5. Freedom from PMI:VA Loan recipients are spared from the need for private mortgage insurance (PMI), a common requirement for other mortgage programs, offering further financial relief.

6. Credit Flexibility:Veterans with varying credit histories can benefit from the flexibility of VA Loans. While lenders may have specific requirements, VA Loans are generally more forgiving compared to conventional loans.

7. The Funding Fee:A one-time funding fee is a component of the VA Loan program, acting as a means to sustain the initiative. This fee can be financed as part of the loan amount and is determined by factors such as military service and down payment amount.

8. Meeting Eligibility Requirements:Eligibility for a VA Loan is contingent on meeting specific service requirements. Veterans, active-duty service members with qualifying service duration, and certain eligible surviving spouses can benefit from this home ownership program.

9. Multiple Uses Allowed:The beauty of VA Loans lies in their flexibility. Veterans can utilize their VA Loan benefits multiple times throughout their lives, provided they meet certain entitlement and outstanding loan criteria.

10. Property Must Meet Standards:To ensure the safety and quality of the purchased property, VA Loans have specific property requirements known as minimum property requirements (MPRs). These standards guarantee that the property is safe, sanitary, and structurally sound.

The VA Loan program stands as a beacon of support for those who have dedicated their lives to serving our country. Understanding the nuances of this program is essential for veterans and eligible individuals aspiring to achieve home ownership. As you embark on this journey, consider consulting with a knowledgeable mortgage professional to navigate the specifics based on your unique circumstances. Through the VA Loan program, the dream of home is not just possible—it's a well-deserved reality for our nation's heroes. #

Rates are dropping, follow these 6 steps in 2024 to secure that dream home of yours!! DM me for a free consultation

Merry Christmas! I hope your holiday season is filled with joy, warmth, and wonderful moments spent with loved ones. If there's anything specific you'd like to know or discuss about the real estate market during the holiday season or if you are interested in getting ready for the spring market let me know!

The winter solstice itself does not have a direct impact on selling a home, but the season in general can influence the real estate market. The winter months, including the period around the winter solstice, often see a slowdown in the real estate market compared to the spring and summer months. Several factors contribute to this trend:

Weather Conditions: Winter weather can make it more challenging for potential buyers to view homes, especially in areas with snow and inclement weather. Cold temperatures and shorter daylight hours may discourage some buyers from actively engaging in the home-buying process.

Holiday Distractions: The holiday season can be a busy and distracting time for many people. With festivities, travel, and family obligations, individuals may not prioritize house hunting during this period.

Curb Appeal: Winter can affect the curb appeal of a home. Snow and bare trees may not showcase a property as well as lush landscapes in the spring or summer. It's essential for sellers to take steps to enhance their home's appeal during the winter months.

However, some potential advantages can come with selling a home during the winter:

Serious Buyers: While there may be fewer buyers during the winter, those who are actively searching are often more serious about making a purchase.

Less Competition: With fewer homes on the market, sellers may face less competition, potentially allowing their property to stand out more.

If you're considering selling your home during the winter, it's crucial to work with a real estate agent who understands the local market conditions and can provide guidance on preparing your home for sale during this season. Strategies may include effective staging, emphasizing the home's winter-friendly features, and adjusting the marketing approach to account for the unique challenges and opportunities presented by the winter months.

Wishing you and your family a very Happy Hanukkah!!

Cheers to my friends and family! Here is to a wonderful holiday season!!!

What are YOU most grateful for?

If you think FHA is a great option for you, let's talk!! I'm always available for a free consultation