Kathy Kelly, NMLS #219266
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Kathy Kelly, Senior Loan Officer, NMLS #219266
Synergy One Lending, Inc., NMLS #1907235 I am a licensed Loan Officer.
I keep this status current through continuing education on mortgage lending and regulations. It is my priority to exceed the expectations of my clients. I offer a competitive price for above-and-beyond service. Working with an inexperienced or uneducated lender for a bargain rate can prove to be arduous as you face challenges that could have been circumvented. My entire team will work hard to appr
Happy Easter! π£π
If you're dreaming of creating a nest egg that will help secure your family's future but aren't sure what to start - message me! We have plenty of down payment assistance programs & loan options that can be tailored just for you. π‘π£π
The summer home buying season is coming up, and hopeful buyers across the country are eagerly waiting for rates to drop to enter the market.
But waiting for rates to come down is not a strategy. Instead, take control of your home loan experience and get pre-approved! This will give you a clear path to homeownership & a leg up on the competition when the time is right to make your move. π‘π
Connect with me today to get started!
When you need a mortgage, why go about it the old-fashioned way?
The future of home financing is here β and itβs digitized, streamlined, and super easy. Download the S1Connect app to see Synergy One Lendingβs modern mortgage experience for yourself. π²ποΈ
It's that time of year... π΄ Remember to set your clocks forward one hour tonight!
Happy International Women's Day! π
Happy Presidents' Day! Take today to honor the legacy of the great leaders who've helped shape our nation's history. π½
Happy Valentine's Day!
BIG NEWS: We're opening up homeownership possibilities by offering $2,500 for down payment or other costs when buying a home! πΈπ‘
If you thought that achieving the dream of homeownership was out of reach due to your income level, S1L's new down payment assistance may just be the key to making that happen. Message me to find out if you qualify today!
Gen Z makes up about 21% of the U.S. population, and while it may feel to some like they were just born yesterday, this up & coming group is already getting active in the housing market and are looking for a place to call home.
With technology in place to deliver a digital experience they would expect, Synergy One Lendingβs Modern Mortgage Experience is the perfect place for this high-tech demographic to start their journey to homeownership! Message me today to learn more.
On this Martin Luther King Jr. Day, we reflect on the profound impact of a true champion for equality. At Synergy One Lending, we are steadfast in our mission to offer equitable and accessible mortgage solutions for everyone. Let's continue striving for a world where opportunities for homeownership are abundant for all.
Loving some Packer football.
Wishing everyone a year ahead filled with countless reasons to smile. Happy New Year! πβ¨
A 2-1 buydown provides the opportunity for reduced mortgage payments in the first two years, making it ideal for buyers whose income is anticipated to rise over the next few years. Other benefits include:
π‘ Ease into your mortgage payments
π‘ More affordable mortgage payment before buydown payment rate expires
π‘ More time to pay down bills, buy new appliances, or make upgrades to your home
π‘ Time to add to your savings account
Message me to learn how the strategic 2-1 Buydown could work for you!
π A gift for all the homeowners out there! We're waving underwriting fees on all fixed rate second mortgage applications during the month of December. Take this opportunity to tap into your equity without touching your first, great rate! β¨π‘ Message me today to learn more.
Happy Thanksgiving! π¦ Wishing everyone a safe & happy holiday weekend!
Youβve been diligently paying rent for months β and now youβre finally ready to buy a home. π π However, with most lenders, your rental history will NOT be included in the loan process.
So Synergy One Lending created the Renters Advantage program with you in mind. Our program considers your on-time rent payments to help boost your homebuying power. π₯
Message me to learn more about how I can help create a home financing plan for you using your rent payment history!
β¨ Have you heard about the NEW Fixed Rate Second Mortgage? β¨ If youβre looking for ways to leverage your home's equity while maintaining a great rate on your first mortgage, this program offers QUICK access to funds, fixed interest rates, and predictable payments - making them an ideal solution for homeowners! Message me today to learn more!
Happy Halloween! π»ππ¦
Are the interest rate scaries holding you back from becoming a homeowner this season? π¦
No fear, Synergy One Lending is here to help you defeat your financial stress. π
To access actionable strategies that can help you land an affordable mortgage loan, message me today! π»
Fun fact: today is Get Smart About Credit Day π And since Iβll take any excuse to bring more awareness to the importance of credit, here are some tips to keeping a healthy credit score!
Message me today or download our free S1 FinFit app in your app store to get credit building and monitoring tools & more!
Do you find yourself overspending every year when the holiday seasons roll around? From fun Fall activities to parties, thereβs a lot to be done β and a lot of spending to do in order to make it all happen. ππ΅
Instead of spending too much, you can prepare your finances, strategize, and set a realistic budget to help you enjoy the season without stretching yourself beyond your means. Download S1Finfit in your app store today and I can help come up with the best savings plan for you!
Empowerment in pink: Supporting the fight against breast cancer this month. πποΈ
Remembering the lives lost and heroes who emerged on this day 22 years ago. Never forget.π
Here's to all who work hard and chase their dreams every day. Happy Labor Day! πͺπ
Every little bit counts now a days! If youβre on your way to making any large financial purchase, getting your spending in line ahead of time is crucial.π°
Itβll help get you to your goals faster, and ensure once youβre there youβve got solid habits to keep you stable. ππΌ
Happy Financial Awareness Day! π°π Building a solid foundation for your future starts with understanding your finances - that's where we come in! Our personal finance app, S1 FinFit, is designed to make money management a breeze with features like budget tracking, investment management, and debt reduction tools. With S1 FinFit, the path to homeownership and financial success has never been easier. Download on the app store to get started today! π°π‘
Leverage your current property for your dream upgrade with a powerful Bridge Loan! ππ
Unlock the potential of your current home and seize that next big opportunity! Don't wait for the market to be βjust rightβ, take control of your future today.
DM me to explore how our Bridge Loans can elevate your homeownership journey! π¬π²
Click here to claim your Sponsored Listing.
Kathy Kelly | Loan Consultant
loanDepot is Americaβs lender, offering home purchase and refinance loans, personal loans and home equity products nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 6,500 people, and operates more than 180 lending stores nationwide. loanDepot, LLC, NMLS #174457.
loanDepot.com, LLC, 26642 Towne Centre Drive, Foothill Ranch, CA 92610. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org). For more licensing information, please visit www.loanDepot.com/licensing.
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