Sparks Insurance

Sparks Insurance is here to protect what matters most to you. From home and auto, to business and life insurance, we’ve got all your needs covered.

Get a free quote now at sparksinsurance.com

💡 EMPLOYEE SPOTLIGHT 💡

Meet Harvie Gascon, the Retention Specialist here at Sparks Insurance. Some of you may know Harvie and already know how awesome he is, but did you know...

⚫️ His favorite color is black.
🍤 His favorite food is Adobo & Garlic Butter Shrimp.
🎮 He enjoys playing online games.
💁🏻‍♂️ He is an ambivert (a person whose personality has a balance of extrovert and introvert features).
☀️ He believes there is always a light at the end of the tunnel.

When it comes to Sparks Insurance, Harvie wants our customers to know that he “loves helping people find answers and solutions that meet their needs” and that “their peace of mind is our TOP priority.”

sparksinsurance.com | 800-943-9514

Here is your friendly reminder that September is Life Insurance Awareness Month. Use this time to make sure your life insurance needs are properly met. If you need to do some updating, don’t hesitate to give us a call today! We're here to make sure your tomorrow is protected with insurance you can trust!

sparksinsurance.com | 800-943-9514

🏠 First-Time Home Buyer Checklist 🏠

Buying your first home is exciting but can feel overwhelming. Here's a quick checklist to help:

✅ Get a Home Inspection - Even new homes need one.
✅ Check Comparable Sales - Know the local market.
✅ Understand Market Timing - Act quickly if needed.
✅ Negotiate Wisely - Ask about seller flexibility.
✅ Handle Closing Costs - Negotiate repairs and costs.
✅ Get Paperwork - Secure documentation for updates.
✅ Final Walk-Through - Inspect before closing.
✅ Save on Insurance - Bundle home and car for discounts.

Give us a call today to ensure your home has insurance coverage you can trust!

sparksinsurance.com | 800-943-9514

🎉 Happy Birthday to our Director of Operations, Amber Sparks! 🎉

Joining us in wishing Amber the happiest of birthdays!

The Vol Navy is sailing in, and Saturday's game is about to get real! Collaborating with Sparks Insurance is a hoot - they're the insurance rockstars, offering premium coverage at prices that won't make you want to walk the plank.

Sparks Insurance Welcome to Sparks Insurance. Helping people understand car, home, boat, umbrella and cycle insurance

🇺🇸 We Will Never Forget 🇺🇸

🚗 Be Prepared for a Tire Blowout 🚗

A tire blowout can be alarming, but knowing how to respond can keep you safe. If it happens, focus on staying calm and maintaining control of your vehicle. Keep a firm grip on the steering wheel and gradually reduce your speed without slamming on the brakes. Adjust your steering as needed to help stabilize your vehicle and regain control. Pull your car over to the side of the road once you have slowed to a safe speed and activate your emergency flashers. Remember, tire maintenance is key to prevention—regularly check for proper inflation and wear.

Give us a call today to ensure your insurance policy has you covered for roadside assistance!

sparksinsurance.com | 800-943-9514

🚗 What is Uninsured and Underinsured Motorists Coverage? 🚗

Uninsured and underinsured motorists coverage is a crucial part of your auto insurance policy. Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage.

Give us a call today and let our team make sure you have coverage you can trust!

sparksinsurance.com | 800-943-9514

Happy Labor Day!

sparksinsurance.com | 800-943-9514

💡 EMPLOYEE SPOTLIGHT 💡

Welcome to the team, Alex Maki! Alex is our newest team member here at Sparks Insurance. She joined us as our new receptionist earlier this month. While she is ready and willing to assist with clients and our agents, here are a few more things to know about Alex...

💜 Lavender is her favorite color.
🍕 She loves pizza!
📚 She likes to read and write.
🎨 She enjoys anything creative.
✍️ She is ambidextrous.
🧡 Suprise, suprise! She is a Tennessee Vols fan!

when it comes to Sparks Insurance, Alex wants our customers to know that she enjoys "helping customers meet their needs and working with the Sparks team to offer quality insurance and top-notch customer service."

Stop by, say hello, and help us welcome Alex to the Sparks family!

sparksinsurance.com | 800-943-9514

🏠 What is Personal Property Insurance Coverage? 🏠

Personal property insurance is an essential part of your homeowners or renters policy. It can cover your belongings – such as furniture, clothing, sporting goods or electronics – whether they get damaged at your home or apartment, or anywhere in the world – as a result of a covered loss.

sparksinsurance.com | 800-943-9514

Insurance is crucial for managing financial risk, protecting you from unexpected expenses like medical bills or car accidents. This introduction from Ramsey Solutions covers why insurance is necessary, how it functions through premiums and deductibles, and which types are essential for different life stages.

The article emphasizes the importance of transferring financial risk to an insurance company, ensuring peace of mind for you. Follow the link below to dive deeper into the basics of insurance and identify the coverage you need. Then give Sparks Insurance a call to ensure that you have insurance coverage you can trust!

sparksinsurance.com | 800-943-9514

An Introduction to Insurance May I introduce your new best friend: insurance, here to reduce risk. In this introduction to insurance, I’ll help you guys get to know each other so you can take your relationship to the next level.

Why choose an independent agent? At Sparks Insurance, we compare quotes from America's top carriers to find you the best value. Let us help you save time and money!

sparksinsurance.com | 800-943-9514

Insurance Agency serving the Southeast | Sparks Insurance Get reliable insurance solutions tailored to your needs with Sparks Insurance. Located in Knoxville, Tennessee Sparks provides exceptional service to customers throughout the southeast in Tennessee, Georgia, Alabama, and Florida. Protect your home, auto, business, and more. Request a quote today!

🚘 What is Bodily Injury Liability Coverage?

Bodily injury liability coverage is a key part of your auto insurance policy. It provides compensation for injuries to others, related legal expenses and damage your vehicle does if you cause an accident.

Give us a call, or visit our website today, and let us help make sure you have coverage you can trust!

sparksinsurance.com | 800-943-9514

💡 EMPLOYEE SPOTLIGHT 💡

Meet Hayley Moore, an Agent here with Sparks Insurance. Some of you may know Hayley and already know how great she is to work with, but did you know...

🍕 She loves pizza! Specifically, A Dopo Pizza.
👩🏻‍🍳 She enjoys cooking.
📚 She likes to read.
🎧 Listening to podcasts is her jam.
👭 She is a twin.
🧡 She loves her Tennessee Vols!

Hayley wants you to know that at Sparks Insurance, "we strive to make sure customers understand what they are purchasing and that they feel confident in us!"

Give Hayley a call today and let her guide you to adequate coverage and insurance you can trust!

sparksinsurance.com | 800-943-9514

😂 We've got one more joke to have you laughing your way into the weekend as we wrap up National Tell a Joke Day here at Sparks Insurance. Maddy's joke is sure to get a chuckle or two!

It's National Tell a Joke Day! We couldn't just share one joke with you guys... check out this knee slapper from Hayley 😂

😂 National Tell a Joke Day! Got any good one-liners? 😂

Here is one of Randy's favorites...

"When Jason & Amber we're growing up, I would love to walk into the convenience store and pay for the gas or snacks with the kids with me. While I was finishing up payment to the cashier, I would say, 'Have I ever shown you a picture of my Pride and Joy? Oh my goodness, I am so proud of my Pride and Joy! Let me just show you now real quick.' I would reach in my pocket and pull out a picture of a bottle of Pride furniture polish and a bottle of Joy dishwashing liquid, while saying 'that's my pride and Joy!' It was sure to get a smile or event a belly laugh from most people."

We could all use a good laugh. Don’t hold back on the punchlines. Post your best side-splitter in the comments below!

Did you know Sparks Insurance has been serving the Southeast since 1983? Trust our experience and commitment to find the best insurance coverage for your needs. Get a quote now!

sparksinsurance.com | 800-943-9514

Insurance Agency serving the Southeast | Sparks Insurance Get reliable insurance solutions tailored to your needs with Sparks Insurance. Located in Knoxville, Tennessee Sparks provides exceptional service to customers throughout the southeast in Tennessee, Georgia, Alabama, and Florida. Protect your home, auto, business, and more. Request a quote today!

🚗 What is Collision Insurance Coverage? 🚗

Collision insurance is a vital part of your auto insurance policy. It covers the cost of repairing or replacing your vehicle if it’s damaged in an accident with another vehicle, object, guardrail, or even if your vehicle rolls over; regardless of who’s at fault. Without collision coverage, you’d have to pay out of pocket for accident-related repairs.

Give us a call, or visit our website today to request a quote for auto coverage you can trust!

sparksinsurance.com | 800-943-9514

Summer in the South means fun and sun! Make sure your outdoor toys are protected. Explore our comprehensive insurance options for boats, RVs, and more.

sparksinsurance.com | 800-943-9514

Explore Insurance for your Outdoor Toys From boats and jet skis, to motorcycles and ATVs - Sparks Insurance has you covered with insurance you can trust.

It's still summertime and while warmer weather means more outdoor activities for many, knowing how to prevent overheating and how to identify warning signs from heat injury can be the difference between a fun and healthy summer, and something much more serious.Whether you are working or playing in the sun, the risk of heat exhaustion and heat stroke increases with the temperature.

⬇️ The following tips can help you stay safe ⬇️

☀️ Avoid drinking excessive amounts of alcohol, caffeine, soda or fruit juice.4
☀️ Wear a hat and light-colored clothing.
☀️ Try to limit exercise and other forms of exertion to cooler periods of the day.
☀️ Take frequent breaks and rest if you feel tired or weak.
☀️ Be aware that some medications may make you more vulnerable to sun and heat exposure.
☀️ If the air temperature is more than 95 degrees Fahrenheit, fans may be ineffective at cooling, and you should use air conditioning instead.
☀️ Apply wet towels to your neck or wear a wet headband to help beat the heat.
☀️ Help replace lost fluids from your body by drinking water or sports drinks.

Warm weather is a time for fun in the sun. But be sure to practice safety to ensure the heat does not take the fun out of your summer.

sparksinsurance.com | 800-943-9514

💧Floods are one of the most common and costly natural disasters in the United States, yet many homeowners are sure if they need flood insurance. Are you covered? Do you need to have flood insurance coverage?

🔗 Learn more in our newest blog post at the link below.

Then give us a call today to let us help you find coverage you can trust!

sparksinsurance.com | 800-943-9514

Flood Insurance: Do I need it? Am I Covered? Am I really at risk? – Jacksonville FL | Sparks Insurance Floods are one of the most common and costly natural disasters in the United States, yet many homeowners aren’t sure if they need flood insurance. The decision can be influenced by a variety of factors, including where you live, the likelihood of flooding in your area, and the financial implicatio...

🏡 What is Dwelling Insurance Coverage? 🏡

Dwelling insurance is a crucial part of your homeowners policy. It covers the physical structure of your home in case of damage from covered perils like fire, wind, hail, or vandalism. This means if your house is damaged or destroyed, dwelling coverage helps pay for the repairs or rebuilding costs.

Give us a call or visit our website today and let us find you coverage you can trust!

sparksinsurance.com | 800-943-9514

It's a beautiful day in Knoxville! We were greeted this morning with fresh hand picked flowers from Harvest Creek flower farm and we are ready to get this week started by serving you well!