Jessica Knight, NMLS #419450 - TowneBank Mortgage

5.0 star review received on Experience.com for Jessica Knight by Maria D C B - Jessica is definitely a go-getter for her clients. You know she is in your corner from the start and she does not back down from the challenge of getting the best deal possible. I had confidence in knowing she would get the job done. She understood my needs and really cared about getting me in my new home. So grateful for everything she did!!!

New ★★★★★ 5 Star Experience.com Review by Maria D C B Click to see all 31 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

Happy Father's Day
Today we celebrate all the amazing dads and father figures who give their love, support, and wisdom every day.
Enjoy your special day!

5.0 star review received on Experience.com for Jessica Knight by Kristian M T - Jessica answered all questions and was timely with everything needed to close.

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5.0 star review received on Experience.com for Jessica Knight by OMER I - Jessica knight was very helpful and answered all my questions and concerns in a timely manner

New ★★★★★ 5 Star Experience.com Review by OMER I Click to see all 29 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

5.0 star review received on Experience.com for Jessica Knight by DEBRA G B - I felt as if Jessica was only working for me. She was very attentive to my needs and goals. Constantly in touch and responding when I had a question. She was also very complimentary to me about my handling of my affairs. That really meant a lot to me, especially at my age.
Thank you Jessica and everyone involved.

New ★★★★★ 5 Star Experience.com Review by DEBRA G B Click to see all 28 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

5.0 star review received on Experience.com for Jessica Knight by ELLEN L M - Great communication, unbelievable knowledge, such a great experience. We will be sure to recommend Jessica to anyone we know looking for a mortgage!

New ★★★★★ 5 Star Experience.com Review by ELLEN L M Click to see all 27 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

5.0 star review received on Experience.com for Jessica Knight by RODNEY A - Jessica really cares and it shines through in her winning attitude

New ★★★★★ 5 Star Experience.com Review by RODNEY A Click to see all 26 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

5.0 star review received on Experience.com for Jessica Knight by SHERYL R S - Jessica is very knowledgeable and understands the products she provides very well. Her creative thinking got me approved and closed within 30 days! It was a joy working with her and I will definitely refer her to others!

New ★★★★★ 5 Star Experience.com Review by SHERYL R S Click to see all 25 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

🎉 Calling all homeowners and real estate enthusiasts! 🏡 Let's celebrate Women's History Month by recognizing the incredible contributions of women in the mortgage industry and beyond. 💼 Share your stories of homeownership or tag a phenomenal woman who's making waves in real estate. Together, let's empower and uplift each other! 💪✨

Take the leap into homeownership this year! Secure your dream home with our expert mortgage solutions!
Call to get ahead of the SPRING BUYING SEASON!!

Great news for buyers looking for affordable housing! FHLB funds are available starting February, 5, 2024, and are provided to qualified buyers on a first-come, first-served basis, so it’s important to start the conversation now. Contact us today to see if you or a loved one could be eligible. We're always happy to help.
First-time buyers could be eligible to receive up to $12,500 toward a down payment or closing costs on their home purchase.
The following community partners may be eligible up to $15,000 toward their down payment or closing costs on their home purchase: current or retired law enforcement officers, educators, firefighters, healthcare workers, first responders, active-duty military members, veterans or their surviving spouses.

Exciting news for home buyers and investors!

Fannie Mae has announced a game changing policy that will allow for a reduced 5% down payment on owner occupied 2-, 3-, and 4-unit multifamily homes.

This shift marks a substantial decrease from the previous down payment requirements of 15-25% for such properties and allows homeowners to gain valuable landlord experience by collecting rent from other units while building equity in their property.

Buying a home is a huge milestone, and it's important to prepare before you dive in headfirst. After all, this is likely the largest investment that you will ever make. The more prepared you are, the more confident you'll feel in your home search and home financing journey. Check out today's blog for some steps you can take to help you prepare for homeownership!

https://townebankmortgage.com/blog/mortgage/preparing-for-homeownership/

5.0 star review received on Experience.com for Jessica Knight by Andranique J - Jessica was wonderful! She paid attention to details from the beginning and made the experience easy and seamless. Our closing was complete expeditiously and we couldn't thank her more.

New ★★★★★ 5 Star Experience.com Review by Andranique J Click to see all 24 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

5.0 star review received on Experience.com for Jessica Knight by Richard W B - Your calm, professional guidance made me much more comfortable with the process.

New ★★★★★ 5 Star Experience.com Review by Richard W B Click to see all 23 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

5.0 star review received on Experience.com for Jessica Knight by LAURIE D - Jessica was very helpful with problem solving and managing my expectations

New ★★★★★ 5 Star Experience.com Review by LAURIE D Click to see all 22 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

5.0 star review received on Experience.com for Jessica Knight by Jayme C N - I have worked with good lenders and I have worked with great lenders, but I have never worked with a lender as amazing as Jessica. She always makes you feel like person rather than just another deal to be closed. Jessica’s lively wit and generous spirit navigate you through even the more stressful moments of the transaction with ease, and she even managed to close on our home early. She is capable, responsive, efficient, and funny! I never knew working with a lender could be so much fun.

New ★★★★★ 5 Star Experience.com Review by Jayme C N Click to see all 21 reviews of Jessica Knight, Senior Mortgage Loan Officer | NMLS # 419450

GREAT NEWS! Qualified homebuyers will be able to borrow more money without applying for a Jumbo Loan! The Federal Housing Finance Agency (FHFA) just announced that the maximum conforming loan limits for single-property houses will increase to $766,550 in 2024. That’s a 5.56% increase from the current (FHFA) limit of $726,200. This amount will be higher in certain high-cost areas. If you have questions on the new loan limit in your area, or what this could mean for your personal situation, reach out to me today!

Important news for homebuyers and real estate industry personnel: The Federal Housing Finance Agency (FHFA) just announced that the maximum conforming loan limits for single-property houses will increase to $647,200 in 2022. That’s an 18% increase from the current (FHFA) limit of $548,250. This amount will be higher in certain high-cost areas. This means qualified buyers can borrow more money without applying for a Jumbo Loan. If you have questions on the new loan limit in your area, or what this could mean for your personal situation, reach out to me today!

Spreading joy with presents for family and loved ones is part of what makes the holiday season so special. But it's not always easy on our bank accounts. Here are a few tips to help you cut back and still spread cheer this holiday season!

https://townebankmortgage.com/blog/home-tips/with-rising-inflation-here-s-how-to-save-on-holiday-shopping/

The Continental Marines was founded on this day in 1775. Since that date, hundreds of thousands of Marines have served our country on land and at sea. Thank you to everyone in the Marine Corps for your service!

Fall back, but don’t fall behind on your dreams! As we adjust our clocks, let’s also adjust our focus – towards achieving those homeownership goals. Time to make it happen!

Right now it’s more important than ever to start the conversation with your loan officer EARLY. We can keep you apprised of what the market is looking like and help you find a payment that you’re comfortable with. Plus, if rates drop in the future, we can help you to refinance and lower your rate. Homeownership has historically been a great investment, and today’s market is no different. If you need to make a move or are ready to become a homeowner, let’s start the conversation today.