Randy Head - Raymond James

Today, we remember and honor all who have made the ultimate sacrifice for our country and freedom. Our office and the markets are closed in observance of Memorial Day.

Millennials could become the richest generation ever — but only if they already come from money businessinsider.com

Although a million dollars may seem like a daunting figure, especially if you haven't been diligent about saving, there's good news: You don't have to make $1 million to save $1 million. Here are some of the habits that can help you get there.

Five habits of 401(k) millionaires www.raymondjames.com

Thanks to all our clients for an amazing year! We look forward to continuing to serve you and help you achieve your goals in 2024. Raymond James offices and the market are closed Monday, January 1, in observance of New Year's Day.

The SECURE 2.0 Act builds on retirement savings changes passed in 2019 and contains new provisions that further raise the required minimum distribution (RMD) age, shift to automatic plan enrollment and provide for new opportunities.

How does SECURE Act 2.0 change saving for retirement? www.raymondjames.com

Wishing you and yours a Merry Christmas. Our office and the market are closed Monday, December 25, in observance of Christmas Day.

On this day and always, we honor and thank all veterans – past and present – for their courage, service and sacrifices.

Age is just a number, but it matters when it comes to retirement. Here's how you can prepare financially and emotionally:

What time is the right time for retirement? www.raymondjames.com

On the 22nd anniversary of the September 11 attacks, we honor and remember those who lost their lives, those who survived and the countless others – members of our military, first responders and everyday heroes – who bravely serve our country and their communities.

What are the pros and cons of Index investing? Get in contact with with me if you would like to review whether or not you are an index investor.

What is an index fund? businessinsider.com

How is inflation and deflation measured? Learn more about the Consumer Price Index and why it matters to you. Please feel free to get in contact me if you would like to further discuss.

Consumer Price Index (CPI) Explained: What It Is and How It's Used investopedia.com

Do you have investment positions with a lot of capital gains? Let's create an investment strategy to realize these gains.

How to leverage 0% capital gains with this lesser-known tax strategy cnbc.com

Tuition is a significant expense in any financial plan. However, SBLs, or securities-based lines of credit, can offer a potential solution. Read on to find out how these lines of credit compare to student loans:

Comparing SBLs and student loans to cover tuition www.raymondjames.com

Age isn't the only factor when considering long-term care needs – unexpected injury or medical complication can necessitate long-term care at any stage of life. Learn how long-term care insurance can help support your financial well-being.

Long-term care insurance can support your future flexibility www.raymondjames.com

Compensation comes in more forms than one might assume--especially at the executive level. Here are a few ways executives receive compensation that might surprise you, and might even inspire you to take a look at your own compensation strategies.

Pay perks: what we can all learn from executive compensation www.raymondjames.com

Equity investors gave the Fed and the economy the benefit of the doubt through July as a "soft-landing" narrative surrounding inflation helped produce strong gains and diminished recession concerns. Read more in our July market recap.

Markets contented by soft landing prospects, AI enthusiasm www.raymondjames.com

Choosing to work with a financial advisor can make a positive difference in your current and future life – and even for the next generations of your family. Learn more on how a professional advisor can craft a tailored, holistic financial plan that supports your needs, goals and intentions for the future.

Why work with a financial advisor? www.raymondjames.com

A key goal of estate planning is to facilitate wealth transfer for generations to come--which is why statistics like 90% of wealth transfers failing by the end of the third generation are staggering. So how can you ensure your plan stands the test of time?

5 Reasons wealth transfers fail www.raymondjames.com

The U.S. economy added the fewest jobs since December 2020, giving the Fed hints of a cooling economy. See CIO Larry Adam's other top takeaways from the week and what to look for in the week ahead in the Weekly Headings Snapshot.

Weekly Headings Snapshot: July 7, 2023 www.raymondjames.com

Wishing you a safe and happy Independence Day. Our offices and the market are closed Tuesday, July 4, in observance of the holiday.

Teaching kids about money can be difficult or uncomfortable, but lessons in financial literacy can benefit them for a lifetime. Here is a guide to some of the milestones and lessons you can use to teach the little ones in your life.

The lasting benefit of financial literacy www.raymondjames.com

Sometimes, your financial situation benefits from retirement strategies outside of the conventional. Here are a few examples where deviating from the traditional course is an option.

When should you ignore conventional retirement advice? www.raymondjames.com

When experiencing an emergency, it's important to have your personal documents assembled in an accessible place. By preparing ahead of time, you can act as efficiently as possible both during and after an emergency situation like a storm or fire.

Have you prepared your personal documents for an emergency? www.raymondjames.com

Happy Father's Day. We hope you are able to spend time with or remembering the fathers and father figures in your life – and, if you are a father, sharing special moments with your family.

When planning for retirement and claiming benefits such as Social Security, there are a few elements that you should consider asking your financial advisor about ahead of time in order to maximize your benefit.

5 considerations for your Social Security strategy www.raymondjames.com

If your business relies on a key individual to function, this represents a risk that can lead to loss if that individual leaves their role unexpectedly. However, there are strategies that can help you protect your business from this loss.

Protecting your business from the loss of a key contributor www.raymondjames.com

Existing wealth in emerging sectors. Learn how the next generation plans to invest the largest transfer of wealth in history.
https://www.raymondjamesconnect.com/aFgRCJ

🏌️‍♂️ Thank you, Gulf Coast Gas Measurement Society and Crosby Education Foundation, for an amazing golf tournament experience last week! 🏌️‍♀️

I am grateful for the chance to support the Gulf Coast Gas Measurement Society and the Crosby Education Foundation in their mission to foster education, knowledge sharing, and professional growth. Your dedication to advancing education is commendable, and I am proud to be associated with such remarkable organizations.