Spiegelman Wealth Management

A boomer who has had cancer and gets $2,200 a month in Social Security can't retire comfortably: 'It's a catch-22' Millions of older Americans with health issues are relying on Social Security to get by. Dozens of older Americans have told Business Insider in recent months that they must continue working to supplement their Social Security and pensions, though it's difficult to hold a job given their medical con...

Why Summer Gas Prices Are Falling To Lows We Haven't Seen in Years The average price for a regular gallon of gas is down significantly since last month and even more over the same time last year. It has been a mild summer for gas prices across the country, according to AAA.

Messing Up the Closest Thing to a Sure Thing in the Stock Market Index funds are a great way to match the performance of the market. So why do so many investors end up falling short?

How a Corporate Tax Rate Change Could Impact Companies’ Growth, Investment November’s election might bring a change to the current 21% levy. Finance chiefs are looking at the possible implications for growth and investment plans if it is raised or lowered.

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A ‘What-If’ Income Solution For Retirees If your retirement plan assumes a thirty-year retirement, will you be able live comfortably if it turns out you’ll live another ten years beyond that? A QLAC can help

Pay Your Rent, Get 2% Cash Back: Landlords Join Craze for Rewards Renters cash in points for colored pencils and get $15 a month for paying rent on time.

This Mistake Could Cost You Up to 15% of Your Investment Returns. How to Avoid It. While it is easy to look up fund returns, what you see isn't always what you get. The typical investor misses out on about 15% of mutual funds' annual returns, according to a recent Morningstar study, but there are ways to all but eliminate...

Offshore Investments, U.S. Tax Traps: What Every American Must Know Investing offshore may involve significant U.S. tax risks. Americans sinking money into tax-punitive PFICs are faced with huge tax bills and sometimes big penalties.

Those Online Accounts You No Longer Use? For Your Own Safety, Get Rid of Them You may have forgotten about these ‘zombie’ accounts but their servers haven’t—leaving your information vulnerable to hackers

How to Plan for Retirement if You’re Behind on Saving in Middle Age People in their 40s and 50s still have time to increase their savings rate and develop a road map for their later years.

Americans Say It Takes $2.5 Million to Be Considered Wealthy A new Charles Schwab survey found a 14% increase from last year in how much money people think it takes to be rich.

Change Is Hard — But This CEO and President Reveals How It Helped Him Build a Stronger Business and More Resilient Team Implementing a major change to a business, used to happen once a decade, but with advancements in artificial intelligence and digital transformation, businesses are having to pivot frequently. Here's why it's important to consult with your front line employees.

Sleep anxiety is exhausting. Here's how to stop worrying and fall asleep Sleep anxiety not only makes us irritable and overwhelmed, but can heighten our chances of diabetes, stroke, heart disease and heart failure, and high blood pressure, according to the Cleveland Clinic. Still, whether your anxiety is leading to insomnia, or your insomnia is leading to anxiety, there....

Markets Are Way Out of Line With Reality, According to These Measures Three popular stock market valuation tools are saying the rebound of the past couple of weeks is a fools’ rally.

5 Business Ideas With Low Failure Rates Starting a business is always a risk, but some ventures have a reputation for being more stable and less prone to failure than others.

Why You Should Be Taking a Hard Look at Your Investments Right Now After big gains in stocks and mediocre returns for bonds, investors are taking on undue risk if they don’t rebalance their holdings, our columnist says.

Five undervalued qualities of the Indian economy The optimistic vision of India as an emerging economic rival to the US, EU and China has been held for a while with many false dawns. But here are some data points that put India’s economic potential in a different light.

Caution Ahead: How to Tell if a Private Credit Portfolio Is a Good Investment Assessing the illiquid asset class—one that thrived in a low-rate, low-default environment that no longer exists—can be tricky.

‘There Could Be Social Unrest’: Finance Veterans on the Next Big Risk Three Wall Street executives weigh in on the dangers they see ahead for investors.

How Much Cheese Should You Eat? You Won’t Like the Answer A fight is brewing over how much dairy is good for you.

Simple Steps to Open an IRA Getting started with an individual retirement account (IRA) can seem complicated but it takes just a few simple steps. Years from now, you’ll thank yourself for taking the time to make the right investment decisions.

Rx for who to trust online A new study shows that women's medical advice is far more accurate than men's.

Emerging Markets Bonds Can Be a Haven With stocks continuing to gyrate, the prevailing mood on emerging market bonds is wait and see. Once the dust settles, the pickings could be rich in certain areas.

Sleep alone can't cure burnout. Here are the 7 types of rest you need to feel refreshed. Imagine waking up exhausted after eight hours of sleep or feeling like you need a break when you return from a relaxing vacation.

This Doesn’t Look Like an American Recession. Here’s How One Could Happen. A recession isn’t an on-off switch. It’s a process, and there’s still time for the Fed to short-circuit that process.

Don't Follow Your Passion to Build Wealth, Do This Instead, Says Scott Galloway Galloway says the relationship between mastery and passion matters — and can lead to more money.

Changes in Retirement Savings Rules to Know Before Year’s End New rules promote Roth treatment of workers’ investments and ease some RMD burdens, among other things.

6 Tips To Get The Most Out Of The End Of The Week Maximize your Friday vibes with Forbes' top six tips for making the most out of the end of the week. Say hello to the weekend feeling accomplished.

A Fed Rate Cut Is Finally Within View Inflation and labor-market developments should allow Federal Reserve officials this week to signal that a cut is very possible at their next meeting, in September.