Coby Crosby, Four Oaks Wealth Strategies

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Here's to 2019 - may the year 2020 bring just as much happiness and exciting new ventures! Happy New Year!

Time to bundle up! It’s officially the First Day of Winter!

Whatever tricks or treats you enjoy today, have a safe and Happy Halloween!

Explore these 10 tips to help determine where long-term care fits in your retirement plan: http://bit.ly/2KoezuH

Cover your bases when it comes to your long-term care needs by taking a look at these 10 tips: http://bit.ly/2SyomSr

Where long-term care fits in. Completing the retirement planning puzzle. By Dr. Sandra Timmermann, nationally recognized gerontologist and expert in aging and retirement. Learn more about Dr. Timmermann. When we plan for retirement, many things are on our mind. One thing that we generally don’t address in the retirement planning process, however, is the possibility th...

Help simplify planning for your retirement long-term care needs with these 10 tips and a consultation with me: http://bit.ly/2S4KfZc

Where long-term care fits in. Completing the retirement planning puzzle. By Dr. Sandra Timmermann, nationally recognized gerontologist and expert in aging and retirement. Learn more about Dr. Timmermann. When we plan for retirement, many things are on our mind. One thing that we generally don’t address in the retirement planning process, however, is the possibility th...

Learn more about long-term care, and how it can fit into your retirement plan with these 10 tips. Feel free to contact me for more information!: http://bit.ly/2xLfnUx

Where long-term care fits in. Completing the retirement planning puzzle. By Dr. Sandra Timmermann, nationally recognized gerontologist and expert in aging and retirement. Learn more about Dr. Timmermann. When we plan for retirement, many things are on our mind. One thing that we generally don’t address in the retirement planning process, however, is the possibility th...

Discover 10 tips to help guide your retirement planning when it comes to long-term care: http://bit.ly/2XigF3j

Where long-term care fits in. Completing the retirement planning puzzle. By Dr. Sandra Timmermann, nationally recognized gerontologist and expert in aging and retirement. Learn more about Dr. Timmermann. When we plan for retirement, many things are on our mind. One thing that we generally don’t address in the retirement planning process, however, is the possibility th...

Find clarity around your retirement and long-term care questions with these 10 tips and a chat with me: http://bit.ly/2IDV5Ci

Check out these 10 tips to help determine where long-term care fits in your retirement plan: http://bit.ly/2RpXtzC

Where long-term care fits in. Completing the retirement planning puzzle. By Dr. Sandra Timmermann, nationally recognized gerontologist and expert in aging and retirement. Learn more about Dr. Timmermann. When we plan for retirement, many things are on our mind. One thing that we generally don’t address in the retirement planning process, however, is the possibility th...

Ever wonder how long-term care might play a role in your retirement? Check out these 10 tips: http://bit.ly/31mnHr3

Where long-term care fits in. Completing the retirement planning puzzle. By Dr. Sandra Timmermann, nationally recognized gerontologist and expert in aging and retirement. Learn more about Dr. Timmermann. When we plan for retirement, many things are on our mind. One thing that we generally don’t address in the retirement planning process, however, is the possibility th...

Take a look at these 10 tips to help figure out where long-term care fits into your retirement puzzle: http://bit.ly/2M3d1Kj

Where long-term care fits in. Completing the retirement planning puzzle. By Dr. Sandra Timmermann, nationally recognized gerontologist and expert in aging and retirement. Learn more about Dr. Timmermann. When we plan for retirement, many things are on our mind. One thing that we generally don’t address in the retirement planning process, however, is the possibility th...

Beginning your retirement savings journey after 50 isn't optimal, but it's hardly hopeless. Here are 3 simple tips to help you get your golden years funding back on track, stat. Contact us today to explore your options.

3 Things to Do if You're in Your 50s With No Retirement Savings -- The Motley Fool It's not the best situation to land in -- but it is fixable.

Happy to welcome the First Day of ! What's your favorite season of the year?

The overwhelming majority of us will one day need long-term care—and it pays to plan ahead. These 6 options can help put you on the path to greater security and peace of mind.

6 Options to Fund Long-Term Care in Retirement For many retirees, the term “long-term care” is typically associated with a nursing home. As we age, there is a greater chance we will need some sort of long-term care in the future. According to the U.S. Department of Health and Human Services, 70% of people over 65 will need long-term care at ...

Providing care for an elderly loved one so they can remain in their own home is a privilege--and often, a challenge. This short, information-packed guide can help answer those hard questions so you can make sure you're getting it right.

Advice for adult children of aging parents who need help at home Helping a parent stay active and healthy at home can be achieved with careful planning. The rewards of personally caring for, or managing the care of, a loved one who needs help are innumerable. It’s an opportunity to give back and to offer a return on the loving investment they once made in us. T...

Giving your retirement savings a major boost can be easier than you think. Find out more about the 5 budget items you can mine savings from to help better fund your golden years.

You’ll Spend 80% of Your Retirement Money on These 5 Things. Here’s How to Save on Them If you’re retired, you need to be smart about how you spend your money. To do that, knowing how you spend your money is essential. For most retirees, spending follows a particular pattern. In fact, research shows that 80% of all spending in a typical elderly household goes toward securing five bas...

Does your life insurance policy still fit your life? Asking yourself these 4 questions can help ensure your loved ones will have protection and every resource at their disposal in the future.

How to Tell If Your Life Insurance Is on Track You may have crossed buying a life insurance policy off your to-do list many years ago, but many people make the mistake of thinking life insurance is a set-it-and-forget-it task. In fact, that couldn’t be further from the truth. Chances are, your life, goals, and finances are completely different...

If your monthly Social Security check is among the pillars of your retirement planning, it's important to familiarize yourself with the details. These 8 facts can help you maximize your benefit.

Do You Have to Pay Taxes on Your Social Security and Other Important Questions, Answered Many Americans who collect Social Security benefits (or who plan to) want to keep up on how the laws are changing. These rules might affect choices you’ll make like when to start collecting benefits and whether to continue working part-time. Also, questions often arise about how to pay taxes on yo...

For the self-employed, saving for retirement can sometimes seem like a daunting proposition, but it is possible to start preparing for your golden years today. Here are proven 5 options you can explore right now.

Self-Employed? Here Are 5 Retirement Savings Options for You It used to be that only the most venturesome of entrepreneurs tackled the business world on their own. The gig economy has changed that, with everyone from Uber drivers to freelancers being treated as self-employed owners of their own independent businesses. Being self-employed has its perks, but it...

Want to streamline your personal workflow while also getting rid of that daunting to-do pile on your desk? These proven productivity hacks can set you on that path in a mere 2 days.

Try this 48-hour productivity sprint when you’re behind at work It’s impossible to operate at maximum productivity 100% of the time. But sometimes circumstances force you into overdrive, and you inevitably fall behind. Getting back on track when you’re already feeling overwhelmed isn’t easy, but this two-day productivity sprint can help you sideline the le...

Want to supercharge your IRA? Knowledge is power when it comes to taking these popular savings vehicles to the next level.

5 IRA Rules You Should Know by Heart Tax-favored retirement accounts are an essential component of a smart retirement savings strategy, and IRAs are the most flexible of the options you have to shelter your retirement nest egg from the wrath of the Internal Revenue Service. Yet even though most people know that IRAs can help you save f...

Are you a high school senior with the drive, ambition and determination to be named a 2019 winner? The application period is now open, and will be until Dec 14 (or until we reach 10K applications). Apply today! http://bit.ly/2MMwKsS

Pulling together a down payment for your first home can be a daunting proposition. However, you may be much closer than you think.

This Chart Shows How Quickly You Can Save for a Down Payment on Your First Home Saving for a down payment on a first home is never easy. But it may not take as long as you think. A recent survey from the National Association of Realtors found that among millennials who now represent the largest group of home buyers in the country a majority of those who bought a house last year...

Still on the fence over whether you should create a budget? Here are 7 positive, potentially life-changing reasons you should take the plunge -- and sooner rather than later.

7 Ways Budgeting Benefits Your Life There are many, many benefits of having a budget. Here are 7 simple ways that budgeting benefits your life. No matter how many financial blogs, articles, or books you read, or how many financial advisors’ advice you get, one thing rings consistent, your financial need for a budget. If you’re som...

Paying for your child's college education is important, but it shouldn't come at the expense of your retirement dreams. Learn more about how other parents in your situation are avoiding that trap.

Fewer parents raiding retirement funds to pay for college It’s one of the cardinal rules of savings for parents, yet many pay it little heed: Don’t raid your retirement accounts to cover your child’s college tab. With college costs skyrocketing, it is understandable that many parents would pull money from their 401(k) and other retirement plans to co...

Identity thieves are equal opportunity criminals—and they don't discriminate based on age. Find out how to protect your children's sensitive information and future credit.

Nine Ways to Protect Your Kids From Identity Theft More than one million children were the victims of identity theft in 2017, according to a new study from Javelin Strategy & Research. Two-thirds were under age 8. These crimes led to losses of $2.6 billion some of which came from the pockets of the victims’ families. Why would identity thieves go ...