Monica Young Legacy Mutual Mortgage NMLS 647299

Legacy Mutual Mortgage NMLS 278675. Equal Housing Lender. We want to help you through every step of the Mortgage process.

Our Commitment to You

When it comes to buying or refinancing a home, it's nice to know that someone is here to lend a hand and help guide you along the way. With our expert guidance The Mortgage Firm Lakeland will help find the best financing option for you. You are our #1 Priority; The Mortgage Firm Lakeland puts you first

That's why no matter what type of home loan you're looking for, we are h

Gated / Golf Course / Close to Disney 05/31/2024

Join Julie CioCiola and I this Saturday July 1st 1PM to 3PM to see this home with the amenities this subdivision has to offer.

Gated / Golf Course / Close to Disney Fabulous 4 bedroom 3 bath 2 car garage pool home in Southern Dunes Kokomo BayPossible DSCR Opportunity

05/13/2024
Preparing Your Home for Sale 05/02/2024

Home Seller Tip: Taking the time to prepare your home for sale can make a big difference in both your experience and the price you receive. Watch the video to see how! Lakeland is an Equal Housing Lender.

Preparing Your Home for Sale Take a few steps now for strong results later.

Should you sell your home yourself? 05/01/2024

Home Seller Tip: It pays to work with an expert home seller. The time and effort it would take to sell a home on your own may not be worth the final offer you get. The video shows some pros and cons. Iโ€™ll be glad to introduce you to an agent in my professional network. Just let me know how I can help! Lakeland is an Equal Housing Lender.

Should you sell your home yourself? Here's how an agent can help.

04/15/2024

Most every day, I completely regret not owning more investment properties. There is a huge percentage of homeowners that currently own at a low interest rate and have $100,000 - $200,000 worth of equity. Put that equity to work for you. Let me give you some ideas how you can purchase another home and rent out your existing. DM me.

04/10/2024

Exciting update! ๐ŸŒŸ Just closed a deal with a client who didn't need down payment assistance, thanks to the seller's help with closing costs. The best part? My client mentioned that his share of the closing costs matches what he would've paid to rent a townhouse. It's proof that if you're able to rent, owning a home is within your reach too! ๐Ÿก๐Ÿ’ก โธป

02/05/2024

Excited to share some personal finance advice as tax season wraps up! If you're receiving a tax refund this year, consider using it as a stepping stone towards homeownership. Allocating your refund towards savings for a down payment, paying off debt to improve your credit score, or even setting it aside for future closing costs can make a big difference in your home buying journey. It's a great opportunity to build towards your dream of owning a home, turning what might seem like a small windfall into a significant investment in your future. Let's make smart financial decisions that pave the way to achieving our goals! ๐Ÿก๐Ÿ’ผ

01/27/2024

๐Ÿ‘‹ HEY EVERYONE, LISTEN UP! ๐Ÿ‘‹

I WORK FOR MYSELF!! ๐ŸŒŸ Need to know where to put your expenses on your taxes this year so you can buy a house in 2024? ๐Ÿ™Œ๐Ÿ™Œ๐Ÿ™Œ

โ€ข ๐Ÿ’ฐ Depreciation - If you write off stuff for your business, you can actually add it back when figuring out if you can get a mortgage. It helps make your taxable income lower but doesn't mess up your chances for a mortgage.

โ€ข ๐Ÿš— Mileage - Don't forget to write down how much you drive for work. You can put this on your taxes, and it can be added back into your income up to 67 cents per mile for 2024!!!

โ€ข ๐Ÿ” Depletion - If you use up stuff for your business, that can also be added back to your income.

So, when you do your taxes this year, remember these 3 things to lower how much tax you pay and still plan for getting a house! ๐Ÿ ๐Ÿ ๐Ÿ 

01/25/2024

๐ŸŒดโœจ Discover the Ultimate Retirement Paradise in Florida! โœจ๐ŸŒด

Dreaming of your perfect retirement haven? Look no further than the Sunshine State! ๐ŸŒž Here's why Florida reigns supreme as the go-to destination for retirees:

1. **Sunny Skies Await**: Bid farewell to chilly winters! Florida's year-round warm weather means endless days of sunshine, perfect for beach outings, golfing, and outdoor adventures. ๐Ÿ–๏ธโ›ณ

2. **Tax-Friendly Living**: Keep more of your hard-earned savings in your pocket! Florida is one of the few states with no state income tax, making it an economically smart choice for retirees. ๐Ÿ’ฐ

3. **Endless Activities & Entertainment**: From world-class beaches to thrilling theme parks and cultural hotspots, there's never a dull moment in Florida. Whether you're an art enthusiast, a golf aficionado, or an ocean lover, you'll find your bliss here. ๐ŸŽจ๐ŸŒ๏ธโ€โ™‚๏ธ๐ŸŒŠ

4. **Vibrant Retiree Communities**: Join a welcoming community of like-minded individuals. Florida's numerous retiree communities offer a built-in social network, complete with amenities and activities tailored to a fulfilling retirement lifestyle. ๐Ÿก๐Ÿ‘ซ

5. **Healthcare Access**: Prioritize your health with access to top-notch healthcare facilities and services, ensuring peace of mind during your golden years. ๐Ÿฅ

Embrace the retirement you've always dreamed of in Florida, where the living is easy, the beaches are beckoning, and life's next adventure awaits! ๐ŸŒ…

Photos from Monica Young Legacy Mutual Mortgage NMLS 647299's post 10/11/2023

Network lunch Lakeland Enjoy connecting with local vendors to increase reciprocal business.

200 NE 9th Street, Mulberry, FL 33860 09/01/2023

Calling all First Time Homebuyers. Here is your perfect starter home. Listed by Paula Shields

200 NE 9th Street, Mulberry, FL 33860 Real estate is more than selling or buying houses. Trust Paula Shields to help you find just the right community and a perfect place to call home.

08/29/2023

New Listing! No HOA! Call Lindsey @ 813.810.7036

Photos from Monica Young Legacy Mutual Mortgage NMLS 647299's post 10/05/2022

Love is in the air. My Evan and his beautiful Fiancรฉ have some amazing pics Great job

Stunning New Construction - Metal Roof 06/30/2022

Ashley Peters Van Pelt will be showing this home Sunday July 3rd from 1Pm to 4PM Go take a look!!

Stunning New Construction - Metal Roof Have you been looking for your slice of paradise?ย  Wide open floorplan, STUNNING kitchen, 4 well appointed bedrooms PLUS OFFICE, 2 and a half bathrooms and a 2 car garage. Complete with METAL ROOF! This home is truly something to see. Space galore inside and out. The chef in your life will thank yo...

Single Family Residence - LAKELAND, FL 06/21/2022

3521 Wilkens Avenue, Lakeland, FL Offered by Hilda Mendoza Mendez Mechy New Construction, Move In Ready

Single Family Residence - LAKELAND, FL BE THE FIRST TO OWN THIS BRAND-NEW HOME READY FOR AN OWNER! This gorgeous 3-bedroom, 2-bathroom home, features an open floor plan with beautiful cabinetry, granite countertops and stainless-steel appliances. Your new home has elegant laminate flooring throughout the entire house. This home is the on...

Move-In Ready Pool Home 06/08/2022

Ashley will be hosting an Open House this Sunday from 1 to 4 PM. 4029 The Fenway, Mulberry Florida

Move-In Ready Pool Home Welcome to your PRIVATE SACTUARY! This BEAUTIFULLY UPDATED 3BR/2BA POOL HOME is absolutely MOVE-IN READY. From the moment you enter the SPACIOUS FOYER with direct line of sight all the way to the BACK YARD OASIS, you'll be delighted by the updates and features. Natural light floods the GREAT ROOM fr...

North Lakeland Custom Built Home with Quiet Serene Lifestyle 06/07/2022

Sought out Plantation Ridge Custom Built home with no HOA and roof only 4 years old. Contact Sheila LaMonica

North Lakeland Custom Built Home with Quiet Serene Lifestyle Enjoy the quiet serene lifestyle that awaits you when you own this stylish North Lakeland home! This beautiful custom built 4 bedroom 2 bath home sits on a quiet cul-de-sac in the well sought out neighborhood of Plantation Ridge with NO HOA's! The home features a split floor plan, Spacious Living ro...

Photos from Monica Young Legacy Mutual Mortgage NMLS 647299's post 06/01/2022

We love our past clients Thank you Mr and Mrs Sell for your support of Sherri Freeze and I. You have won our gas card drawing.

05/21/2022

So good to see Realtor Sherm (Sherman Milton) at tonightโ€™s Habitat event. I forgot what an amazing organization this is.

04/21/2022

Thank you Monica Porter Harris for sending your amazing clients our way. We are beyond humbled to work with them and you.

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Address


5243 Gall Boulevard Suite 1
Lakeland, FL
33542

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 8am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 6pm

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Offering Residential & Commercial loans: FHA VA, USDA, Conventional, NON-QM, Investor Loans & More