FD Homes

Passionate Real Estate Agent and Interior Designer serving the High Desert and Southern California
Summer First REALTOR
CA DRE # 02030317

12/01/2019

FD Homes's cover photo

11/17/2019

42314 62nd Street Street CA 93536

Quartz Hills!
By Appointment only. please call 310-913-0818
42314 62nd Street Street CA 93536
$ 320,000.00

Description
Great Single Story home in Almond Valley Estates. Great neighborhood near Q.H. Schools. Huge Yard. Fireplace in FR. Formal Dining. Lots of natural light.Huge backyard!!

https://fdhomes.co/Buy_a_Home/42314-62nd-street-street-lancaster-ca-93536/

Quick Info
MLS #:
19011878

fdhomes.co

11/16/2019

42314 62nd Street Street CA 93536

Open house today ! 1-4pm

$320,000.00 Quartz Hill

https://fdhomes.co/Buy_a_Home/42314-62nd-street-street-lancaster-ca-93536/

fdhomes.co If you rent you can buy*

11/04/2019

5 Reasons to Consider Living in a Multigenerational Home

simplifyingthemarket.com Did you know that 1 in 6 Americans currently live in a multigenerational household? According to Generations United, the number of multigenerational households rose from 42.4 million in 2000 to 64 million in 2016. The 2018 Profile of Home Buyers and Sellers from the National Association of Realto

11/04/2019

How to Determine If You Can Afford to Buy a Home

Check this out.

simplifyingthemarket.com The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today. It is true that home prices and wages are two key elements in any affordability equation. There is, however, an

11/04/2019

Taking the Fear Out of the Mortgage Process

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage.

For many, the mortgage process can be scary, but it doesn’t have to be!
In order to qualify in today’s market, you’ll need a down payment (the average down payment on all loans last year was 5%, with many buyers putting down 3% or less), a stable income, and a good credit history.

Once you’re ready to apply, here are 5 easy steps Freddie Mac suggests to follow:

Find out your current credit history and credit score– Even if you don’t have perfect credit, you may already qualify for a loan. The average FICO Score® for all closed loans in September was 737, according to Ellie Mae.
Start gathering all of your documentation– This includes income verification (such as W-2 forms or tax returns), credit history, and assets (such as bank statements to verify your savings).
Contact a professional– Your real estate agent will be able to recommend a loan officer who can help you develop a spending plan, as well as help you determine how much home you can afford.
Consult with your lender– He or she will review your income, expenses, and financial goals in order to determine the type and amount of mortgage you qualify for.
Talk to your lender about pre-approval– A pre-approval letter provides an estimate of what you might be able to borrow (provided your financial status doesn’t change) and demonstrates to home sellers that you’re serious about buying.
Bottom Line
Do your research, reach out to professionals, stick to your budget, and be sure you’re ready to take on the financial responsibilities of becoming a homeowner.

11/02/2019

@ Lancaster, California

10/17/2019

One of the Top Reasons to Own a Home

One of the Top Reasons to Own a Home

simplifyingthemarket.com One of the benefits of homeownership is that it is a “forced savings plan.” Here’s how it works: You make a mortgage payment each month. Part of that payment is applied to the principal balance of your mortgage. Each month you owe less on the home. The difference between the value of the home ...

10/17/2019

Existing-Home Sales Report Indicates Now Is a Great Time to Sell

Existing-Home Sales Report Indicates Now Is a Great Time to Sell.

simplifyingthemarket.com Based on the current state of the market, trends are shifting in favor of sellers. If you are going to sell, now may be the time to take advantage of the number of buyers who are searching for their dream home. The best time to sell anything is when demand for that item is high and the supply of

10/17/2019

3 Reasons to Use a Real Estate Pro in a Complex Digital World

3 Reasons to Use a Real Estate Pro in a Complex Digital World

simplifyingthemarket.com If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your available resources, and are you using them wisely? Here’s why the Internet is a great place to start the home-buying process, and the truth on why it should never b...

10/17/2019

FD Homes

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Serving the Philadelphia and Greater Philadelphia Areas