Mike Feingersh Real Estate Financing

RE Market Update - https://mailchi.mp/33479e07a0a5/re-market-updateBeat the high interest rates with an interest only or 40 year amortization loan; Qualify easier. Even with higher mortgage rates, paying off credit card debt with a 2nd mortgage or HELOC or a straight refinance can make sense!!
Reverse Mortgages, commercial loans and alternative documentation to Tax returns available. Call Mike for all the options!!!

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Great Mortgage Financing Options!! - https://mailchi.mp/edec20e77493/great-mortgage-financing-optionsInterest only loans to beat the high rates, multi-family, commercial loans, get cash with a HELOC or cash out interest only to pay the high rate credit cards!
Reverse Mortgages- one call solves it all!! Mike Feingersh 818 943 5321.

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Market- It is what it is!!!! - https://mailchi.mp/5b5401d6931d/market-it-is-what-it-is We can't control the market or interest rates, but there are options to beat the high rates we have been hoping would creep down.
Reach out to Me to find out how the wide variety of product suite can help you get the cash you need to pay credit card debt or beat the high interest rates that are crippling the wallet!!
Be well and stay dry!!

Market- It is what it is!!!!  The US debt now well above $34 trillion is no longer tomorrow’s problem.  Massive Treasury issuance in the coming months may put additional pressure on bond yields.

https://mailchi.mp/cdddfb0f4c3d/rates-creeping-downWell, There is some decent news in the Real Estate world. Rates are trickling down a bit, and inflation is cooling slightly. Fed may not lower rates as soon as we woul dllike, but we have solutions to carry mortgage borrowers and home buyers through and beat high rates.
Call and get the scoop! Mike's finger's on the pulse!!

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Rates ain't so bad - https://mailchi.mp/5e4b5df28474/rates-aint-so-bad With a banking relationship, rates on Jumbo mortgages go below 6% to $3.5 million.
It may be time for a consolidation of debt with a refinance or Home Equity Line of credit.
Reverse mortgages are a great tool and can be used to purchase a home, refinance for cash or even a Line of Credit behind your existing mortgage. Can be as "young" as 55 years of age to qualify.
Be well everyone!!

Rates ain't so bad For the moment, the bond market is betting on lower interest rates despite a better-than-expected December Jobs report and a hotter-than-forecast CPI print. PPI, or wholesale inflation, helped reinforce the belief that inflation should continue to trend downward, a view we share but with some skept...

https://mailchi.mp/468fabe98e6d/rates-fall-under-6Rates have settled under 6% for conforming loans!!
Get property taxes and credit card debt paid and in control!!
Happy Holiday, count your blessings and enjoy!!

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RATES IMPROVING!! - https://mailchi.mp/de6a190aee3c/rates-improvingRates are now under 7% with no points. Call Mike to assess options on Reverse mortgages, Equity lines of credit, consolidate debt, pay holiday bills or cash out to ease high interest rate credit card debt, pay property taxes,
Happy Holidays to all and to all a GREAT HOLIDAY SEASON!!!

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Rates are FALLING!! Market Update - https://mailchi.mp/c4410d7740a0/rates-are-falling-market-update
Rates are down and Fannie/ Freddie Loan Limits are up!!
No income documentation loans, Equity Lines to pay holiday bills, property taxes and credit card debt MUCH LOWER THAN CREDIT CARD RATES!!
Call Mike now 818 943 5321.
Happy Holidays, Be safe!!

Rates are FALLING!! Market Update In today’s market, independent mortgage brokers, Like us at Lend to America, with a wide range of lending options are providing value to potential borrowers. As a banker, we offer flexible underwriting!!

MORTGAGE RATES EASE!! - https://mailchi.mp/0f61835dc427/mortgage-rates-ease Interest rates are coming down a bit. On Jumbo Mortgages we can go below 6% now. Don't forget the reverse mortgage for purchase, cash out with no pre pay penalty, no risk to heirs. Call Mike for an assessment of your possibilities...HAPPY THANKSGIVING!! Don't forget to count your blessings. Be thankful for the little things. Press on and SMILE!!

MORTGAGE RATES EASE!! Interest rates continue to settle as the 10-year Treasury settling around 4.500%, with emerging signs of easing inflation and potentially achieving a soft landing for the economy (meaning no recession or a mild one).  We believe the Fed will keep rates higher for an extended period, even though t...

https://mailchi.mp/d8dc17d46da5/rates-and-t-bonds-downIn this classic bad news is good news siguation for bonds adn stocks, the markets have found comfort in the 10- Year T-Bonds falling back to around 4.5%. Assuming the 10 year stays at this level it is NOT impossible for the rates to fall back in the mid-5's!!!
Now, We have an exclusive program: 7 yr fixed Jumbo at 5.875% with a banking relationship. Call for info on all programs.

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Market Perspective - Our experienced and dedicated broker team actively seeks the best ex*****on for each deal by matching a borrower’s financials with the best-priced lender. Given our expertise in reviewing complex financials and a unique suite of products, our hard work continues to pay off as clients trust us to secure their unique mortgages.

Market: 10 yr hits 16 year High! - Bond yields are high, this affects car loans, credit card rates, mortgage rates and so on. There are ways to beat these increases to ride out the storm! Let me navigate you through these options so you can take a deep breath. Happy Halloween!!!

Zillow reported home values declined by 0.1% in September, the first monthly decrease since February, prices are still 2.1% higher than in September of last year. Home values are on pace to increase 6% this year according to Zillow. Fall usually slows the housing market as families with school-age children like to be settled ahead of the school year.
Reverse mortgages, interest only, 40 yr loans, equity loans: pay taxes, high interest credit cards, Holiday bills- CALL ME!!!

https://mailchi.mp/69e14958e7f1/rates-are-down-and-new-loan-limits-are-up Fannie/ Freddie loan limits are now at $750,000+!!! the High balalnce loan limit will be in the neighborhood of $1,130,000.
This gives us more borrowing power at lower interest rates. Let's look into how to reduce debt and prepare for these upcoming holidays, Property taxes, income taxes, credit card debt, home improvement...an Equity Line, refinance to a 40 year amortization or interest only, or a REVERSE MORTGAGE can be an option.
Call Mike for a quick value assessment and quote.

Rates are DOWN and NEW Loan limits are UP!!! A better-than-expected jobs report had a strong negative impact on both the bond and equity markets Friday morning, with the initial market reaction suggesting that good news might be bad news for bonds. However, a closer examination of the jobs report data reveals that wage increases are flattening...

RATES and Market UPDATE!! -
Inflation Readings fail to lower rates.
Remember, your home is you're long term commitment, your mortgage will eventually be refinanced.
Call for Reverse mortgage, Equity loans, interest only and 40 year amortizations to beat the heat of these mortgage rates.
Patience will win the day!!

Mortgage RATES/Market Update -
Rates are not looking great, but in these times getting cash with a 2nd mortgage or HELOC is still greatly beneficial.
Reverse Mortgages, Jumbo Loans, FHA ( over a point lower than a conventional loan) and more.
call to inquire....I have a solution for you!!

Market Update and RATES! - Bonds continue their upward trajectory. Fed hike by year end is expected. 1st time homebuyer loans up to $1.5 million, Bridge loans (NOT hard money) and limited/NO income documention loans available. There are great borrowing opportunities to pay down credit card balances, property tax bills and prepare for the upcoming holidays. The Reverse Mortgage can be a great tool to purchase a home or obtain cash without jeopardizing a Trust or inheritance.

AGENT INSIDER Event - https://www.eventcreate.com/e/agentinsider/?aid=9655090
Sagebrush Cantina
September 12 @ 4-7pm
Exclusive to Realtors
Join us for our Agent Insider Event series, as we welcome fantastic speakers to give you insight on the best ways to grow your business!
Featuring renowned keynote speaker:
Patrick Ferry - Tom Ferry International Real Estate Coach

Agent Insider 2.0 | September 12, 2023 Join us on September 12th

Make those deals happen!! Today's buyer's need a well versed, experienced lender with a product suite to ASSURE their transactions are smooth. The consummate Real Estate Professional needs a lending partner that can navigate through buyers that are TRULY eligible and qualified with 10 DAY CLOSE potential. Reverse Mortgages, First Time Homebuyer up to $1.5 Million, No doc and ltd doc loans, bridge loans (not hard money) Non-QM, Hard money and MORE!

Mortgage RATES and Market Update - https://mailchi.mp/26b369eaa3ae/mortgage-rates-and-market-update
First Time Home buyer rates up to $1.5 Million!!!
Need Cash out to pay Credit Cards, Tuition, Home improvement?
Retirement and Inheritance analysis, Reverse Mortgage (NOT more expensive), Bridge Loan. Call for all Real Estate and Mortgage information.

Market Update and RATES!! -
Utilize a Mortgage Banker AND BROKER for your most flexible financing needs. Jumbo, Interest only, Limited and NO DOCUMENTATION loans for the Occupied home as well as the Investment property. Construction loans available as well!

Hey Everyone!
Interest Rates are not that bad. presently a loan $726,200- $1,089,300 are at
6.375% at NO POINTs and
5.875% at 1 point cost!
Jumbo Loans > $1,089,300 to $3 million are at
6.5% at NO POINTS and
5.875% at 1 point cost and
INTEREST ONLY Loans up to $3 million at
6.5% at 1 point cost.....
Be well, Stay well and Happy Birthday to all our Ta**us and Gemini Friends out there!!!

Hey everyone! By now you may realize I had a breach of my facebook account. Has been resolved and I apologize for any inconvenience.

Happy Passover, Easter and Nowruz!!!!

5.75% conforming 30 yr Fixed; @ NO points up to $726,200
5.375% FHA NO POINTS

6.00% HB conforming 30 yr fixed; NO points >$726,200 to $1,089,300

6.375% JUMBO to $3 million: NO points Fully amortized
Interest Only Jumbo 7.0%

Alternative documentation (bank statements, P and L, 1099 only, DSCR for investment), “A” paper Bridge loans, Hard Money, and more!!

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