The Pacific Coast Legacy Group at Morgan Stanley

Wondering what to give this holiday season? Consider a gift that keeps on giving – contributions to a 529 plan can help cover future tuition bills and may provide potential tax benefits for the gift giver.

Give the Gift of Education This Holiday Season | Morgan Stanley Looking for a more meaningful gift this holiday season? Consider giving your children, grandchildren, nieces and nephews the gift of learning—through a 529 plan.

Macroeconomic Outlook 2024: Morgan Stanley Economists see slower growth in the year ahead as central banks focus on taming inflation.

Global Macroeconomic Outlook 2024 | Morgan Stanley In 2024, inflation should continue to fall, accompanied by a global slowdown in growth.

On Veterans Day, we celebrate the service of all U.S. military veterans. Explore how Morgan Stanley is helping members of the veteran community plan for a financially secure future.

Taking Command of Your Financial Life: Tips for Veterans' Consideration | Morgan Stanley As veterans transition to civilian life, carefully navigating personal finances and veteran benefits can help set them up for success.

You’ve worked hard to build wealth, now it’s time to protect your legacy. This 7-step estate planning checklist can help you plan for how your assets will be passed down to your beneficiaries.

Estate Planning Essentials: 7 Key Steps | Morgan Stanley Creating an estate plan can help protect your wealth and prevent hardship for your heirs.

We have a new family member! We adopted Daisey. That's her with our Lab Zado. We are so excited!

As your children grow into young adults, you can help them learn how to manage their own financial matters. Here’s how to go about it.

From Clueless to Clued In: Teaching Teens About Money | Morgan Stanley As your children grow into young adults, you can help them learn how to manage their own finances.

Seniors are often a target of financial exploitation and fraud. Let’s discuss how to protect yourself or your loved ones from scams.

Protecting Elders From Financial Abuse | Morgan Stanley Financial abuse of older citizens is one of the most common crimes in the US. But there are ways to protect you or your loved ones from scams like these.

Learn more about how values central to Judaism can play a role in your investing and charitable giving.

Aligning Jewish Values With Philanthropy and Investing | Morgan Stanley Learn how investors and philanthropists seeking to align their capital with their values, including in a broad range of faiths such as Judaism, can potentially have a greater impact on the world’s problems.

Talking about family finances can help you reach your financial goals, build trust, and avoid conflict. Let’s discuss how these tips can help you get started.

How to Break the Ice Around Family Finances | Morgan Stanley Money is one of the trickiest topics to discuss. But avoiding the conversation can lead to problems. Learn how to start the dialogue with your family.

Planning an international trip? Here are a few money tips to help you enjoy your travels.

Smart Money Moves When Traveling Abroad | Morgan Stanley Consider these tips when planning for foreign travel and perhaps save yourself time, money and headaches.

Whether it’s strengthening your passwords or treating suspicious emails with more caution, learn steps to help reduce the threat of identity theft, online scams, malware, fraud and more.

Maintain Good Cybersecurity Habits | Morgan Stanley Whether it’s strengthening your passwords or treating emails from unknown senders with more caution, you can take a number of steps to reduce the threat of identity theft, online scams, malware, fraud and more.

Still trying to figure out the cloud? You’re not alone. Get a better understanding of the cloud, and how to keep your personal data safe.

Confused About the Cloud? | Morgan Stanley Learn about the cloud computing basics, including what it is, how it is accessed, its benefits and disadvantages. Discover tips for keeping your data safe.

Whether you want to donate to charity or invest in a loved-one’s future, consider these tax-smart ways to help make your giving go further.

Tax-Savvy Ways to Give | Morgan Stanley If you’re inclined to help others, consider these tax-efficient ways to make your giving go further.

Losses are painful, but investors who can stay focused on their goals, rather than obsessing over monthly returns, will likely be better off in the long run. See why: https://mgstn.ly/3LnJcR6

Top 5 Mistakes Investors Make in a Market Sell-Off | Morgan Stanley Whether it is panic selling, hiding out in cash, or trading frantically during volatile markets, investors tend to make several mistakes that can hurt them long-term. Know how to spot—and avoid—the most common bad behaviors.

Saving for retirement? Let’s talk about strategies to help reduce your taxable income and keep more of what you’ve saved.

Tax-Smart Strategies for Your Retirement | Morgan Stanley Smart tax planning can help you save more for retirement and keep more of what you’ve already saved. Consider these tax-efficient retirement planning strategies.

Changes in the market or shifts in your personal circumstances may require adjustments to your financial plan. Complete these tasks to make sure everything is aligned.

Your Mid-Year Financial Planning Checklist | Morgan Stanley Changes in the market or shifts in your personal circumstances may require adjustments to your financial plan. Here’s a mid-year checklist to help get you started.

A thoughtful financial plan can help you prepare for the path ahead. Let’s talk about how I can help.

Your Life, Your Wealth: Planning for Your Financial Future | Morgan Stanley These ideas can help you organize your financial life, prepare for the unexpected and stay focused on what truly matters to you and your family long term.

Help protect yourself on your next trip with these cybersecurity tips.

Travel Cybersecurity: Staying Safe on Vacation | Morgan Stanley Learn how to protect your computer security while traveling. Explore these travel cybersecurity tips from Morgan Stanley as you plan your next vacation.

Can breakthrough ideas stop climate change and eliminate poverty? Morgan Stanley Research sits down with Bill Gates.

Bill Gates, Big Ideas: The Morgan Stanley Interview | Morgan Stanley Watch as Morgan Stanley Research speaks with Bill Gates about how digitalization can improve quality of life in developing nations and why he’s backing companies on the verge of “mind blowing” breakthroughs in clean energy.

Joe at the APIC conference ...looks like he has the whole world in his hands !

Don't wait to start sorting your parents’ estate planning wishes. The sooner you get started, the more time you'll have to make sure their wishes are met. I can help you map out a plan.

The State of Your Parents' Estate | Morgan Stanley Talking with a parent about estate planning is never easy. Here are several conversation starters that can help adult children and their parents’ plan.

You’re enjoying life as a retiree – but have you taken all the steps needed to help ensure your money will last? Consider these strategies.

Develop Your Retirement Roadmap | Morgan Stanley The path to your ideal retirement may have some twists and turns, but smart planning can help you reach your destination. Where are you in your retirement journey?

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.42% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://mgstn.ly/43HkW2O

Morgan Stanley clients with eligible brokerage accounts can earn 5.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/452hK2D

Travel? Volunteering? Exploring new hobbies? Whatever your pursuits may be in retirement, it’s essential to plan ahead for your spending needs. Let’s talk about strategies to help keep you on track.

What Kind of Retiree Do You Want to Be? | Morgan Stanley Everyone has a different idea of their dream retirement. Whatever you envision, it’s essential to plan ahead so that your nest egg will last.

The closer to retirement, the more vulnerable you may be to adverse market conditions. Let’s discuss how you can prepare for the market’s unknowns during your golden years.

You’re Ready for Retirement. Is Your Portfolio? | Morgan Stanley The market can influence your decision of when to retire. Learn how to help protect your nest egg, including the potential role of annuities in retirement.

Tempted to join in the U.S. stock-market rally? Let’s discuss why chasing recent performance isn’t always the right move.

Investing for the Long Term in an Uncertain Market | Morgan Stanley The recent stock market rally overlooks fundamental risks. Here’s why cautious investors shouldn’t fear missing out on short-term gains.

Even small contributions to a retirement fund can have a big impact for young investors. Let me know how I can help you get started.

The Millennial and Gen Z Guide to a Sweet Retirement | Morgan Stanley How the power of time can help savvy young investors grow an impressive portfolio.