REIGN CO

Motivational book for the week: The Seven Habits of Highly Effective People by Stephen R Covey

What is a Power of Attorney?

Power of attorney (POA) is a legal status granted to somebody that allows them to act on your behalf. The person given POA may have either broad or narrow legal authority, depending on how it is spelled out in the POA document, to make legal decisions about one's property, finances, or medical directives.

Who Needs a Power of Attorney?
Anyone who wants to permit another person to perform certain legal acts on his or her behalf needs a power of attorney (or POA). A power of attorney document can allow another person to handle financial matters, make health care decisions, or care for your children.

When should I set up power of attorney?
If you want someone to be able to act on your behalf if there comes a time when you don't have the mental capacity to make your own decisions you should consider setting up a lasting power of attorney.

A power of attorney is accepted in all states, but the rules and requirements differ from state to state. Visit our site at www.TheReignCo.com or 1-866-394-5057 for more information or to have your POA notarized.

WHAT IS CANCER INSURANCE?

Nearly everyone has experienced or knows someone who has experienced a cancer diagnosis. The good news is cancer screening and medical technology has greatly improved in recent years. However, with more advanced technology comes higher costs. With Cancer insurance, you can have the peace of mind knowing that the financial burden may be less.
Cancer insurance can help with the direct and indirect costs of cancer treatment. It’s a lump-sum cash benefit that allows you to choose when and where to spend the money to cover a wide-range of expenses, such as:

Direct costs:
*Surgery
*Chemotherapy
*Radiation
*Hospitalization

Indirect costs:
*Deductibles and copays
*Experimental medicine and treatments
*Lost income due to working less
*Mortgage or rent, utilities, groceries, and home goods
*Travel, meals, gas, parking fees, and lodging during treatment
*Caregiving or home care

Why you need Cancer insurance
Cancer insurance can help anyone 18-79 years old, but you may especially want to consider getting coverage if you:
*Have a family history of cancer
*Are the sole wage earner of the family
*May not have enough savings to cover expenses
*Have health insurance that doesn’t cover cancer-related expenses or treatments
*Strive to protect family assets

What to look for in a Cancer plan
The first step is to learn your individual risk factors for getting cancer, such as family history. If your risk is high, look at what your medical health insurance plan covers. If you decide that a Cancer insurance is right for you, look for a policy that covers both in-hospital cancer care and outpatient care. Many cancer treatments, such as chemotherapy and radiation, are administered on an outpatient basis. Measure the cost of the plan in relation to the value it offers, and check if there is a waiting period for coverage. For example, you only receive benefits if you are diagnosed with cancer after your policy is in effect. No policy will pay for care if your cancer is diagnosed before you purchase coverage or the policy is active.

*The same rates for men and women
*Payments regardless of any other insurance you have with other companies
*Coverage for first diagnosed internal cancer or malignant melanoma (Skin cancer is not covered in some states.)
*Short, 30-day waiting period that begins on the policy date in most states
*A discount for family members living in the same household if coverage is purchased at the same time (not available in every state)
*Guaranteed renewable coverage as long as payments are paid on time (subject to the lifetime maximum benefit provision and the limited right to change premium)

And remember, most cancer policies are “first diagnosis” plans. If you have been diagnosed with a cancer within the last 10 years, you will not qualify for these plans.

For more information, visit our website at www.TheReignCom.com or sign up for our email list where we provided helpful information on various health insurances.

The Reign Co recently received their property inspection certification to complete field inspections. We are super excited about being to assess the valuation of both commercial and residential properties. Need a property inspection completed, visited our website at www.TheReignCo.com or call us at 1-866-394-5057.

The Reign Co has landed a major contract to complete more than 200 employment verifications for a major hospital. We are so excited about working with this new organization and grateful that we selected.

Living the life 😁👏🏽👏🏽👏🏽👏🏽😂

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