St. Croix Valley Insurance Service Inc.

Are you considering selling your life insurance policy? Here’s what you need to know before making the decision.

Should You Sell Your Life Insurance Policy? Here’s what you need to know if you’re considering selling your life insurance policy.

Do you know what to do if you're in a car accident?

If You're In An Accident Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.

All those years of work can add up to a small fortune. What's your strategy for your money?

Lifetime of Earnings Estimate how much you have the potential to earn during your working years.

Can you define the job of an insurance carrier? We define it here:

What is a Carrier? Do you know what a Carrier is?

Knowing the do's and don'ts of insurance is a big deal. Here are eight DON'TS to help you avoid a big bump down the road.

8 Common Insurance Mistakes to Avoid Having at least a basic insurance plan is essential for anyone. It's important to figure out what insurance plans you need and what works best for you and your family.

Do you know what to do if a pipe breaks in your house?

If a Pipe Breaks Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

Social host laws may make you responsible for underage drinking in your home, even if you are away.

Teen Drinking and Your Liability Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.

Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.

Medicare Advantage 101 Overview of Medicare Advantage, what’s in them, special rules, and more.

Have you and your spouse recently tied the knot? Then it's time to reassess your current insurance coverage to determine where you can save money.

Just Married? A Guide to Combining Your Insurance If you just recently married, then it may be time to take another look at your insurance policies to see where you can save money.

Here's what happens if your small business has an accident and you're not insured.

Side-by-Side: Insured vs. Uninsured

Think you’re saving money by not having health insurance? Think again. Medical debt can be a major cause of financial woes. Read more now.

The Cost of Medical Care Learn about the risks of not having health insurance in this informative article.

Hurricane season brings with it uncertainty and the possibility of damage. Prepare ahead of time so that you’re ready no matter what happens.

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Did you know there are two kinds of insurance brokers?

What is a Broker? Do you know what a Broker is?

When it comes to purchasing an annuity, your current age and relation to retirement can make a big difference. What works well for someone with a high risk tolerance may not prove suitable for someone seeking conservative investments and vice versa.

The Right Time to Buy an Annuity Knowing when to buy an annuity can make a big difference. Learn how timing can influence your decision about if and when to buy.

Vocab time: do you know the definition of a term? We’ll spell it out for you:

What is a Term? Do you know what a Term is?

may be important in growing your company, but it may introduce liability. Is your company protected?

Social Media: #NewestBusinessLiabilityRisk Social media may be a modern imperative for businesses looking to grow and build their brand, but it also introduces risk.

Did you know you can ask for a claims advance?

Did You Know This Fact About Claims Advances? If a fire forces you out of your home, you can ask for a claim advance.

You can save money on your insurance premiums on older vehicles with this tip.

Did You Know This Fact About Older Vehicles? Did you know you have coverage options on older vehicles?

Does your cover you if you get into an accident with an uninsured driver?

Protection Against Uninsured Drivers You’re hit by an uninsured driver. Now what? Are you protected against financial losses?

What is a deductible? Glad you asked. Let us break it down for you.

What is a Deductible? Do you know what a Deductible is?

Before disaster strikes, prepare your finances with these six tips for financial preparedness in the wake of a natural disaster.

6 Tips to Help You Prepare for Natural Disasters Disaster can strike at any time. These six tips can ensure you’re prepared when it does.

For a small business, the loss of a key person could cause financial hardship.

Protecting Your Business from the Loss of a Key Person Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Whether you have life insurance through work, are retired, or raising a family, it pays to know the truth about life insurance coverage.

Life Insurance Myths: Debunked Whether you have life insurance through your work or are retired it pays to know the truth about life insurance coverage.

Are you protected in the event of a disability that prevents you from working? Consider these three ways to ensure you’re covered if the unexpected happens.

Disability Insurance: Who Should Have It? There are generally 3 ways to obtain disability insurance. We're discussing these options in-depth, as well as whether or not you should consider purchasing your own policy.

Believe it or not, your Life Insurance policy can be helpful for you, not just your loved ones. Find out four ways your Life policy can help you in the here and now.

4 Benefits of Life Insurance for the Here and Now

Have you ever wondered whether your insurance claims remain private? Learn what information is available to insurers through a CLUE report, how to get one, and how it impacts your insurance.

Did You Know Your Insurance Claims Aren’t Secret? When you make an insurance claim, it can stay on record for up to seven years. Here's why CLUE reports are important and how they affect your premiums.

Do you know this safety tip about fire extinguishers?

Did You Know This Fact About Fire Extinguishers? How often should you check your fire extinguishers? Do you know?

A disability could keep you from work and increase costs. How can you protect yourself?

Disability and Your Finances In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.

changes everything, including your needs. Here are some things to look out for

Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs.