Ryan Anderson - Mortgage Loan Officer NMLS 1496026

Thank you for the amazing review!

Rates continue to get better and better. It’s a great time to consider purchasing or refinancing. Shoot me a message and let’s get a game plan in place!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Refinance complete ✅

These clients of mine were a purchase I did a couple years ago. They are getting a much better deal now that rates have fallen, saving hundreds per month!

Are you considering refinancing? Shoot me a message! I’d be happy to run some numbers for you to see if it’s worth it. 🤓

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Officially closed! This one required some extra work, but we got it done! 👏

Client received an amazing rate AND closed on his first home. Congrats!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Officially closed! And two weeks early!!

We got an appraisal waiver, which gets rid of the requirement for an appraisal. This saves the client hundreds of dollars and removes another hurdle in getting the loan closed.

Congrats to our clients!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Thank for the amazing review!

It’s a true honor to help friends. Sharing your finances with a friend can be a big deal, but if you trust the person to keep things confidential, it doesn’t have to be.

Thank you for your trust and business!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Under contract in Auburn! Congrats to our friends who happen to be clients as well!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Officially closed!! Congratulations to our buyers and friends, you guys have been a pleasure to know and work with. Hope UT treats you well 😊

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Under contract! Congrats to our buyers, they deserve this home! Now let’s get this closed 💪

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

CONGRATULATIONS! 🥳

I love helping first time homebuyers. Helping someone around my age get into a home that they love is so fulfilling!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Another beautiful home under contract!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

I’m sure you see these posts I make all the time about “cleared to close in ___ days.” But what do they mean??

This means the time between initial approval and final approval. And at other lenders, this can take up to 3 weeks while we wait for the appraisal, clarifying documents, and title work to be completed. But here, it took 8 DAYS!

That’s the difference when you work with me. You get 100% honesty, and you get some insane speeds. These buyers are incredibly relieved because instead of having to wait for weeks while their loan is being worked on, they know it’s cleared to close and ready to go ALMOST 2 WEEKS before the closing date.

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Another beautiful property under contract!

Contact us today if you’re interested in buying a home like this one!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

A question I get asked a lot.. Can my mortgage payment ever change?

Yes it can! Property taxes and homeowners insurance can change yearly. If they increase (or decrease), your payment will change accordingly.

Another reason that your payment might change, is if you have an ARM (adjustable rate mortgage). These types of loans have a set rate for a set period of time, and after that time, your rate will go up or down according to an index.

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Under contract! Love helping someone get into their first home!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Whenever I talk with a potential client, I always get the same questions about rates, whether they should wait to buy or not, etc.

And I always say the same thing.

You can wait to buy, but if you’re doing it based on rates to potentially fall, you’re making a mistake.

But WHY?

Because you’re missing out on HOME APPRECIATION! If you wait for rates to fall to 6%, which who knows when that’ll happen, you’ll be missing out on $50,000 in appreciation. And if you decide to wait? Your payment will be $50 more expensive, even if rates fall.

And honestly, who knows when rates are going to fall. “Experts” have been saying the “bubble” is going to pop for YEARS. Nobody has a clue, even experts. Go with your gut. Getting your family into a home is better long term. Even if values tank in a year, you only realize that loss IF YOU SELL. I’d much rather buy now and hold that investment vs. buying later and potentially losing out on appreciation and having a higher payment.

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

Thank you for an amazing review!

These clients used the equity in their home to pay off debt and improve their financial situation!

Can I buy a home if I have credit card and/or auto loan debt? ABSOLUTELY!

It’s very common to buy a home when you already have other debts. When we calculate your debt-to-income ratio, we calculate all your current debts, plus the new proposed mortgage payment. We have to be below a certain percentage though, so the more debts you have, the lesser of a loan amount you’ll qualify for.

Any questions for me? Feel free to reach out via DM, phone call, text, or email ANY TIME.

Have a great Wednesday!

Ryan Anderson - NMLS 1496026
[email protected]
(253) 353-2178
Ryanloveslending.com

My latest listing is a dream!

🏡 shy 5 acres

🏡 3 bedrooms

🏡 2.5 bathrooms

🏡 2810 square feet

🏡 A/C

Link in the comments

For a private showing, call me!

Ravensdale neighborhood

Ravensdale WA

Thank you for the amazing review! I don’t just give a great experience to buyers, but to any agents involved in the transaction 👍

Ryan Anderson
Loan Officer NMLS 1496026
253-353-2178
[email protected]

Funded & recorded ✅ congrats to our buyer!!

Are YOU interested in buying a home? With our amazing process, rates, and service, you will be guided through the home buying process with passion and dedication! Reach out to us today!

Ryan Anderson
Loan Officer NMLS 1496026
253-353-2178
[email protected]
Ryanloveslending.com

Thank you so much for the amazing review!

Closed and funded ✅

Congrats to our buyers!! They got an amazing home at an AMAZING rate. Couldn’t have worked out better for them.

Are you interested in purchasing or refinancing? Reach out to us and we’d love to help! 😎

Funded & closed ✅

Congrats to our buyer! 3 week close on a condo is a pretty big accomplishment, glad we could get it done!

Are you looking to buy or sell your home? Contact us today, would love to help you get into the perfect home! 🏠

Mutual acceptance!

Our client moved quickly and got this home under contract before the weekend began, which is great for everyone involved!

Interested in buying a home?? Contact us, the market is heating up! Getting preapproved is the first step 😎

Officially UNDER CONTRACT!

These buyers moved quickly and put an offer in ASAP!

After speaking with the listing agent, we got this beautiful home under contract with some seller concessions to lower out out of pocket costs. 😁

Interested in buying a home? Reach out to us today!

Ryan Anderson
NMLS #1496026
253-353-2178
[email protected]