Al Colacello at Prosperity Home Mortgage
I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR# 143943
PHM, LLC NMLS#75164
Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage
07/29/2024
When it's your offer vs. the market, we're here with the competitive edge you need. 🏠💪
Ready to make a move? Contact us today! 📞🏡
🏆 Going for the Gold with Prosperity Home Mortgage! 🏅
This weekend, while you're cheering on the world's best athletes, remember we're here for you. With our CompetitivEdge program, we're helping you achieve your homeownership dreams, even on weekends! Whether you're looking to buy or even refinance, we’re committed to giving you a winning advantage.
Buying a home in this market can throw you some curveballs. We hit it out of the park with CompetitivEdge! Be SURE you have the Edge when making a home offer. ⚾️🏡
07/25/2024
🏡✨ Stand out in today's competitive market with our HomeSURE Advantage! Buyers get a firm commitment, sellers receive well-qualified offers, and agents benefit from timely closings. Plus, our $30,000 On-Time Closing Guarantee adds extra peace of mind. Give yourself a and make your offer shine!
07/24/2024
We are thrilled to introduce CompetitivEdge℠, designed to give home buyers, sellers, and real estate agents a significant advantage in the market. This innovative program is crafted to ensure smooth, secure, and timely transactions, providing unparalleled confidence to all parties involved. Reach out today to get the Edge!
CompetitivEdge℠ is Here! In the fast-paced and competitive world of real estate, having an edge can make all the difference. Prosperity Home Mortgage is thrilled to introduce CompetitivEdge℠, designed to give home buyers, sellers, and real estate agents a significant advantage in the market. This innovative program is cra...
07/23/2024
Prosperity Home Mortgage puts our money where our mouth is with our CompetitivEdge On-Time Closing Guarantee! Secure $15,000 for your seller and $15,000 for your listing brokerage if we miss the mark (i.e. the loan does not close as-scheduled). Partner with a lender who stands behind their promise.
07/22/2024
Be SURE you have the Edge when making a home offer. With Prosperity Home Mortgage's CompetitivEDGE program, you're HomeSURE Advantage approved and your offer is backed by our $30,000 On-Time Closing Guarantee. Secure your first home, next home, or dream home with confidence and stand out in today's market. With us, you're not just a buyer; you're a winner.
*Not all borrowers will qualify.
07/19/2024
🔔 Market Update Alert! 🔔 Discover the latest trends in the housing market with our exclusive Market Update blog. 🏡📊 Learn about current mortgage rates, home price trends, and what to expect in the coming months. 📈💼 Don't miss out on expert insights that can help you make the best financial decisions.
Market Update - July 19, 2024 This Market Update is written by our Capital Market specialists each week to bring you insight into what's happening in the market and how it may affect mortgage rates and real estate trends.
07/17/2024
🔑 Ready for a Fresh Start? 🔑
Imagine a mortgage experience where you feel supported every step of the way. That's what you get with Prosperity. Our CEO, Justin Messer, says it best: "Choosing Prosperity means choosing a partner who is with you every step of the way. Our commitment to innovation and customer satisfaction sets us apart in the mortgage industry. We are here to help you achieve your homeownership goals with ease and confidence."
We’re here to turn your dreams into keys. With our dedicated team and innovative solutions, the path to your new home has never been clearer. Why wait? Let's make your homeownership journey unforgettable!
07/16/2024
Discover the power of Prosperity Home Mortgage's Rate Rollback program! Enjoy rolling back rates like it's a time machine for your wallet and getting a lower interest rate for the first year without breaking a sweat. With our 1-0 Buydown, Prosperity Home Mortgage funds the interest rate reduction, offering you upfront savings and peace of mind—no seller concession needed!
Join us today and experience the Prosperity difference!
07/15/2024
Discover the 🔑 Factors That Affect Your Home Loan Interest Rate! 🏡💰 Understanding these 7 key elements can help you secure the best mortgage rate and save money. 📉💡
Rate
07/12/2024
5.0 star review received on Experience.com for Albert Colacello by Christopher I - Thank you for a great experiencing purchasing our first house.
New ★★★★★ 5 Star Experience.com Review by Christopher I Click to see all 420 reviews of Albert Colacello at Prosperity Home Mortgage - Bristol, Senior Mortgage Consultant | NMLS # 143943
🦈 Shark Week Special: Is it Time to Refinance? 🦈
Feeling like you're swimming in debt? Just like a life preserver can save you from the jaws of a shark, a cash-out refinance may be able to help you combine high-interest debt into one more manageable payment. Dive into a better financial future with Prosperity Home Mortgage. 🌊📱💡
*Not all borrowers will qualify.
07/10/2024
Open houses on your schedule?
Here’s another pro tip: Have your pre-approval in hand! 📝 This way, you’re ready to make an offer if you meet your dream home at an open house.
For more open house etiquette, swipe through our carousel!
07/09/2024
🔍We're back with another Terminology Tuesday! Our goal is to simplify the mortgage process with clear, understandable terms. This week, we're diving into Underwriting – one of the most fundamental steps in originating a mortgage! 🏡
Proudly Serving Those Who Serve 🇺🇸
We’re busting myths and breaking down misconceptions about VA loans to ensure our veterans get the benefits they earned. Our VA Home Loan Advantage program offers exceptional benefits for veterans and ensures a smooth process for all parties involved.
Real Estate partners - discover why VA loans are a great choice for your buyers and sellers.
VA Home Loan Advantage - We're Built For This.
07/05/2024
Fire up your grill and get ready to enjoy our Signature PHM Burger! 🍔✨ Perfect for your next cookout, this burger is packed with flavors we think you'll enjoy. Whether you're a client, a real estate partner, or part of our PHM family, we want to see your burger creations too! Tag us and use to share. Wishing you a delicious and fun-filled weekend!
Happy Independence Day from all of us at Prosperity Home Mortgage! Wishing you a day filled with celebration, freedom, and joy. 🎉🗽
07/04/2024
5.0 star review received on Experience.com for Albert Colacello by Cynthia S - Albert was always available when we had any questions and explained everything to us thoroughly. He made us feel like he really cared. Thank you Albert for everything!!
New ★★★★★ 5 Star Experience.com Review by Cynthia S Click to see all 419 reviews of Albert Colacello at Prosperity Home Mortgage - Bristol, Senior Mortgage Consultant | NMLS # 143943
07/03/2024
🏡 May 2024 REALTOR® Confidence Index Highlights! 🏡
Median existing-home price: $419,300
All-cash sales: 28% of transactions
First-time buyers: 31% of sales
Average time on market: 24 days
Empower your clients with the latest market insights! Partner with Prosperity Home Mortgage to stay ahead in this dynamic market.
📈 Let's work together to make homeownership dreams come true!
Source: NAR Research and nar.realtor
07/02/2024
🏡💭 Should You Buy a Home Now or Wait? 🤔✨ Navigating the housing market can be challenging, but we're here to help! Let's weigh the pros and cons together and consider your unique situation.
Whether you're ready to take the plunge or prefer to wait, we’ll provide the insights and guidance you need to make the best decision.
Focus on Time in the Market, Not Timing the Market Should you buy a home now or should you wait?
🏠✨ Experience a faster, more streamlined closing with Rapid Close! Our innovative process allows you to e-sign most closing documents before settlement, reducing time at the closing table to just minutes. Say goodbye to piles of paperwork and hello to your new home! 🏡🚀
06/30/2024
5.0 star review received on Experience.com for Albert Colacello by Dylan L - Al was professional, responsive, informative, and got things done in a very timely manner.
New ★★★★★ 5 Star Experience.com Review by Dylan L Click to see all 418 reviews of Albert Colacello at Prosperity Home Mortgage - Bristol, Senior Mortgage Consultant | NMLS # 143943
5.0 star review received on Experience.com for Albert Colacello by Yvelisse S - Al was a great person to work with.
Even during a busy summer, we've got your home-buying needs covered! 🌞 Whether you're by the pool, camping, or enjoying a BBQ, we're available even on the weekends. Reach out to Prosperity Home Mortgage and let's turn those summer weekends into house hunting adventures! 📞🏡
06/26/2024
A home is so much more than just a roof over your head. It's an asset that grows in value over time, boosting your net worth.
"Homeownership has long been tied to building wealth - and for good reason. Instead of throwing rent money out the window each month, owning a home allows you to build home equity. Over time, equity can turn your mortgage debt into a sizeable asset." - Realtor.com
For the 12th year in a row, real estate has been voted the best long-term investment. 📈✨
06/25/2024
Understanding homebuying grant programs can be overwhelming, but you're not alone. With over 2,000 down payment assistance programs available across the country, Prosperity Home Mortgage is here to guide you every step of the way. Discover how we can help you navigate these options and secure the support you need for your dream home.
06/24/2024
🏠✨ Maintaining your home is easier than you think! Discover practical tips to streamline upkeep and ensure your home stays comfortable and ready for summer fun. From simple maintenance tasks to efficient upkeep strategies, we've got you covered. Swipe through for some summer-savvy homeowner tips! 🌞💡
Ever wonder why PHM stands out? It's because we see the BIG picture! 👀
From homeownership to renovation and refinancing, YES, PHM CAN! We’re here to turn your home dreams into reality, one BIG step at a time.
Ready to see the BIG difference? Contact us today!
06/20/2024
Cheers to the first day of summer and all the sweet moments it brings! 🍦 Whether you’re enjoying an ice cream cone or dreaming about your perfect home, summer is the season for new beginnings. We’re here to help you find a home you'll love. What’s your favorite summer memory or dream home feature? Share with us in the comments!
Click here to claim your Sponsored Listing.
Al’s Story
Albert Colacello (NMLSR # 143943) is a Senior Mortgage Consultant with over 14 years of experience in the mortgage financing field, licensed as a Mortgage Loan Originator in both Pennsylvania and New Jersey. Al’s professionalism, persistence, and perseverance are well-recognized by the many real estate professionals and home buyers with whom he has worked throughout his career.
In addition, Al possesses a Bachelor’s degree in Business Economics from The University of California. His background in economics serves to help him educate both clients and business partners about the many options in the home financing process, so all parties can be well-informed about the mortgage process creating an efficient loan transaction.
While at the University of California, Al played NCAA Division 1 Golf and subsequently spent 3 years as a professional. Al and his family are actively involved with Special Olympics New Jersey and its many programs throughout Mercer County.
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357 Route 9 South
Manalapan, NJ
07726
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500 Craig Road Suite 201 & 202
Manalapan, 07726
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Loan Officer NMLS# 228484 | Corp NMLS#237341 American Financial Network Inc. Equal Housing Lender