Lincoln Federal Savings Bank - Shane Podliska, Mortgage Lender

🌟 Client Appreciation Post! 🌟

"Shane, we just want to say thank you for working so hard and so fast to allow us to close in such a short amount of time! We realize that it probably was not easy and that you did not have to but you chose to and we really appreciate all that you have done for us. You are great at what you do and it has been a pleasure to work with you."

It's feedback like this that drives me to go above and beyond for our clients. Thank you for your kind words and for trusting me with your home buying journey!

Check out my new mortgage app! If you’re a Realtor, you’ll get real-time updates on your buyers’ loan progress, access to pre-qual letters, and so much more. If you’re a buyer, you have so many options! Apply, submit your docs securely, and know right where you are in the loan process. We have some great calculators out there to help you understand different loan scenarios. Say you want to see what could happen if you put down less on the home or put down more – these tools will help you understand the impact of these choices. To download my app, click on the link in the comments!

If you're a first-time buyer, you could be eligible for up to $15,000 in grant funds!*

Contact me today to get the process started.

Homeownership Set-Aside Program
Lancaster County Income Limits:
Household Size 1-4: $76,700
Household Size 5-8: $101,250

HOPE Program
Lancaster County Income Limits:
Household Size 1-4: $110,650
Household Size 5-8: 146,050

*Funds become available in March and are provided on a first-come, first-served basis through the homeownership Set-Aside Program by FHLBank. Non-first-time buyers could be eligible for $12,500 through the HOPE program. Restrictions apply. Contact me for more details.

https://www.fanniemae.com/newsroom/fannie-mae-news/mortgage-rates-expected-dip-below-6-percent-2024-boosting-home-sales

Great news for folks looking to buy and refinance down the road.

Mortgage Rates Expected to Dip Below 6 Percent in 2024, Boosting Home Sales | Fannie Mae The housing market is expected to begin a gradual return to a more normal balance in 2024, following years of significant oscillations in mortgage rates and divergences of key housing market measures from their historical, pre-pandemic relationships, according to the January 2024 commentary from the...

Call me today for your financing needs! Rates have started to come down 😉. If you wait until spring or summer it could get crazy as more buyers get into the market which will push values higher. You can always refinance down the road🏡.

This pretty much sums it up. 😂😂. If you know of anyone buying a home have them get a hold of me at 402-325-4885 and I can make sure they are getting awesome rates and fees. I would love to help 🏡. Refer away friends! 😉

Cheers to 2022! So happy to be recognized as a Champions Award winner! I couldn’t do what I do without great support from my team at Lincoln Federal! Thanks to all my realtor partners, builders, past customers, friends, and most importantly my family! They are the “WHY” in my life that drive me to be the best that I can be. 🏡

Another year in the books!! Thanks to all of my realtor partners, builders, and past clients for making 2022 another great year.

Another year in the books!! Thanks to all of my realtor partners, builders, and past clients for making 2022 another great year.

We are honored to be nominated for the Lincoln REAL Producers Partner of the Year!

Lincoln Federal Savings Bank - Chris Elgert, Mortgage Lender

Hope to see you at Grata on September 13! Chris and I are looking forward to it. Grab your seat by RSVPing at the link below.

https://mortgagemarketguide.tabrasa.io/featured-charts/2023-05-05-featured-chart

Jobs report is in and the job market remains tight which is a positive sign for potential home buyers.

MMG Featured Charts Jobs Report for April - what's in the details

Let's get the conversation started! Up to $7,500 in grant funds will be available in March for first-time homebuyers.*

Contact me or visit my website spodliska.lincolnfed.com!

*These funds are provided on a first-come, first-serve basis through the Homeownership Set-Aside Program by FHLBank. Restrictions apply. Contact me for more details.

https://mortgagemarketguide.tabrasa.io/featured-charts/2023-01-06-featured-chart

Job growth was seen at 223,000 in December, above expectations but the key data point was the continued decline in wages. Both monthly and annual average hourly earnings fell in December while annual the 4.6% number saw its lowest reading since August 2021. Job growth has slowed - in July job creation was seen at 537,000 and has fallen since then to the current 223,000.
Rounding out the report was the Unemployment Rate falling to 3.5% while the Labor Force Participation Rate inched higher to 62.3% from 62.2%. The U6 number, or total unemployed, fell to 6.5% from 6.7%. On the negative side, we saw that the temporary help sector lost jobs and could be a precursor to cutting full-time positions.
Overall, it was a solid jobs report and sparked a big rally in the stock markets while Mortgage Bond prices soared and yields plunged on the lower wage component. The markets are feeling that future aggressive rate hikes from the Fed may be easing a bit.

Good news today for rates. 😀

MMG Featured Charts December Jobs Report Fuels the Markets

As the market continues to change, I'll be here ready to help secure financing for your dream home! So many great products out there right now to help homebuyers navigate today's market. Give me a call today!

If you ask me, buying, even in today's market is a great option!

Shane Podliska, Mortgage Loan Officer
📞 (402) 421-8929
📧 [email protected]

The Pros and Cons The buying vs. renting debate has been going on for some time, and the truth is — there are pros and cons to both sides. What's most important is that you make your decision based on your short- and long-term goals, as well as what's right for your finances. The below chart compares the positives ...

Moving into your own home can be exciting and frightening at the same time. Check out these helpful tips from the American Bankers Association Foundation to help you ask the right questions when choosing your first home: https://aba.social/3i7bBfb

Wow!! Mortgage rates are way up!! If you know of anyone buying or building a home right now have them call me. As of today, June 14, 2022, a 30-year fixed is as low as 5.501% APR*; however, many investors are much higher. I wouldn’t wait around too long if you haven’t locked already. They also offer extended rate locks. 402-325-4885 is my direct line.

*Rate quoted is for a purchase transaction.

Another year in the books! I can’t thank Lincoln Federal , my team, referral partners and most of all my clients for another great year. Cheers to a great 2022!! Let me know if I can help in anyway.

Proud to present our team's achievements for 2021! We look forward to another successful year serving you.

*Ranked by Scotsman Guide 2021. Chris Elgert ranked #4 for total loans closed, and Shane Podliska ranked #5. Shane Podliska ranked #5 for total loan volume, and Chris Elgert ranked #7.

Proud to present our team's achievements for 2021! We look forward to another successful year serving you.

*Ranked by Scotsman Guide 2021. Chris Elgert ranked #4 for total loans closed, and Shane Podliska ranked #5. Shane Podliska ranked #5 for total loan volume, and Chris Elgert ranked #7.

In 2021 we helped hundreds of borrowers achieve their dream of homeownership and financed nearly 160 Million dollars in loans. We couldn't have achieved this without YOU and the support of one another.

We are glad to be a part of it. They are always such great events!!

We are using our social media platforms in the month of June to show some extra love to the amazing partners who make this platform go. We are kicking this off with 2 legends in the mortgage lending game who have been with Lincoln RP from the beginning. Thank you Lincoln Federal Savings Bank - Chris Elgert, Mortgage Lender & Lincoln Federal Savings Bank - Shane Podliska, Mortgage Lender for ALWAYS supporting the TOP Realtors in Lincoln!

A $5,000 grant may be available for you if you are a first-time homebuyer!

📞 Call me today at 402-421-8929 for more information! 📞

More information about our First Home Grant program! If you have any questions, please reach out to [email protected] or call 402.434.3900