Ken Jacobson, CMPS, NMLS# 215044

“Enjoy the little things, for one day you may look back and realize they were the big things.” ― Robert Brault

FYI: From our good friends at MBS Highway:
Treasury Secretary Janet Yellen has come under a lot of criticism from individuals like Stanley Drunkenmiller, who accused Yellen of making the biggest blunder since Alexander Hamilton. Back when the US 10-year T was at 0.5%, she chose to issue short term debt to save a bit of money, but had the chance to lock in a very low rate for 10-years. With short term yields now above 5%, it is estimated it will cost the US around $1 trillion for this mistake. Most households refinanced their debt at very low 30-year fixed rates, but the US did not and is now paying the price.

FYI:
10:45 am
Hedge fund manager Bill Ackman says, "We covered our bond short. The economy is slowing faster than recent data suggests. There is too much risk in the world to remain short bonds at current long-term rates."

First American: Many parallels between housing markets of today and early '80s - Scotsman Guide 'History doesn't repeat itself, but it often rhymes,' says chief economist

Interesting article on real estate investor optimism.

Real estate investors see better conditions than last year, optimistic about next six months - Scotsman Guide Investors encouraged despite difficult market circumstances, according to new RCN Capital survey

Home prices are accelerating. From the chart below, provided by our friends at MBS Highway, the yellow figures are ALL-TIME highs.

These 40 ideas for bathroom vanities are especially useful if you are working with a smaller space.

40 Small Bathroom Vanity Ideas With Tips And Inspiration To Help You Design Yours Small bathroom vanity and sink ideas, including wall-mounted units, vanities with storage, bathroom faucets, lighting, mirrors, and more.

Roof flashing is an important component of a leak-free and long-lasting roof. Learn the various types of roof flashing, typical costs and more.

What Is Roof Flashing and Why Is It Important? (2023) - Today's Homeowner Flashing is a critical part of a roofing system. This article explores the various types and materials used.

If you're interested in implementing more technology in your household, this review of different smart home devices may come in handy.

The best smart home devices of 2023: Expert reviewed We've tested the best smart home devices that can help make your life easier. Here are our top picks.

You may have heard of a smart doorbell or thermostat, but have you heard of a smart fridge? Here's a look at some smart technologies that can help augment your home.

Smart Home Technologies to Enhance Your Lifestyle Bring your security, efficiency and convenience to a whole new level.

Compared to June of last year, the market has slowed down and homes are not selling at the same high prices. That being said, prices are still competitive as demand continues to outweigh supply.

Home Prices Remain Elevated, But Selling for $4,000 Less The typical U.S. home is selling for roughly $383,000, only about $4,000 less—an estimated -1%—than ...

Data shows that the rate of so-called "absentee homeowners" soared in 2020. Many homebuyers find it hard to compete with their cash offers, especially in metropolitan areas.

Absentee owners are crowding the housing market, data shows The share of homes sold to absentee owners has increased since 2020 across nine major metro areas, an NBC News analysis of real estate data found.

It can be tough enough to keep a home clean, but keeping the air free of dust and allergens is another task altogether. This guide can help make it simple and easy.

Simple Ways to Improve the Indoor Air Quality of Your Home Make sure you're breathing clean air at home with these tips on removing air pollutants and balancing humidity.

According to a recent Freddie Mac report, lower-income households are managing to buy homes despite affordability challenges in the current market.

Homeownership on the rise for lower-income households The percentage of below-median income households that own a home has climbed significantly, hitting 53% in the first quarter of 2023.

By following these seven steps, you can help ensure you have the financial resources you need to buy your next home with fewer obstacles and less stress.

7 Steps to Financial Preparedness Step 4 is especially crucial before applying for a loan.

No matter where you are on your journey to affordable homeownership, the twice-monthly newsletter can provide you with valuable insights and relevant information.

Quick Tips for Homebuyers & Homeowners Sign up and stay tuned for this week's posts.

Looking to start a renovation project soon? It might be a good idea to read through this list of common delays that most homeowners don't see coming.

7 Things You Didn’t Know Can Delay Your Home Renovation Don’t start that renovation project until you’re aware of these potential roadblocks and the delays they can cause.

Owning a home can be a great way to build and preserve wealth, even in today's market. How can homebuyers make the leap more affordably? These three tips can help.

Homeownership is a great way to build wealth, advisor says. Here's how to make that purchase successful Even with high home prices and interest rates, owning a home can still pay off in the long run, one advisor says.

Doing home renovations yourself can be a great way to save. That being said, DIY projects can still require financing -- discover four options you can consider for your next project.

How can you finance DIY projects? Read four financing options in the latest newsletter.

What does it really mean to live in a "100-year floodplain?" According to a recent survey, a surprising amount of homeowners don't know. Here are the real facts about flood zones and flood insurance.

Mandatory Flood Insurance Myths Debunked According to a new intelligence report published written by Scott Giberson, Principal of Product Com...

Your home can be more than just where you live -- it can also be an important financial asset that helps preserve and build wealth over time.

8 Strategies for Maintaining a Home as an Asset High-profile bank failures offer lessons worth sharing with your clients and customers.

Looking to brighten up your bedroom and give it some character? Get inspired by these 51 color ideas.

51 Bedroom Color Ideas That Will Transform Your Space from Boring to Beautiful 51 bedroom color ideas that will successfully take your room from boring to beautiful. Including soothing neutral palettes and bold and bright decor schemes.

It can be hard work to maintain a lush, green lawn. This month-by-month guide can help break down maintenance tasks to make lawn care easy to understand and follow.

Bob Vila’s Definitive Lawn Care Calendar Bob Vila’s ultimate month-by-month lawn care calendar can help you figure out a lawn maintenance schedule to grow the healthiest and most beautiful lawn yet.

It's easy to see why creating a homestead or buying homestead property can be an attractive idea. These pros and cons of homesteads, however, are less obvious:

Buying and Owning a Homestead: Pros & Cons Discover the potential ups and downs of homesteading.