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If you are a North Carolina State Government retiree or a military retiree who has the drug plan as part of your retirement package, you may be able to save between $2000- $4000 per year with your options concerning Medicare. You may call me at 910-301-7479 for a no obligation review of your options.

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Contact us today at 910 301 7479 or [email protected] for a no obligation review. You may help me get this information out by sharing this post. Thanks

About 10,000 people turn 65 every day, and along with that milestone comes a challenge: You need to get up to speed on the many ins and outs of Medicare. There’s a lot at stake. You have to pick supplemental insurance to fill Medicare’s coverage gaps, and you might have to switch to less-expensive versions of some medications. If you don’t sign up by the deadline or you make other mistakes, you could end up with lifetime penalties, denied claims or big bills you shouldn’t have to pay. Contact us today with any questions you might have!

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.

Medicare Part C is not a program that you enroll in at Social Security. Instead, it is the official name for the program we now know as Medicare Advantage. Medicare Part C plans provide you an alternative to traditional Medicare. They are optional, so not everyone will feel like Part C is the best fit for them.

About 10,000 people turn 65 every day, and along with that milestone comes a challenge: You need to get up to speed on the many ins and outs of Medicare. There’s a lot at stake. You have to pick supplemental insurance to fill Medicare’s coverage gaps, and you might have to switch to less-expensive versions of some medications. If you don’t sign up by the deadline or you make other mistakes, you could end up with lifetime penalties, denied claims or big bills you shouldn’t have to pay. Contact us today with any questions you might have!

A Medicare Advantage plan may best fit your needs

A Medicare Advantage plan from UnitedHealthcare combines the benefits of Original Medicare (Parts A and B) with additional benefits such as vision, hearing and dental coverage, all for one premium - some as low as $0 a month. If you are eligible to enroll, a Medicare Advantage plan offers:

BENEFITS
Our 2023 Medicare Advantage plans are new and improved — with better-than-ever dental, vision, prescription drug coverage and over-the-counter benefits.

COST
Quality care with $0 primary care copays and $0 premiums on most plans.

COVERAGE
Medicare Advantage’s largest national provider network1, now with more doctors and specialists.
View plans and pricing
Reasons why you may be eligible to enroll today:
You are 65 and newly eligible for Medicare or have a qualifying disability.
You are retiring and losing your current coverage.
You have moved out of your current Medicare plan’s service area.
You have a chronic condition like diabetes or chronic heart failure.
You have Extra Help, Medicaid or a Medicare Savings Program (MSP).

Who’s planning to go to the State Fair this weekend .

Medicare Special Needs Plans (SNPs) are a type of Medicare Advantage plan that provides coordinated care to beneficiaries with specific needs or situation. Like all Advantage plans, Special Needs Plans will have a network, usually either an HMO or a PPO.

A Medicare certified provider is a health care provider (like a home health agency, hospital, nursing home, or dialysis facility) that's been approved by Medicare. Providers are approved or "certified" by Medicare if they've passed an inspection conducted by a state government agency. Medicare only covers care given by providers who are certified.

True or False: Medicare Part B Is Free?
False: Medicare Part B is not free. You may pay premiums, deductibles, copays and coinsurance out of pocket, just like with any health insurance plan.

People crossing our southern border are coming from a number of countries across the world. Some have reported that many come from as many as 150 plus countries. Have you encountered any of those persons locally? Let me share my experience lately. I have been out and about in the community lately. At the West 5th Street Flea Market in Lumberton, I have encounter persons from Haiti, Western Africa, and recently even Fiji (Fiji (/ˈfiːdʒi/ (listen) FEE-jee, /fiːˈdʒiː/ fee-JEE,[13]; Fijian: Viti, [ˈβitʃi]; Fiji Hindi: फ़िजी, Fijī), officially the Republic of Fiji,[14] is an island country in Melanesia, part of Oceania in the South Pacific Ocean. It lies about 1,100 nautical miles (2,000 km; 1,300 mi) northeast of New Zealand.) The three people that I met spoke very little English. The could say money and you pay, but other than that they did not seem to be able to speak very much English. Question: wonder how they arrived here and who paid their transportation costs and who is paying for their living cost in the US. Hummm...>

For Original Medicare, Part A and Part B, a simple way to determine your exact Medicare effective date is to refer to the lower right corner of your Medicare card or to refer to your letter from either the Social Security Administration or the Railroad Retirement Board.

Open enrollment for those who are Medicare is fast approaching and those who are just turning 65 years of age have some important options to consider during this time. I am a Medicare Specialist and can help share information that you will find helpful as you make your decisions. 910-301-7479.

A POS Plan is a type of plan in which you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist.

How is a Cancer Plan different from a traditional medical plan?
Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Cancer Plan pays an immediate one-time, lump-sum payment directly to the insured upon initial diagnosis of covered cancer. The cancer insurance policy benefit can be used for any purpose you choose.

About 10,000 people turn 65 every day, and along with that milestone comes a challenge: You need to get up to speed on the many ins and outs of Medicare. There’s a lot at stake. You have to pick supplemental insurance to fill Medicare’s coverage gaps, and you might have to switch to less-expensive versions of some medications. If you don’t sign up by the deadline or you make other mistakes, you could end up with lifetime penalties, denied claims or big bills you shouldn’t have to pay. Contact us today with any questions you might have!

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.