Damian Wise – Real Estate

Want to know the top mistakes sellers are making today? It’s overpricing their house.
A price that’s too high is going to cost you. It turns buyers away and may mean you need a price drop to re-ignite interest in the home.
*
To make sure you don’t end up making this mistake, DM The Wise Team, and let’s price it right from the start.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Thinking about buying a home? It’s important to know how mortgage rates can affect your monthly payment. Because even a slight change in rates can have a big impact.

Overall, rates have been trending down lately. So, this could be your chance to make your move a reality. Send The Wise Team a message today if you want to talk about starting your search.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

To the brave first responders, firefighters, police officers, and everyday heroes who gave their all on 9/11 – we honor you today and always. 🕊️

Did you know? You don’t always need a perfect credit score to buy a home.
Loan types and qualifications vary, so you may be closer to owning a home than you think.
If you want to explore options that might work for you, reach out to a trusted lender.
*
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Have you heard of the Great Wealth Transfer?
Over the next 20 years, roughly $84 trillion is expected to change hands from Baby Boomers to Gen X and Millennials.
And as it’s passed down, it’ll impact the housing market because it should help younger generations be in a better position to afford homes.
*
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Affordability has been a challenge for a while now.
There are three main factors that impact it: mortgage rates, home prices, and wages.
Here’s the good news. There are early signs that all three are starting to improve. Mortgage rates are coming down, home price growth is moderating, and wages are going up.
*
If you’re thinking about kicking off your search, DM The Wise Team.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Good news for all the buyers out there.
The supply of homes for sale has grown significantly this year. There are 36.6% more homes actively for sale compared to 2023. This means more options for you.
But this doesn’t mean we have an oversupply. Inventory is still almost 29% lower compared to more normal years like 2017-2019.
*
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

As we enjoy this Labor Day, let’s remember the dedication and resilience of workers who make our lives better every day. 🛠️

Trying to decide if you want to sell or rent out your house once you move?
There’s a lot to consider – especially when it comes to figuring out if the profit is really worth the potential pains you might come up against.
Pro tip: Talking to another landlord plus professionals (like The Wise Team) can help you decide what’s best for you and your situation.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Caught between caring for your kids and aging parents? Here’s some good news.
In a recent survey, 1 in 3 people in this same situation find it actually makes it easier to afford a home.
That’s because a multi-generational home has big financial perks like sharing expenses and built-in childcare.
*
If you want to talk about whether this type of home is right for you, DM The Wise Team.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Right now, over 2/3 of homeowners have at least 50% equity in their homes.
And that much equity can go a long way toward buying a new place.
*
Curious about how much equity you have? The Wise Team can walk you through a Professional Equity Assessment Report on your house.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Selling your home? Don’t fall for these common mistakes.
The housing market is in a transition right now. And homeowners who don’t work with an agent are going to be more likely to miss the mark on things like pricing, selective repairs, and negotiation tactics.
*
With the right agent, you won’t get tripped up with avoidable challenges along the way.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

During the pandemic, home prices soared due to high demand coupled with low inventory and mortgage rates. But that rapid appreciation couldn’t last forever.
Now, data confirms prices are still rising, just more moderately.
This healthier pace is actually a good thing. It means home price growth is normalizing.
*
DM The Wise Team if you want more details on prices in our area.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Do high prices at the gas pump and grocery store have you worried more people are going to fall behind on their mortgage payments?
*
If you’re thinking that’ll lead to a surge of foreclosures, let this reassure you.
*
Serious delinquencies (loans that are 3 or more monthly payments past due) are on the decline – so there’s no wave of foreclosures on the horizon.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

New trend alert.
*
The median price for new builds has dipped lower than the median for existing homes.
*
Plus, some builders are tossing in sweet perks like competitive mortgage rates and free upgrades.

So, if you aren’t already considering brand-new homes, it may be worth looking into. Drop a comment with your dream home feature, and let’s find your perfect fit together.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Inflation is cooling – and that’s a good sign for mortgage rates.
As the rate of inflation gets closer to the Fed's target of 2%, they may lower the Federal Funds Rate. When they do, mortgage rates are likely to respond.
But this isn't the only factor at play. For the latest updates on what’s happening, follow The Wise Team.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

If you’re wondering if buying a home with disability income is possible, the good news is, the answer is yes.
*
If you want to learn more or explore your options for a home loan, connect with a lender. With the right team in place, we can make your dream of homeownership a reality.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Thinking about buying a home? You want to consider everything from mortgage rates to your personal finances and goals.
My best advice: focus on what you can control and take the time to evaluate your situation.
These 4 questions can help you figure out if you’re ready.
*
If you want to have a conversation about how to prepare, send The Wise Team a DM.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*

Trying to get your house ready to list?
*
If your home is between 20-39 years old, it’s entering the prime remodeling years. And to make sure it shows well and appeals to today’s buyers, you may need to tackle some strategic updates.
*
Have a project on your mind but you’re wondering if it’s worth the time and money?
*
Message The Wise team and we'll help you prioritize your to-do list.
📞 720-600-1960
📧 [email protected]
🌐 TheWiseTeam.com
*
*