LendingPoint

Whether you’re feeling guilty because you’re not living up to an imaginary ideal or are tired of being bombarded with what you should and shouldn’t do, it’s time to break the rules and create a financial life that works for you.
https://www.lendingpoint.com/moneysmarts/experts-share-the-5-money-rules-they-ignore/

LendingPoint LendingPoint™ is an AI-driven lender partnering with banks to expand access to affordable credit.

Looking for the fastest way to pay off ?
The best approach may vary depending on your situation.
https://www.lendingpoint.com/moneysmarts/10-methods-to-help-pay-off-debt/

Wrapping up Cybersecurity Month

Cybersecurity Awareness Month has been a great opportunity to take a proactive stance in protecting your valuable data. In today's digital age, where data breaches and cyberattacks are ever more prevalent, safeguarding your personal and professional information is paramount. Here, we present ten best ideas to help you fortify your digital defenses and ensure the safety of your data throughout the year.

Remember to:
- Strengthen Your Password
- Educate Yourself and Your Friends
- Keep Software and Updated on Your Phone and Computer
- Beware of Phishing Attempts
- Backup Your Data
- Secure Your Mobile Devices-
Limit Sharing Personal Information

October is Cybersecurity Awareness Month

Microsoft Warns of New Phishing Campaign via Teams Messages
Learn about a new phishing campaign targeting corporations via Teams messages. The attackers are sending malicious links in Teams chats and exploiting a vulnerability in Teams to attach files to messages

https://thehackernews.com/2023/09/cybercriminals-combine-phishing-and-ev.html

October is Cybersecurity Awareness Month!

Microsoft Warns of New Phishing Campaign via Teams Messages

Learn about a new phishing campaign targeting corporations via Teams messages. The attackers are sending malicious links in Teams chats and exploiting a vulnerability in Teams to attach files to messages

https://thehackernews.com/2023/09/cybercriminals-combine-phishing-and-ev.html

October is Cybersecurity Awareness Month

The Importance of Keeping Software and Systems Updated

1. In an increasingly interconnected world, the digital landscape is rife with potential threats. Cybercriminals are constantly devising new ways to breach your defenses and compromise your sensitive data. One of their favorite entry points? Outdated software. In this article, we delve into the crucial practice of keeping your software and systems updated, a fundamental pillar of cybersecurity. By understanding the significance of this seemingly routine task, you can better protect yourself and your digital assets from harm.
2. The Perils of Outdated Software - Cybercriminals are adept at identifying vulnerabilities in outdated software, exploiting them to gain unauthorized access, and wreaking havoc. These vulnerabilities can include weaknesses in the operating system, unpatched security flaws in applications, and outdated antivirus software. Failing to update leaves a door wide open for malicious actors.
3. Patching Security Flaws - Regular updates, often referred to as patches, serve as critical fixes for known security vulnerabilities. They are created by software developers in response to identified weaknesses that can be exploited by cybercriminals. When you update your software, you're essentially installing these patches, closing off potential entry points for attackers.
4. Antivirus Software: Your First Line of Defense - Your antivirus software plays a crucial role in identifying and mitigating threats. Outdated antivirus databases can't effectively protect against the latest malware and viruses. Frequent updates ensure your antivirus program remains an effective barrier against emerging threats.
5. Strengthening Your Digital Armor - Cybersecurity is an ongoing battle, and keeping your software and systems updated is a frontline defense. By routinely patching security flaws, you minimize the opportunities for cybercriminals to exploit vulnerabilities and compromise your data. Remember, the small effort required to update your software can make a monumental difference in safeguarding your digital world. Stay vigilant, stay updated, and stay secure.

New Microsoft security tools to protect families and businesses

This article delves into the latest advancements in security features within Microsoft's product ecosystem. It sheds light on the enhanced security offerings for Windows 11, Microsoft 365, and OneDrive. Notable highlights include Windows 11's innovative passwordless login alternatives and an array of robust security tools tailored to empower IT teams.

https://www.computerworld.com/article/3704132/has-microsoft-cut-security-corners-once-too-often.html

How to Prevent Identity Theft
Discover essential tips and strategies to safeguard your personal and financial information online. Learn how to protect yourself from cyber threats and maintain your online privacy with expert advice in LendingPoint's Knowledge Center.
https://www.lendingpoint.com/moneysmarts/how-to-protect-your-information-online/

October is Cybersecurity Awareness Month
🔒 Cybersecurity awareness of protecting your cell phone is essential, as cell phones are increasingly becoming targets for cybercriminals.
Here are some tips on how to protect your cell phone:
🛡️ Keep your software up to date. Software updates often include security patches that can help to protect your phone from known vulnerabilities.
🛡️ Use a mobile security app. A mobile security app can help to protect your phone from malware and other threats.
🛡️ Be careful about who you connect your phone to via Bluetooth or Wi-Fi. Only connect to trusted devices.
🛡️Be careful about what apps you install. Only download apps from trusted sources, such as the official app store for your phone's operating system.

How To Protect Your Accounts From Being Hacked

Protect your online accounts from hackers by using strong passwords, enabling two-factor authentication, and being vigilant against phishing emails and data breaches.

https://staysafeonline.org/online-safety-privacy-basics/hacked-accounts/

https://niccs.cisa.gov/cybersecurity-career-resources/featured-stories/october-cybersecurity-awareness-month-get-involved

🔐 Financial Scams and Fraud are a Growing Problem

Online scams involve fraudulent websites and emails. These scams may try to trick you into giving away your personal information or clicking on a malicious link. Here are some tips to protect yourself from financial scams and fraud. 💻📨
https://www.lendingpoint.com/moneysmarts/consumer-protection/

October is Cybersecurity Awareness Month! 🔒

In our digital age, protecting your online presence is more critical than ever. 💻🌐
This month, let's join hands to enhance our digital safety and build a more secure online community. Here are a few tips to get started:
1️⃣ Update Your Passwords: It's time for a password makeover! Create strong, unique passwords for your accounts and consider using a password manager.
2️⃣ Enable Two-Factor Authentication (2FA): Add an extra layer of security to your accounts with 2FA. It's an easy way to keep hackers at bay.
3️⃣ Stay Informed: Stay up-to-date with the latest cybersecurity threats and best practices. Knowledge is your best defense.
4️⃣ Secure Your Devices: Regularly update your devices and apps to patch vulnerabilities. Don't forget about your mobile devices!
5️⃣ Phishing Awareness: Be cautious of suspicious emails, texts, and links. Cybercriminals are always looking for opportunities.
6️⃣ Privacy Checkup: Review your social media privacy settings and limit the information you share publicly.
7️⃣ Backup Your Data: Regularly backup important files to an external source or the cloud.
8️⃣ Educate Others: Share these tips with friends and family. Cybersecurity is a community effort!
Let's make cybersecurity a priority and work together to create a safer digital world. Stay safe online! 💪🌐🔐

Is a Credit Card or Personal Loan Better?

✔ Considering the differences may help you pay off your debt faster, while paying less interest.

https://www.lendingpoint.com/moneysmarts/is-a-credit-card-or-personal-loan-better/

How do you boost your credit score? Start by addressing these key components first.
https://www.lendingpoint.com/moneysmarts/4-tips-to-help-improve-your-credit-score/

🏠 Homeownership is a significant (and sometimes expensive) milestone. Would you consider a personal loan for home improvements?

We’re here for our customers impacted by the Maui wildfires.

Our US-based customer service team is on standby to support you. When you are safe, please use our natural disaster high-priority hotline at (833) 225-9427.

If you are looking for a way to improve your financial health, the LendingPoint personal financial health and management tool is a great option. It is free to use and it provides a wealth of information and resources to help you reach your financial goals.
https://www.businesswire.com/news/home/20230814784150/en/LendingPoint-Launches-Personal-Financial-Health-and-Management-Tool

🎉 Exciting News Alert! 🎉

🚀 Introducing Our New Personal Finance Tool! 🚀

On National Financial Awareness Day, we're thrilled to announce the launch of a powerful personal finance tool exclusively for LendingPoint customers. 📱💰

Did you know that 73%* of American adults find money to be their top stressor? 💸💔 But worry no more! We're excited to introduce our new personal financial health and management tool, designed to make your financial journey smoother and stress-free.
With our app, you can:
✅ Set meaningful financial goals
✅ Analyze your spending habits
✅ Receive customized real-time insights
Join us in creating a new financial ecosystem that empowers you to achieve your dreams!
Download our app now and embrace a brighter financial future. It's on us! 🌟💪
https://www.businesswire.com/news/home/20230814784150/en/LendingPoint-Launches-Personal-Financial-Health-and-Management-Tool

*According to Capital One CreditWise survey: https://www.cnbc.com/select/73-percent-of-americans-rank-finances-as-the-number-one-stress-in-life/

LendingPoint Launches Personal Financial Health and Management Tool LendingPoint, the AI-driven CreditTech platform that provides one-stop financing solutions for consumers, e-commerce and point of sale partners, and l

📊 Understanding your credit scores is crucial for financial well-being. What questions do you have about credit scores and their impact?

How would you invest money for long-term growth?

Do you know the factors that affect your credit score?