Sarah Ziese, Financial Professional

Individual tickets are officially available! Want to bring all your galpals? Tables of 8 are also now available for purchase on our website.

3 awesome forums, a luncheon & shopping - it doesn't get much better than this. 😉



Check the comments for registration link ❣️

For more info. about purchasing an expo booth, click the link in the comments 🥰

Solid group of advisors!

Houston is heating up and so is FitzGroup!🔥please help us welcome everyone to the team! 👏🏼🤩

Birdies for Bel Inizio is this month!! ⛳

Bel Inizio is hosting their 1st Inaugural Golf Tournament on March 28th at .golf.club!
We are starting off with a BANG at 8:30am! 💥

Sponsorship and Registration are available at - www.bel-inizio.org.
For more information please contact: [email protected]

Birdies for Bel Inizio ⛳️
Bel Inizio's 1st Inaugural Golf Tournament is coming up on March 28th!
Sponsorship is available and registration is coming soon!
For more information / RSVP contact: [email protected]

Two questions:
1. Do you believe incomes taxes are going up or down in the future?
2. Do you hope to be more or less successful int he future?

Your answers to those questions might seem obvious, but if you really dive a little deeper, might cause you to save differently!

Let's have a conversation! 😊

Let’s start this new year off right! 🎉

The financial service industry has done a disservice to the clients, and advisors as well, in setting them up poorly for success. I am here to help get your future on track and help you understand what ways work best for YOU.

Invest in your future. Act NOW!

May your days be Merry and Bright!! And all of our kids are crossing their fingers that our Christmas will be white! 😅
What is your favorite holiday tradition?? We are always looking for new ones! 👇

Better plan for this...

It May Be Time to Start Worrying About the Estate Tax Most people have been able to pass on assets like a family home without federal tax, but that could be changing.

"Having a certain amount saved for retirement doesn't translate at all to how prepared that individual is to live the lifestyle they want in retirement."

Not nearly enough workers are prepared to face retirement. If you don't have a plan, it's time to make a change today. What's your plan?
Do you know the rules to prepare smarter, not harder?

Only 27% Of Workers Say They're On Track For Retirement. Where Do You Stand? Are you confident in your retirement plan? How to tell if you’re on track for retirement and 5 tips for improving your strategy.

Look at the history of income tax rates. Where do you think taxes are going in the future? Whether they change the rates or the thresholds, it has never been more important to eliminate tax risk from your portfolio!

Lets talk....

History of Federal Income Tax Rates: 1913 – 2021 The history of federal income tax rates is a story of constant change. Pay close attention to these changes because they affect your bottom line.

In the Cypress area? Come join us this Friday for some appetizers and beverages along with some powerful education.

Bring a friend! We will have drinks and appetizers, and I promise you will learn something.

https://fb.me/e/z9TiqTuR

Is your advisor projecting your retirement on average rate of return? You may want to get a second opinion....

Solving the Myth of Rate of Return It remains the single most motivating factor for almost all investment decisions; yet many people are completely mistaken as to how rate of return really works.

We have massive infrastructure improvements coming to the country. In addition to the recent stimulus packages, and the call for continued stimulus checks to be given, how is the government paying for all these improvements!? With OUR tax dollars! The government DOES NOT make their own money. Taxes are going up, what thoughts have you given to your strategy protecting your future income from unnecessary taxes?

Wall Street awaits Biden infrastructure plan, but it may not be ready for the new taxes President Biden will unveil his infrastructure plan Wednesday in Pittsburgh, but he may not provide all the specifics on how he will fund it.

Three things you should know about taxes:
1. You owe taxes on every dollar you earn
2. You can choose to pay your taxes today, or defer them to a date in the future
3. You are only responsible for paying your taxes one time and one time only... anything else is both UNNECESSARY and VOLUNTARY

Where your money lives in the tax code affects more than you know... We should talk.

Do you think the U.S. will be far behind?

U.K. plans to hike corporate taxes in move to pay for COVID spending splurge Companies investing in the U.K. will be offered a tax break, the program to support workers salaries will be extended, and a new infrastructure bank will be...

We all know we have to pay taxes while we are earning money, but some are unaware that taxes are still due in retirement. If all of your assets are held in tax-deferred vehicles, then you are in for a hefty tax bill when you start taking distributions in retirement. If you have a strategy around the tax code while saving for and moving into retirement you can limit your tax burden. These strategies aren't something that happen overnight, they take time to plan so why not reach out today and find out if you can limit your tax bill in retirement!

Retirees can get hosed on taxes. Here are some easy ways to reduce the hit Retirees who are strategic about where they hold certain investments and how they withdraw money from those accounts can save a bundle on taxes.

Straight from the horses mouth, so to speak! Taxes in retirement is a major concern, and one that too many people don’t understand how they negatively impact the longevity of your money. Being strategic with distributions can help, but understanding where to save in the first place will provide maximum efficiency. We can help provide answers on how to save now(or readjust assets) so you can retire in the 0% tax bracket, or very close to it!

Tax Tips After You Retire - TurboTax Tax Tips & Videos Even if your current retirement income plan doesn't provide maximum tax benefits, you can still restructure your payment strategies to optimize your tax results.

People often ask why we share so much on the downsides of 401(k)'s. I am not here to tell you that it is an evil asset but you have to know the rules of the game. Here are 5 reasons why you might want to rethink traditional financial planning strategies:

1. Every distribution you take will be taxed at your highest rate.
2. Double taxation is often the ‘norm.’
3. Ready or not, you have to withdraw money when the IRS says so.
4. It’s absolutely the worst account to leave to a surviving spouse.
5. Your account is fully exposed to tax law changes.

5 Reasons a 401(k) May Be the Worst Account to Have in Retirement | Kiplinger That massive 401(k) nest egg that you're so proud of comes with some serious baggage. Here are five major cons of these accounts and a couple of alternatives to consider instead.

The answer to this crisis is not just "save more"....

We should talk...

Here's How Much The Average Adult Has Saved In Their 401(k) At Every Age As suspected, no one is saving enough money.

The answer to this crisis is not to just "save more."

Here's How Much The Average Adult Has Saved In Their 401(k) At Every Age As suspected, no one is saving enough money.

Ask yourself what you think high income taxes look like? If the answer wasn't higher than 60% you are in for a surprise. The truth is not many of us have experienced historically high income taxes in our lifetime. If you think that taxes could rise in during your working career what are you doing to protect you money in tax deferred accounts I.E. 401K's from being taxed at a higher rate in the future? If you haven't thought about this or are concerned about how rising taxes could affect you, we should talk! Education is free and it’s plentiful!

When the Top U.S. Tax Rate was 70 Percent—or Higher "Name a country where that’s worked. Ever,” asked Michael Dell in Davos. There's a simple answer.

After a crazy snow and ice week, we have rescheduled our Tax Free Friday coffee. We’d love to see you there for breakfast, a little caffeine, and some powerful education!

Did you know that the percentage of 401(k) accounts according to Fidelity (the largest 401(k) provider in the U.S.) with balances over $1 million is a mere 1.6% (according to the article from Feb 2020 below)?

And yet, the first thing we are often told when sitting down with an advisor is “Save x-amount of dollars for 30 years at y-return, and you will have $1 million when you retire.”

Why aren’t more on track to becoming millionaires?

It doesn’t have to be this way. You can save more efficiently and maximize your retirement spending. Education is key! Let me know when you are ready to learn.

There's now a record number of 401(k) and IRA millionaires, according to Fidelity The study found 441,000 IRA or 401(k) accounts they manage had balances of $1 million or more.

Excess fees, taxes and volatility are the enemies of wealth. I am working with my clients to use strategies to avoid these enemies in their investment portfolio.

We need to talk.

How a 1% Fee Could Cost Millennials $590,000 in Retirement Savings A new NerdWallet analysis of how investment fees can eat into the future savings of today’s millennial investors found some staggering numbers.