Star & Shield Financial, Inc.

Proud to be a frontrunner as a Managing Partner for this amazing company
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Three reasons why life insurance is the ultimate love letter to your loved ones:

✨A safety net for dreams: Life insurance ensures that your loved ones can continue to chase their aspirations without financial burdens holding them back.

🤗 An embrace that lives on: With life insurance, you're hugging your family tight, ensuring their well-being long after you're gone.

📖 A love story for the ages: It's your way of saying, "I love you so much, I want you to be taken care of even when I can't be there."

So, let's spread the love.

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It's never too early to get a life insurance....
BUT tomorrow may be too late!

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National Life Group has been keeping our promises to our customers for 174 years. But a promise is only as good as the company that makes it, which is why we’re proud to share our ratings from these three independent rating agencies. These ratings are important to us because they show that we’ll be there for you when it matters most.

Financial Strength Ratings for National Life Insurance Company and Life Insurance Company of the Southwest as of August 23, 2023. Ratings are subject to change.

See?
😊

Ask me how
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Ever thought retirement could be this exhilarating? With annuities, it can be! Embrace the thrill of financial stability even if your lifestyle is anything but.

https://www.facebook.com/100069612623432/posts/565481269115622/?mibextid=Nif5oz

Once again, rating agency A.M. Best Co. has reaffirmed its financial strength rating of A+ (Superior) for the insurance companies of National Life Group.

The rating reflects National Life Group's balance sheet strength, which A.M. Best assesses as very strong, as well as its strong operating performance, favorable business profile, and appropriate enterprise risk management.

https://www.nationallife.com/OurStory-Financials-Ratings

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When you put it like that, it seems kind of obvious 🤦🏼‍♂️

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Source: Medical Crowdfunding and Disparities in Health Care Access in the United States, American Journal of Public Health, February 2022

Living Benefits in the event of illness may be provided by riders, which are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. The companies of National Life Group® and their representatives do not offer tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor.

So what's our option or alternative?
Good question...
Let's sit down & talk
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Why You Should Escape The 401k Trap Now Let us help you escape the 401k trap.

Precisely

Talk to me

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You insure your other valuables, but what's more valuable than your life?

Death Benefit payout is Tax Free@
Retirement Plan / Cash Value withdrawal is tax free & penalty free.
Ask me & I'll discuss the details.

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Hey, a final reminder before the weekend: Tax Day is this Tuesday, April 18th!

And speaking of taxes, while we all have to pay our fair share, there’s one thing you can do to potentially reduce your beneficiaries' tax burden: get life insurance.

Life insurance benefits—specifically death benefits—are generally distributed tax-free*, meaning your loved ones won’t have to pay taxes on the money they receive from your policy. That’s one less thing to worry about in a difficult time.

Take advantage of this tax benefit and protect your family’s financial future by speaking to a financial professional today!

*Internal Revenue Code § 101(a)(1)
The companies of National Life Group and their representatives do not offer tax or legal advice. Please consult your advisors prior to implementing strategies to determine how they may affect your personal situation. This is not a solicitation of any specific insurance policy.

Ask me so I can customize your plan/s according to your suitability
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Living Benefits Life Life Insurance Quotes with Living Benefits

With or without pandemic, we need to bounce back to life & continue our passion in helping people.

Aside from being a Professional Staff in the County Government, I am also a Business Development & Financial Services Executive covering the States of California, New York, Hawaii & Nevada.
I can help you with Real Estate investments, Annuities, traditional & non-traditional Life Insurances that suit your needs, both term & permanent/whole life, Final Expense, Retirement Plans, Living Benefits, Educational Funding & other financial services that will help your Financial Management & to plan your future, through programs with *savings & protection,* with free built-in Accelerated Benefit Riders.

It all starts with a little conversation.
Send me a message, & let’s talk.
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❓❓I Wanted To Pay 10 Times More For Life Insurance After I Learned This.

😮Why would anyone want to buy a permanent life policy if "it costs so much more?"

👉👉There is a good reason = CA$H VALUE!

& aside from the Ca$h Value, there are LIVING BENEFITS built-in in the plan.😊

💰💵💵 Cash value is like a self funded portion of your death benefit. Like self insurance. The advantage of cash value is that you may be able to use it tax free while you are alive to supplement your retirement income.

😀There is no penalty for accessing the cash value before 59 1/2. Although the premiums are after tax dollars, the cash value grows and can be used tax free if structured properly. Certain policies like Index Universal Life allow your cash value to match the returns on indexes like the S&P 500, Euro Stoxx 50 & Hang Sengupta of Asia with no downside risk.

🔥 If you would like to learn more or see an illustration, let me know & I'd be happy to help!
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Have you finally made the leap to start your own business? It’s a big move that comes with lots of positives…not including the more complicated taxes.
Star & Shield Financial can help keep your small business taxes straightforward & easy to navigate from the start.
Here’s what you need to know:

Money alone isn't enough to buy a life insurance...
You also need good health.