Ben Lucks Financial Advisor

Feeling overwhelmed by back-to-school season? Check out expert Emily Oster’s tips to help streamline choices and keep your family thriving this school year!

These Back To School Tips Can Help Parents Support Their Kids This School Year School is back in session! These Life Kit episodes can help parents support their children to make sure they have on of the best school year's yet.

Did you know that life insurance isn’t just for people who are married or have kids? Whether you’re a business owner, first-time homebuyer, parent or grandparent — United of Omaha has a solution to meet your unique needs!

Learn more at mutualofomaha.com ​

Term life insurance and permanent life insurance offer unique benefits and protections for you and your loved ones. Depending on your circumstances and financial goals, having a combination of both term and permanent coverage could be the answer. At United of Omaha, we offer something for everyone!

Learn more at mutualofomaha.com ​

This week I’ve been at our National Sales Symposium in Omaha. This has been a fantastic opportunity to stay on top of the latest trends in the financial world, learn from top professionals, and bring back valuable insights to better serve my clients.

From investment strategies to financial planning innovations, I’m ready to dive deep into what’s next in our industry.

💡 Let’s connect! If you want to chat about how these insights can help you achieve your financial goals, don’t hesitate to reach out.

Mutual of Omaha's Wild Kingdom Protecting the Wild is back for season 2! Join co-hosts Peter Gros and Dr. Rae Wynn-Grant as they travel to meet the experts leading wildlife conservation efforts and the incredible species they protect. With larger animals and new international endeavors, we're just getting started. Join the adventure, this fall on NBC. https://mutualofomaha.co/3Zaxr87

Wondering how to save for college? Explore the pros and cons of 529 Plans vs. Roth IRAs. From tax benefits to investment options, find out which is the best fit for your family's future!

www.broadridgeadvisor.com

Drowning in debt? You’re not alone. Many have been there and made it out. The key? Using the right strategies tailored to your situation. Here are top strategies anyone can use to pay off debt.

6 Strategies Anyone Can Use to Pay Off Debt People who find themselves under a mountain of debt might wonder whether they'll ever crawl out of it. The first thing to know is that plenty of others have found themselves in the same position -- and many have been able to become debt-free, and in less time than you might think. The key is to foll...

About half of Medicare beneficiaries are projected to be enrolled in private plans in 2024. Medicare Advantage plans can help reduce out-of-pocket expenses and might cover services not covered by Medicare. It's important to learn about your Medicare coverage choices to help you understand all the options available to you.

Rising Enrollment in Medicare Advantage Plans (Jan) Half of Medicare beneficiaries are enrolled in private Medicare Advantage plans

It seems everyone is jumping on the artificial intelligence (AI) bandwagon. But can recommendations from AI technology beat the knowledge and experience of a financial advisor? Check out this article to see the results.

I pitted ChatGPT against a real financial advisor to help me save for retirement—and the winner is clear ChatGPT could revolutionize financial planning, but it won't replace human guidance.

Life is a journey that can be unpredictable at times. However, a life insurance policy from United of Omaha can help protect that journey in a variety of ways – now and in the future.

Learn more at mutualofomaha.com

Tackle college savings by breaking down the total cost into thirds; one coming from your savings, the second from current income and the third from future income (loans).* This takes the pressure off relying on any singular source of payment by spreading the cost burden across multiple sources.

Ready to make a game plan for college savings? Contact me today and let’s talk about how to make the educational goals of your family a reality.

*Source: https://bit.ly/3Mz8sUG

Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.

What's the best piece of life advice you've been given? This past June at the Berkshire Hathaway meeting, Warren Buffet emphasized living a meaningful life by envisioning your legacy and working backward. Surround yourself with the right people, be kind, and measure success by the love you give and receive. 'Write your obituary and live up to it.'

Warren Buffett thinks everyone should hear this advice for living a successful life without regrets Buffett's top piece of advice to live a better life is to think about your ultimate legacy and work your way backward.

Saving for retirement may seem daunting, but starting early and focusing on your savings rate can make it achievable. Start small and increase contributions as you can. It's the consistency that counts!

Setting aside $10 a day could help you save over $1 million for retirement—but you have to start early Here's how much you'd have saved by age 65 if you save $10 a day starting at ages 21, 25 and 30.

Understanding your subconscious financial behaviors can help you make better financial decisions. Identifying and rescripting these beliefs can lead to a healthier financial future.

Americans have 4 core beliefs about money—but only one helps you get richer Understanding the why behind your financial decisions is key to making progress toward your money goals, says financial psychologist Brad Klontz.

Raising a child can be extremely rewarding—but it can take a toll financially. Having a sound financial strategy can help new parents avoid potentially costly mistakes. Check out this article to learn how to avoid costly errors.

The Biggest Money Mistakes New Parents Make Smart financial planning is a must when you're having a baby. Learn the biggest money mistakes to avoid as new parents.

It's National Dog Day! It's the perfect day to appreciate the love and joy dogs bring into our lives! How will you and your furry friend be celebrating today?

National Dog Day 2024: When Is It & Ways To Celebrate – Dogster Celebrate National Dog Day by learning when it is and exploring creative ways to celebrate and honor your furry friend.

The recent 'Survey of Consumer Finances' from the Federal Reserve found that more than 40% of households are either too worried about retirement readiness or not worried enough.

Do You Know If Your Retirement Is at Risk? (Apr) More than 40% of households are either too worried about retirement readiness or not worried enough.

The Employee Benefit Research Institute's 2024 Retirement Confidence Survey is seeing a slight increase in respondents' confidence in their ability to afford a comfortable retirement.

Retirement Confidence Edges Up, With Some Optimism Retirement confidence edges up from the greatest drop since the Great Recession

Social Security is complex, and it's important to understand the basic rules and options.

Social Security 101 (May)

Do you have any financial regrets? If you do, you're not alone!

Financial Regrets (Jun) About three out of four U.S. adults has a financial regret. Do you?

Max joins Hulu, Peacock, Paramount, and Apple TV as the latest streaming service to offer major discounts for college students. Is your student taking advantage of these discounts for their much-needed study breaks?

Max Offers College Students 50% Off— Joins Others In Offering Steep Discounts To Boost Numbers HBO's streaming service, called MAX, has added more than 600,000 paid subscribers so far this year for a total of almost 20 million.

According to the Pew Research Center American workers don't take all their available paid time off. Here are the top reasons they gave for not using all their PTO.

Why Do Workers Take Less Paid Time Off Than They Can? (Mar) PTO is important, yet nearly half of workers take less time off than allowed.

After moving steadily downward, inflation has been higher than expected in the first quarter of 2024.

What Stubborn Inflation Could Mean for the U.S. Economy

Wishing your family a great school year! "Let us remember: One book, one pen, one child, and one teacher can change the world." - Malala Yousafzai. What is your child most excited for this school year?

Share your love of wildlife with the whole family! 🦁 When you sign up to be Wild Kingdom Insider, you'll receive a free downloadable activity guide that's packed with engaging projects and animal facts — the perfect way to get the young people in your life excited about wildlife! https://mutualofomaha.co/3ytYsIL

This article provides a helpful real estate recap and share that commercial property values have been hit harder than home values.

Real Estate Roundup: Feeling the Impact of Higher Rates Commercial property values have been hit harder by rising interest rates than home values.

Roth IRA stack vs. 529. This short article has some helpful tips when it comes to choosing a tool to help save for college.

Saving for College: 529 Plan vs. Roth IRA (Jun) How does a Roth IRA stack up against a 529 plan when saving for college?

Although most home improvements are not tax deductible, there may be some projects that reduce your tax burden.

*Consult a tax expert for tax advise.

Can Home Improvements Lower Your Tax Bill? It Depends (Jun) Certain types of projects might reduce your tax burden.

Mutual of Omaha’s Wild Kingdom The Podcast is out now! Tune in to discover amazing animals and encounter exotic ecosystems plus go behind the scenes of the TV series and hear from experts in animal conservation. Listen on wildkingdom.com or wherever you get your podcasts. 📲 https://mutualofomaha.co/4dojvLU

Which AI reigns supreme? Millions of votes are deciding the best chatbot in the Arena! Discover the top contenders and see which AI is winning hearts and minds. What AI tools have you utilized in your daily life?

What AI Is The Best? Chatbot Arena Relies On Millions Of Human Votes Crowdsourced rankings of the best AI have soared in popularity as standard metrics struggle to differentiate between OpenAI’s GPT, Google’s Gemini, Meta’s Llama and Anthropic’s Claude.