The David Garcia Team at Vault Mortgage

Helping families obtain GENERATIONAL WEALTH THROUGH HOME OWNERSHIP is more then a mission statement Welcome to The David Garcia Team Page!

I am a Bilingual (Spanish/English) Mortgage Banker for 18 years, specializing in Fannie Mae, Freddie Mac, FHA, Jumbo and general loans. We understand that every client is different and that is why we work hard to qualify our clients whether they have hourly income, salary or self employed borrowers. If you've considered purchasing or refinancing, give me a call so we can help and go over your opti

09/04/2024

🎉 Big congratulations to the Fuller Family on their new home! 🏡✨ As first-time homebuyers, they were looking for a place with more space and a yard to accommodate their growing family.

A huge shoutout to their amazing agent, Joseph Guerrero from The Brad Korb Real Estate Group, for expertly guiding them through every step of the journey.

Here’s to new beginnings and making wonderful memories in their new space! 🥂🔑

Photos from The David Garcia Team at Vault Mortgage's post 09/02/2024

Have questions about the new commission rules? Tap through ➡️ to learn how the new rules will affect you as a Buyer and Seller.

For additional information give us a call at 818-795-3818. We'll discuss your options and give you a break down of the pre-approval process!

Photos from The David Garcia Team at Vault Mortgage's post 08/29/2024

ATTN: Are you on a 1099? We have solutions for borrowers who receive 100% commission income or on an independent contractor basis (from one or several companies) and receive an IRS form 1099.

Let's discuss your options! Give me a call today at 818-795-3818 for more information.

Photos from The David Garcia Team at Vault Mortgage's post 08/23/2024

Cómo calificar para un préstamo hipotecario sin recibir un W2.

¡Para más información llámame al (818)795-3818⁠ para iniciar su proceso de aprobación previa!

08/19/2024

Congratulations to the Aquino Family on their new home! 🏡 We're thrilled to have helped them achieve their lifelong dream of homeownership with a CalHFA loan. A special shoutout to Joseph Guerrero from the The Brad Korb Real Estate Group for finding the perfect place to call home.

Here's to new beginnings and lasting memories!

08/14/2024

There are costs associated with taking out a that you may not be familiar with. We're committed to transparency and ensuring you understand every detail of the mortgage process!

If you’re considering purchasing a home or simply want more information about the mortgage process, don’t hesitate to reach out! Call me today at (818) 795-3818 to kickstart your pre-approval and get the answers you need.

08/09/2024

Here's your summer of the week 💡 Families that have purchased in the past with out team are not taking advantage of refinancing with no extra cost.

🚨🚨If you purchased from our team in the last 18 months we offering you the chance to refinance with NO LENDER FEES! 🚨🚨

Give us a call at 818-795-3818 right away to discuss your options!

08/07/2024

Congratulations to Kathy and Edwin on their beautiful new ! 🏡✨ Their journey began a few years ago, and today, they're upgrading to a spacious new haven.

A heartfelt thank you to their amazing agents, Gil Hernandez Carlos Rodriguez for turning this dream into reality! 🌟

Photos from The David Garcia Team at Vault Mortgage's post 08/05/2024

KEY STRATEGIES CONTINUED 💸 Unlocking the power of STRATEGIC INVESTMENT🔑 From snagging undervalued properties to renovating for added value and exploring emerging markets, these strategies are your keys to maximizing returns and accelerating wealth. 📈

Make sure you are following for more mortgage and real estate !

08/02/2024

🚨🚨 Interest rates are ⬇️ decreasing, meaning that your buying power will also siginificantly increase!📈

Watch my latest video to learn more. As always, if you have any questions or want to discuss further, give me a call at 📞 818-795-3818.

08/02/2024

Absolutely thrilled for the Antonio Family on their new home purchase! 🏡 They made the big move from their condo to a beautiful single-family home, perfect for their growing family. Huge shoutout to their agent, Danny Umana , for guiding them to their dream home. Cheers to new beginnings! 🎉🔑 Umana Realty Group

07/30/2024

Whether you're purchasing or refinancing let us help find the right option for you! Give us a call at 818-795-3818 to begin your pre-approval process and learn your options! 🏡

07/26/2024

Here's your of the week💡 We recently posted that credit card defaults at a twelve year high as well as automobile repossessions. So how can your earn equity help you in this situation?

Watch our latest video to find out!

If you have additional questions or want to run a scenario by us, give us a call at 818-795-3818 for more info!

Photos from The David Garcia Team at Vault Mortgage's post 07/25/2024

KEY STRATEGIES CONTINUED 💸 Unlocking the power of RENTAL INCOME 🔑
Turning rental properties into a source of passive income! Monthly rent payments can cover your mortgage, maintenance costs, and give you that extra cash flow boost. 💸🏡

Make sure you are following as we discuss STRATEGIC INVESTING next week!

07/22/2024

Nothing beats that "clear to close" notification 👏🏽👏🏽

07/18/2024

🏡✨ Another successful escrow closed! Congratulations to Bryan and Kristy for the purchase of their first home! 🥂 We are thrilled to have been part of your journey and a big shout out and thank you to their realtor and our trusted partner, Silvia Amador Team - DRE # 01228159 for helping our clients find their .

Ready to find your dream home too? Give us a call at 818-795-3818 to begin your pre-approval process!

07/17/2024

Absolutely thrilled for Phillip and Kerri on their new home! 🏡✨ As VA Buyers, they made the most of their benefits and secured Kerri's childhood home in .

If you're looking to buy a home, reach out! Our team is here to help you find the resources and programs you and your family can qualify for 📞818-795-3818

07/14/2024

TODAY🚨 Come check out this turn key, 2 bed/2 bath condo in ! For more information contact

🏡 4804 Magnolia Blvd, #15, Sherman Oaks, CA

07/11/2024

💡Here's your of the week! There are plenty of programs available to you and your that can help with your down payment and closing costs. It's all about working with the right team to get you to the finish line!

For more and make sure you are following !

07/09/2024

💡Paying off consumer debt like credit cards with very high interest rates can bring your monthly payments down - even if you refinance that low-rate mortgage you got a few years to go!

By consolidating your debts and paying off those high-interest credit cards, you could actually save money every month, wile just making minimum payments. Imagine what you could do with that extra financial breathing room. 🧘‍♂️

🚨Even if the overall rate goes up, the monthly payments come down, and the monthly payments are actually 🚨paying off the debt🚨 on schedule instead of just treading water with minimums.

For more and make sure you are following or give us a call at 818-795-3818 for more information!

Photos from The David Garcia Team at Vault Mortgage's post 07/05/2024

KEY STRATEGIES CONTINUED 💸 Unlocking the power of DIVERSIFICATION:
Real estate offers diversification from traditional investment assets like stocks and bonds. Including real estate in your investment portfolio can help spread risk and stabilize overall returns.

Make sure you are following as we discuss RENTAL INCOME next week!

07/04/2024

Happy Independence Day! Wishing everyone a joyous celebration with your loved ones 🎆🇺🇸

07/02/2024

Grateful for the trust and appreciation! Ensuring every signature's in place and every avenue explored to secure your approval. Let's keep pushing forward 💪🏽

06/28/2024

💡Here's your Real Estate of the week! Begining July 1st, Sellers will be required to submit additional information on their TDS to disclose recent repairs during escrow. Watch our latest video to learn more on what is expected from your Sellers, and how to prepare your Buyers to ask the right questions.

For more and make sure you are following !

Photos from The David Garcia Team at Vault Mortgage's post 06/26/2024

KEY STRATEGIES CONTINUED 💸 Unlocking the power of LEVERAGE: By using tools like mortgages, you can control substantial assets with a modest upfront investment. This strategy multiplies your potential returns, enabling you to acquire multiple properties through borrowed funds.

Make sure you are following as we discuss DIVERSIFICATION next week!

06/21/2024

Real Estate Tips💡 If you're looking to purchase a condo, or townhome, the HOA rules are beginning to change in regards to what items are needed upfront. While every HOA is different, our team is working with our agent partners, to make sure we keep our clients informed and guide them in asking the right questions!

Have questions regarding the real estate market or mortgages? Drop it in the comments below ⬇️⬇️

For more and make sure you are following !

Photos from The David Garcia Team at Vault Mortgage's post 06/19/2024

KEY STRATEGIES CONTINUED 💸 Let's look at PROPERTY APPRECIATION: Real estate has historically appreciated in value over the long term. By owning property in areas with strong economic growth or high demand, you can benefit from property appreciation, further increasing 📈 your wealth through .

Make sure you are following as we discuss LEVERAGE next week!

06/14/2024

Over the next couple of weeks we'll be discussing KEY STRATEGIES that will help you build through 💸

🏡 Let's begin with PROPERTY OWNERSHIP: Purchasing property, whether residential or commercial, allows you to build equity over time. As property values increase and mortgages are paid down, your next worth grows📈

Make sure you are following The David Garcia Team at Vault Mortgage

06/13/2024

Here's your Real Estate Tip💡 Working with an experienced Real Estate agent will ensure that you are being represented, protected and be able negotiate pricing and credits later in the escrow process.

For more and make sure you are following !

Photos from The David Garcia Team at Vault Mortgage's post 06/07/2024

Unlock the power of your home equity! 🏡💰 Swipe through to discover how tapping into your can pave the way for debt consolidation, investing in additional properties, or tackling those much-needed home repairs.

Our team is ready to guide you through your options! Give us a call at 818-795-3818 for more information.

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Videos (show all)

Here's your summer #RealEstateTip of the week 💡 Families that have purchased in the past with out team are not taking ad...
#MORTGAGEUpdate 🚨🚨 Interest rates are ⬇️ decreasing, meaning that your buying power will also siginificantly increase!📈W...
Here's your #RealEstateTip of the week💡 We recently posted that credit card defaults at a twelve year high as well as au...
Nothing beats that "clear to close" notification 👏🏽👏🏽
#OpenHouse TODAY🚨 Come check out this turn key, 2 bed/2 bath condo in #ShermanOaks! For more information contact @mannys...
💡Here's your #RealEstatetip of the week! There are plenty of programs available to you and your #family that can help wi...
💡Here's your #Summer Real Estate #tip of the week! Begining July 1st, Sellers will be required to submit additional info...
#Summer Real Estate Tips💡 If you're looking to purchase a condo, or townhome, the HOA rules are beginning to change in r...
Here's your #Summer Real Estate Tip💡 Working with an experienced Real Estate agent will ensure that you are being repres...
Are you self-employed? Looking to secure a #HomeMortgage? 🏡 Our team can help you qualify with bank statement loans, pro...
Long weekend or not, we’re here to assist you! Give us a call at 818-795-3818 for more info. 📞 #MDW #HolidayWeekend
#MortgageMinute 🚨🚨Yesterday's news shows that the CPI report, that the feds use, showed inflation coming in lower than a...

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11845 W Olympic Boulevard, Ste 830W
Los Angeles, CA
90064

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