McAlister and Associates, PLLC

Thinking outside the box when planning for retirement has never been more important. HSAs are under-utilized tools for many (dare we say most) retirement strategies. Forbes does a great job explaining how you can start taking advantage of HSAs.

How To Make An HSA Part Of Your Retirement Plan Health savings accounts help you set aside money to pay for qualified medical expenses, but did you know an HSA can also be a great tool for retirement planning? You can invest money stashed in an HSA in mutual funds and stocks, plus it offers valuable tax benefits—all of which make health saving

🔎Looking for a versatile financial tool that can provide a safety net for your loved ones and a source of income for your retirement or business? Indexed Universal Life insurance might be the answer!

Our latest blog post delves into how you can leverage IUL insurance to bolster your retirement or business income. 💰
From tax-free loans to funding business expansion, discover the potential benefits and considerations of this unique financial tool.

Remember, the right financial strategy should align with your personal goals and risk tolerance. 💡Read our blog post now, and equip yourself with the knowledge to make informed financial decisions. https://www.mcalisteragency.com/post/leveraging-indexed-universal-life-for-retirement-or-business-income

Leveraging Indexed Universal Life for Retirement or Business Income Indexed Universal Life (IUL) insurance is a type of permanent life insurance that offers both a death benefit and a cash value component. It's a versatile financial tool that can be used to supplement retirement income, fund a business, or provide a financial safety net for your loved ones. This blo...

The Medicare Annual Election Period is October 15th through December 7th. We are here to help you understand your options and explore the plans available in your area. Take a look at our Medicare AEP Preparation Guide if you have a decision to make about your Medicare health plan or prescription drug coverage.

Medicare Annual Election Period Preparation Guide The Medicare Annual Election Period (AEP) is a crucial time for Medicare beneficiaries to review and make changes to their healthcare coverage. This guide aims to help you prepare for the AEP and make informed decisions about your Medicare plan. 1. Understand the AEP dates: The AEP runs from October...

Does your small business transport equipment or other high-valued items? Do you store tools or equipment away from your primary business location? If you answered yes, inland marine insurance should be a part of your plan. Check out our blog to learn more about a crucial line of commercial protection.

The Crucial Role of Inland Marine Insurance for Small Businesses As a small business owner, you are likely familiar with the standard types of insurance, such as general liability or property insurance. However, there's another type of coverage that you may not be as familiar with but is equally important - Inland Marine Insurance. Despite its name, it has nothin...

Today, we pause to honor and remember the lives lost on September 11, 2001. On this solemn anniversary, we stand together as a community, united in our commitment to never forget.

We remember the innocent victims who tragically lost their lives in the attacks, and we honor the brave first responders who selflessly risked everything to save others. Their courage and sacrifice will forever be etched in our hearts.

Let us also remember the resilience and strength that emerged from the ashes of that fateful day. In the face of unimaginable tragedy, communities came together, demonstrating the power of unity and compassion. We witnessed countless acts of heroism and kindness, reminding us of the indomitable spirit of humanity.

As we reflect on the past, let us also look to the future. May this anniversary serve as a reminder to cherish our loved ones, embrace diversity, and strive for a world where peace and understanding prevail.

Today, we honor the memory of those we lost, and we renew our commitment to building a brighter, more compassionate world. Together, we can ensure that the legacy of 9/11 is one of hope, resilience, and unity.
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Happy Monday! Why do I need life insurance? The question is more common than you might think. The short answer: It's for them. We certainly benefit from the peace-of-mind knowing that our loved ones have a safety net if something happens to you. But, what about the benefits to business owners or investors?

Life insurance is a well-known financial tool with capabilities that are often misunderstood. Check out our blog highlighting the most important features of life insurance.

Unraveling the Importance of Life Insurance: A Safety Net for Your Loved Ones Life insurance is one of those topics that many people prefer to avoid. It's not exactly a pleasant conversation starter, and it often gets pushed to the back burner. However, life insurance is a crucial part of financial planning that provides a safety net for your loved ones in the event of your u...

It's a subject that none of us want to think about, but failing to plan for long-term care expenses could wind up being the costliest decision that you never make. Check out our blog and find out if long-term care coverage needs to be part of your overall financial plan.

Understanding Long-Term Care Coverage: The Cornerstone To A Secure Future As we age, the likelihood of needing assistance with daily activities or medical care increases. This is where long-term care coverage comes into play. It's a type of insurance designed to cover the costs of personal and custodial care for individuals who can’t perform basic activities of daily li...

In today's competitive job market, attracting and retaining top talent is crucial for the success of any business. While salary and career growth opportunities are important factors, offering comprehensive group health and employee benefits can be a game-changer.

The Power of Group Health and Employee Benefits: A Win-Win for Businesses and Employees In today's competitive job market, attracting and retaining top talent is crucial for the success of any business. While salary and career growth opportunities are important factors, offering comprehensive group health and employee benefits can be a game-changer. These benefits not only enhance empl...

Happy Monday! Professional liability insurance, or E&O, is often a requirement to do business in many professions -- it certainly is for us! No better time than now to ensure that your professional liability insurance meets your current needs. Check out our blog to learn more.

https://www.mcalisteragency.com/post/understanding-the-importance-of-professional-liability-insurance-for-your-business