Cumberland Financial Group

Happy Labor Day! 🛠️
Today, we take a moment to recognize and appreciate the hard work of individuals across the nation.

Whether you're relaxing at home or enjoying a well-deserved day off, I hope you're able to recharge and enjoy this special day.

To the builders, creators, and doers: Happy Labor Day!

Data breaches are becoming increasingly common in today's digital world. Make sure you're prepared with this helpful checklist of steps to take if you've experienced a breach. Stay informed, change passwords, monitor credit accounts, and more.

Data Breach: Your Security To-Do List This article provides a checklist of steps to take if you experience a data breach.

Happy National Dog's Day to a few of our favorite pups!
Share your pup with us in the comments!

Are you worried about outliving your retirement savings? You are not alone.

My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.

This piece guides readers through placing financial pillars in place, sustaining financial well-being or creating wealth.

Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions.

Imagine tracking time 12,000 years ago! Scientists may have uncovered humanity's oldest solar calendar in Turkey.

This groundbreaking discovery at Göbekli Tepe reveals:
▪️ Intricate carvings potentially representing days, seasons, and years
▪️ A possible connection to a devastating ancient comet strike
▪️ Evidence of sophisticated astronomical observations millennia before we thought possible

This 12,000-year-old site might push back our understanding of early astronomy and timekeeping by thousands of years! It's a fascinating glimpse into our ancestors' ingenuity and their quest to comprehend the cosmos.

What other ancient mysteries do you think are still waiting to be uncovered? 🤔

Scientists Found a 12,000-Year-Old Monument—Turns Out It May Be Humanity’s Oldest Calendar But just how, exactly, did it track time?

Do you carry a balance on your credit card? Learn how long it may take to pay off the entire debt.

Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.

Have you considered how long-term-care costs could affect your retirement budget? Find out more.

Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last.

Is your household's inflation rate higher than the national average?

Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.

Stocks edged higher in August as investors monitored economic reports for the Fed's next move with short-term interest rates

Monthly Market Insights | August 2024 Stocks edged higher during a volatile month of trading as investors monitored economic reports about the Fed’s next move with short-term interest rates.

College, kids and costs.

Getting a Head Start on College Savings A few strategies that may help you prepare for the cost of higher education.

6 days left of the 2024 Paris Olympics and USA is in 2nd with a total of 74 medals!

It can be difficult to know what to ask when you’re new to Medicare. We have a handy list of questions—and answers—to help you get started. Learn more here:

Questions to Ask About Medicare Take the guesswork out of your IEP or SEP with this helpful article.

We hope everyone has a great 1st day back to school! Share your back to school pictures in the comments!

Did you hear about Aretha Franklin’s handwritten will? How did Frank Sinatra keep his family from contesting his \$100m estate? The examples of famous celebrities underline the need for a clear estate strategy.

Just a moment...

Do you know how to make a social impact with your investments? Read more now.

Are You Ready for Your Portfolio to Make a Difference? Learn about the rise of Impact Investing and how it may benefit you.

Do your financial concerns feel stressful? Take a look at this video for some best practices when it comes to your financial strategy.

Just a moment...

🚨 Postage Alert: Stamp prices jumped to 73¢ on July 14.
But wait, there's more to this story than meets the eye…

This is the 6th increase in just 3 years, outpacing inflation. Businesses, not individuals, may feel the biggest pinch.

It's a small change that hints at larger economic shifts. Keep an eye on these trends; they're part of the bigger financial picture!

Postage is going up again. You should care, even if you don’t send mail | CNN Business On Sunday, the cost of a stamp is going up for the second time this year, jumping 5 cents for first class postage to 73 cents. You probably didn’t notice.

The Secure Act was passed 4 years ago. Last Thursday, the IRS issued updated guidance (Final Regulations) on required minimum distributions from IRAs and other retirement plans.

Rick and Dwain attended a 2 day workshop learning cutting edge strategies to advise our clients and their families on how the new rules will effect them.

We look forward to assisting you with any questions you have in maximizing your retirement after tax income.

Thinking about what kind of legacy you’d like to leave? A charitable foundation may be right for you. Check out the video to learn more:

Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation.

Secrets of the Temple: How the Federal Reserve works.

How the Federal Reserve Works Each day, the Fed is behind the scenes supporting the economy and providing services to the U.S. financial system.

Elena spent a few weeks back home in Romania visiting her family and friends. Here are some photos she shared with us from her travels!

You are unique. Your goals and needs should be the basis of any financial strategy you follow.

Just a moment...

🎾 Ever wondered about the magic behind Wimbledon's perfect grass?
Neil Stubley, head of courts and horticulture at Wimbledon, reveals that the two-week tournament requires year-round preparation. By the late 1990s, Wimbledon transitioned all the courts to 100% perennial ryegrass for better performance, more durable courts, and a more predictable ball bounce.
And once the championship starts, the work doesn't stop. Neil and his team will conduct nearly 20,000 measurements across 38 courts just during Wimbledon alone.
Fun fact: The grass is kept at precisely 8 millimeters! ✂️🌱
It's a testament to how attention to detail and continuous improvement can create something truly extraordinary. What area in your life could benefit from this level of care?

The staggering science and art behind Wimbledon's legendary grass courts Neil Stubley, head of courts and horticulture at Wimbledon, is responsible for the battlefield that some of the most epic matches in tennis lore have ever been played on.

We would like to wish a big congratulations to Dennis on his Retirement!! To honor Dennis, we would like to share a little bit of his life with you.

Dennis is originally from Oregon. His first job was helping his dad as a drywall contractor through high school and college.

One of his favorite things to do as a young adult was visiting his uncle in Kansas who got him hooked on airplanes. At 19, Dennis got a job at an airline company he had never heard of. Today, we know that airline company as Delta Airlines.

He met his wife in Chicago where she was training to be a flight attendant for Delta. Dennis and Beverly got married in 1968, they went on to have 3 wonderful daughters and 6 grandkids.

He worked for Delta for 33 ½ years before retiring. During those years he had various jobs, some of which were fueling airplanes, working the reservation counter, red coat agent, and counter control.

In 2005 he started working for Cumberland Financial Group in the accounting department after meeting Rick at a networking event. He has been a great colleague, mentor, and friend to all of those who have had the pleasure to work with him.

19 years later, he is retiring (from his second career), and we are so excited for him to take on this next adventure! Join us in wishing Dennis a wonderful retirement or share a memory you may have of him.

The stock market rallied in Q2 around AI and hopes that the Fed will manage interest rates with inflation trending lower.

Quarterly Market Insights | Q2 2024 Following a rocky start, stocks finished the second quarter higher as investors remained optimistic the Fed will manage interest rates with inflation trending lower.

Earnings season can move markets. Find out why.

Earnings for All Seasons Earnings season can move markets. What is it and why is it important?

When was the last time you updated your will?

Will Power Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.

Wishing all of our friends a wonderful 4th of July!

Assets minus liabilities = net worth. When was the last time you calculated yours?

What Is My Current Net Worth? Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.