Team Vann - CrossCountry Mortgage Nmls3029, Nmls126296

The WHY behind the WORK.

“Dedication, hard work, smooth, no surprises, dream home…”

Always an honor to help or clients become homeowners & create security for their families. Congratulations Soto Family 💥

Good news in the mortgage market today.

CPI inflation report came in a bit lower than expected. Lower inflation=Lower mortgage rates on the horizon.

A quick shift in the new Loan Level Price Adjustments eliminates the rate increase for higher debt ratios. Great news for buyers.

Questions- contact us anytime.

Why we do what we do. Helping clients purchase their first home, in an easy to understand, streamlined process. Thanks for trusting us & trusting the process. Cheers to summer in your new home ☀️🍾🏡

Learn from it all & move on.

Either way- it’s time to get to work 👊🏻💪🏻👍🏻

Are you interested in accessing your home equity without touching your low rate on your first mortgage? Need cash quickly? Ready to tackle that remodel?

Our new QUICK close home equity line if credit can have the cash in your hand within 5 days with no appraisal needed. Let us know how we can help you today.

✨That Monday Morning, new week feeling ✨

Make it a great one friends 👊🏻

Let’s simplify your next home purchase. It doesn’t need to be complicated with 800 loan programs, fancy finance lingo & stress the whole way through.

it simple

Let’s simplify your next home purchase. It doesn’t need to be complicated with fancy lingo, 800 different loan options & stress the whole way through.

✨It’s a good for a Happy Client

SPRING is here & we’re here for it. It’s an interesting time in the mortgage industry; banking collapse, high buyer demand, higher interest rates, bidding wars, seller credits & on & on it goes. 1 thing that stays consistent through it all is the wealth created from owning and holding real estate.

With all the noise in the media, it’s hard to not be concerned, confused or stressed whether you’re a current home owner or future home owner. Reach out to our team anytime and we’ll walk you through whatever questions or concerns you have.

Ready for ☀️, more 🏠 on the market & a fresh new Spring perspective.

✨Big Happy Birthday to the Big Guy✨.

Thanks to you for leading the pack, striving for greatness & consistently showing up for your people.

Now go get that 7th grade state b-ball title Coach 🏀🐾

It’s Tax Time- owning a home can provide tax breaks & help you maximize your refund.

Below are 8 tax breaks for homeowners you may be able to take advantage of-
- Mortgage interest
- Home Equity Loan Interest
- Discount Points
- Property Taxes
- Necessary Home Improvements
- Home Office Expenses
- Mortgage Insurance
- Capital Gains

Let us know if you have any questions. We have some great tax accountants we work with.

CCM has a full-service construction division. We have builder VIP services and conventional, FHA & VA one time close construction loan transactions. Want to know more?? Reach out anytime!

Thank you Tony! We appreciate you trusting our team with the biggest purchase you’ll ever make. We look forward to watching your wealth grow through real estate & enjoy your new home in the process. This is WHY we love what we do.

Higher Rate- Lower Price is a win for buyers. Get into a home while the prices are lower, refinance your rate to lower your payment down the road.

Worry less about rate & put more of your attention to whether you are comfortable with the monthly payment.

You are the average of the 5 people you spend the most time with.

You are heavily influenced by the people you are closest to. Choose wisely! If you’re making sacrifices in your life because you desire a higher level of existence- most people will not understand. Surrounding yourself with people who push you to be great rather than settle for average is one of the best things you can do for your success.

We are extremely grateful for every one who drives us to get better & be better every day, and we strive to provide the drive of success for others.

2023 MOOD- Although we’re deep into our signature shade of seasonal depression in the PNW- this time of year is the best for fine tuning your routines, upgrading your standards & really pushing to be your best.

Before the busy Spring & Summer begins- now is the perfect time to reevaluate & make sure 2023 is on track to be better in all aspects of your life.

We love a good testimonial- especially when it involves a family’s dream 🏡 💫🏡

Click the link in our bio to read over 200 -5 ⭐️ reviews

Are you a risk taker??

I wouldn’t say we take are extreme risk takers but we have taken quite a few calculated risks that were necessary to grow and build the life we want for ourselves and our kids.

The longer you avoid taking any risks, the longer you keep yourself from opportunities of greatness.

Many of the risks we’ve taken have been in real estate. Most have paid off. We’ve also decided against quite a few real estate transactions that we decided weren’t for us, never regretting the decisions- just moving on and learning from whatever choice we made.

Recently we had a buyer walk away from a perfect home for them over $5k in purchase price. They are really regretting not taking the risk of increasing their offer and buying the home.

The real risk isn’t what happens if you do IT- it’s what happens if you DON’T.

Don’t 😴 on getting pre-approved.

With rates down & inventory low ⬇️ we’re already seeing many multiple offer situations & homes going into contract quicker than previous months.

Make sure your 🦆 are in a row before you begin looking at homes so you’re ready to act fast when the 🏠 for you comes on the market.

‼️Believe it or not- the higher rates were one if the best things to happen to our buyers in a long time ‼️

These higher rates helped our buyers get into contract with credits for rate buy downs & closing costs, purchase homes under list price, and not have to compete with multiple offers. It’s been an amazing time to be a buyer!

We are still seeing some of these deals out there but buyer demand is picking up with the recent decrease in rates. Although still a lot higher then they were during the past couple years, rates are coming down along with inflation and these buyer deals are slowing down.

If you’ve been waiting in the wings for the “perfect” time to buy, this is your moment!

💫Best thing to read on a Tuesday morning after a long weekend💫

Nothing better than knowing we are helping the next generation achieve financial stability through home ownership.

Congrats to these first time homebuyers & thank you for trusting our team 🏡

Heading into the 3 day weekend with 2 new contracts, lots of buyer activity, 8 basketball games & good news for interest rates.

💫we’ll be spending the weekend cheering on our kiddos in the gym & wouldn’t want it any other way🏀⛹️‍♀️⛹️

How are you planning on spending the 3 day weekend??

Walking our buyers right into contract before the market shifts (although it’s already starting).
Buyer activity is picking up, rates are coming down & we’re looking forward to more listings.

Is it Spring yet?? 🌸🌼🏡