Meas Consulting Services
Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Meas Consulting Services, Business service, 716 Middlesex Street, Suite #6, Lowell, MA.
Meas Consulting Services provides personal, private and confidential COVID-19 Disaster Loan application & Document preparation, Real Estate, Tax and Insurance Services.
The obstacles to success!
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Are you a small business owner (gym, restaurant, bar, food truck or nail/hair salon)? And did you know that the Commonwealth of Massachusetts has made an additional $668 million available in the form of grants to support small business likes impacted by COVID-19 that you can apply ?
The deadline is January 15, 2021. Are you interested and needs help in applying for the grant? Please inbox me to schedule an appointment.
A word of CAUTION: While you can take out money from your retirement account during this COVID-19 crisis without penalty, you MUST resist this temptation at all costs possible.
First rule of savings.....don't withdraw money out of your retirement....NO...NO....while no penalty, there are federal and state taxes that you have to pay in 2020 tax year.
Second rule is - don't sell off your portfolio holding while the market is in a downturn as it is now. It takes a long time to regain the money you will lose when you are selling your portfolio holdings now.
There are plenty of resources to help you and your family riding out in this dire economic climate. This crisis will be over soon. Hang tight and Hang tough.
Here is how:
1) Mortgage/Car Payment/Lease - Call your bank/loan servicing company (find the name on your mortgage statement) to request a forbearance for the next 90 days. This means that your missed three month payments will be tagged on to the loan maturity date. For example, if you still have 200 months on your mortgage, the your mortgage maturity date will be extended to 203 months. Same logic with car loan or lease payments;
2) Rent - Call your landlord and request a forbearance for 3 months. Workout an payment arrangement with the landlord;
3) Utilities such as electricity, gas and cable - call your utility provider and request a payment forgiveness altogether or pay as much as you can afford (most will allow you to pay just 1/3 of the balance now with no interest or penalty);
4) Food - apply for SNAP Assistance. If you are currently receiving SNAP benefits, call for an increase as you and your family eat more during quarantine. If you are not currently receiving benefits, call and ask for assistance. There is NO shame in feeding your family;
5) Of course there are local food bank and other services that may be able to help you out by giving you a hand up - not a handout!
But whatever you do, DO NOT CASH OUT your retirement account.
Are you a Small Business Owners, restaurant/bar/salon, and had experienced net operating losses in 2018 or 2019, and that may experience losses in 2020? You are eligible to carry back those loss amounts for five years.
Do you want to know more and want a REFUND from the IRS now under the CARES Act, instead of having the tax benefit deferred to future years? Please inbox or schedule an appointment for private and confidential discussion.
Click here to claim your Sponsored Listing.
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716 Middlesex Street, Suite #6
Lowell, MA
01851
116 John Street
Lowell, 01852
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