That Mortgage Couple

This is a game changer loan program for homebuyers looking to buy in 2024 - interest rates is very competitive, no down payment, and the 3% assistance has no interest and no payments!

Choices, choices, choices! Banks have a limited selection when it comes to rates, but independent mortgage brokers like us can give you a variety of lending options. Give us a call today!

🏠 We're thrilled to share that another loan has sailed through our process in just 9 days – from submission to underwriting to cleared-to-close. With our efficient system, you can focus on what truly matters: settling into your new home! Ready to experience a smoother, faster homebuying process? Contact us today and let's get you on the path to owning your dream home with ease! 📲🔑

The Fed left policy rates unchanged at their May meeting. Fed Chair Powell said he expects reaching the goal of 2% inflation to take longer than previously thought. As home prices rise, the possibility of lower rates later may not be enough to make mortgage payments more affordable. If you can afford a purchase now, this may be the time to act. Please reach out if I can assist. That Mortgage Couple @ Xpert Home Lending is an Equal Housing Lender.

Federal Reserve rate cuts will happen and mortgage rates will come down, but it could be several months.

Who's with us on this feeling?

Keeping her crystal ball clean and clear.
Inflation data was higher than anticipated, mortgage rates moved upwards. Next up unemployment, which if over 4.1% could push rates back down.

We're helping realtors and home buyers to pay the buyers agency commissions. Lower cash-to-close, similar payment, and helping when/if the seller isn't paying the commissions.
Comment NAR and we'll send you the video link!

They have been predicting a crash for 5, 7, now 10 years? Processional grifters! Hurting everyone who's not purchased due to their advice.

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

🏡💼 Despite occasional price drops, single-family homes remain resilient in today's market. 📉💪 As your trusted mortgage lender, I'm here to help you capitalize on this stability and find the perfect home within your budget. Let's work together to make your homeownership dreams a reality! 🌟🔑 🏠💰

PLEASE... FOR THE LOVE OF! Stop posting this type of (respectfully) stupid content!

Mortgage Lenders and Realtors who keep pointing to "historical rates" without home price or income context, isn't helpful to prospective new or existing homebuyers.

Helping buyers find ways to afford higher home prices, higher rates, bidding wars, and the myriad of other challenges - THAT IS HELPFUL!

Off the soap box :)

🏡📈 The housing crash trolls are again wrong! The latest data shows that new listings are following a trend similar to 2022 and are slightly higher than 2023. 📊💼 As your dedicated mortgage lender, I'm here to help you capitalize on this momentum and secure the financing you need for your dream home. 💰🔑

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🏡🌟 Ready to make your move in the housing market but feeling overwhelmed by the low inventory? Take a deep breath – I've got the expertise and resources to guide you through every step of the mortgage process. Together, let's unlock the door to your perfect home! 🗝️💼 🏠🔑

What's the best loan for your situation? Let us help you weigh your options. We're here to help!

Where will this end up? Buyers paying? Sellers paying?

What home affordability looks like...or unaffordability that is...

Want to know more about your neighborhood or a new neighborhood? Type in any address to see underlying factors that could affect the livability and home values, from recent sales, average income, schools, and the typical commute. Let us know how we can help you weigh your options.

Type any address to learn more about the neighborhood, from home sales to school zones to demographics to commutes. Take a look around!

Do you have to escrow your property taxes and homeowners insurance? Most lenders require it or charge a fee to waive it but as we know, an escrow account isn’t for everybody. You could save thousands of dollars by waving the initial escrow deposit at closing — with no fees. WHAM! Call today to see if you’re eligible for an escrow waiver.

How do you save money when buying a home? You may be eligible for an appraisal waiver on the purchase of your home. Call me to find out how much money and time I can save you.

Whether from a tax refund, inheritance, or a gift, consider using your newfound money for a down payment on a home. Call me today to learn about the many advantages of homeownership.

Love the convenience of your apartment but ready for an upgrade? If a house is more than you need, a condo could be just the move for you. Get more for your money than apartment living – work with me to find the perfect condo loan options for you. Call now!

Did you know you can get into a home with just 3% down? It's doable for so many potential buyers. Give me a call to hear how I can help you make it happen.

Curious about your options? I can show you pricing for different interest rates, terms and special waivers you may be eligible for — anything that can affect your monthly payment. Call me today to chat!

If your ideal home includes wide open spaces, a USDA loan might be right for you. With no money down, a FICO starting at 620 plus other savings, it's a loan filled with big possibilities. Questions? Reach out today to learn more!

Did you know that you can purchase your home with cash and refinance after the purchase is complete? Call us today to get your money out of your home and back in your pocket!

Thinking about buying a home? Consider a 2/1 or 1/0 buy down to lower your payments before rates decrease. Lock in a home price now before the housing market heats up! 🏡💰

Looking to renovate, but don't want to lose your current rate by refinancing? With a Home Equity Line of Credit (HELOC), you can tap into your equity and use it to fund your new home project. Call me to get started!

Homes are more expensive than we'd like but the down payment shouldn't be. Check out this amazing new 1% down payment program!