Mortgage Loans with Dasia Gee - NMLS #2329735

Hey there! Thinking about buying a home but feeling overwhelmed by all the numbers? No worries, we're here to help! Give us a call and we'll walk you through how affordable your dream home can be with different terms, rates, and variables. Let's kickstart this exciting journey together today! 🏡💫

🏡 Attention Georgia Real Estate Agents! 📢

Calling all agents in GA! Are you ready to help your clients achieve their homeownership dreams? Introducing HomeReady® First - the ultimate program designed to make first-time homebuyers' dreams come true!

Your clients can enjoy incredible benefits:
💰 $5,000 grant
💼 Up to $500 towards a 1-year home warranty (if applicable)
🔍 $500 towards appraisal costs

And here's the kicker - their current primary residence must be in an eligible census tract in GA, including the bustling Atlanta-Sandy Springs-Roswell area.

Don't let your clients miss out on this amazing opportunity! Reach out to me today to learn more about HomeReady® First and how it can benefit your clients. Let's make homeownership dreams a reality together! 🏠

Let's dive into the hot topic of the mortgage industry: **Down Payment Assistance**!

Down Payment Assistance involves funds provided via a grant, forgivable second lien, or repayable second lien. It can be a helpful tool for those who haven't saved enough to cover the down payment and closing costs. However, borrowers must be mindful of important requirements before considering this option.

- Minimum 600 FICO score
- Zero accounts reporting 30+ days late in the last 12 months
- No open disputed derogatory accounts
- Total expense ratio not to exceed 45%

Clients opting for down payment assistance should note that their DTI ratio being restricted to 45% means they won't be able to borrow the maximum loan amount available. For instance, if a borrower qualifies for a maximum purchase price of $250,000 with a 3.5% down payment for FHA, using down payment assistance could decrease their approval to around $230,000, creating a $20,000 difference. This difference can significantly impact the homes they can afford.

Borrowers should also consider that with assistance, they might settle for a higher interest rate due to the amount given. However, making on-time payments for at least 12 months could enable them to refinance for a lower rate if the economy allows.

For questions about down payment assistance or to see if you qualify, apply today at www.dasiageemortgage.com or message to schedule a consultation. Take the first step in investing in yourself and owning your own home!

Bank statement loans are like a breath of fresh air in the mortgage world! 🌬️ Perfect for freelancers, entrepreneurs, or anyone with a unique income situation. Instead of jumping through hoops with tax returns, just show your bank statements for the last year or two. It's all about proving your cash flow. 📈 And hey, real estate agents, this opens up a whole new world for your clients! Help them discover the flexibility they need to make homeownership a reality. Ready to dive in? Give me a call at 843-616-2474 or check out www.dasiageemortgage.com! Let's make those dreams come true! 🏠💰

Mortgage Loans with Dasia Gee - NMLS #2329735

Real estate agents, are you tired of being limited by big banks and retail lenders when it comes to finding the best loan options for your clients? Look no further - partner with a broker like me and I'll help you find the perfect home loan options for your clients. With access to a wide range of lenders and loan products, I can ensure that your clients get the best possible financing options tailored to their specific needs. Let's work together to make sure your clients get the best deals on their dream homes. Contact me today and let's start building a successful partnership!

Are you a retired or active military service member looking to purchase a home or refinance your current mortgage? Look no further! Our exclusive VA loan programs offer special benefits just for you. Contact us today to learn more about how you can take advantage of these unique opportunities. Our team of experts is here to guide you through the process and help you secure the best possible financing for your needs. Don't wait any longer - reach out to us today and start the journey towards homeownership with the support you deserve.

When it comes to buying a home, every penny counts. That's why working with a mortgage broker can make a huge difference in your financial future. Not only will they help you find the best loan options available, but they can also negotiate with lenders on your behalf to secure the lowest interest rates possible. This can result in thousands of dollars in savings over the course of your loan.

A mortgage broker has access to a wide range of loan products from various lenders, giving you more options to choose from. They can also help you navigate the complex world of mortgages, ensuring that you understand all the terms and conditions associated with your loan. This level of expertise can be invaluable when it comes to making such a significant financial decision.

So, if you're in the market for a new home, don't overlook the potential savings that working with a mortgage broker can provide. With an average savings of $9,407 over the life of your loan, it's clear that the benefits far outweigh the costs. Take advantage of this secret to saving money and secure your financial future today!

Looking to purchase your dream home? Be strategic about your finances! Your debt-to-income ratio plays a crucial role in determining how much you can borrow for a mortgage. Avoid making big purchases like a new car or furniture before buying a home, as it can negatively impact your ratio. Focus on saving and paying off debts to improve your financial position. By managing your finances wisely, you can increase your chances of securing the home of your dreams.

Buying a home is one of the biggest decisions you will make in your lifetime, and it's important to have a mortgage that fits your unique situation. When you work with a retail lender, you are limited in the options and products they can offer you. But when you work with me, you have the flexibility to personalize the homebuying process to suit your individual needs and goals.

I understand that every homebuyer is different, and that's why I take the time to get to know you and your specific circumstances. Whether you are a first-time homebuyer, looking to refinance, or interested in an investment property, I can help guide you through the process and find the right mortgage solution for you.

Don't settle for a one-size-fits-all mortgage from a retail lender. Call me today to schedule a consultation and start customizing your mortgage to fit your personal needs. Let's make your dream of homeownership a reality together!

Are you feeling frustrated with the retail mortgage rates available to you? Don't worry, you're not alone! Many people are in the same boat, but there is a solution. As a wholesale broker, I have the ability to shop around with multiple lenders to find you the most competitive rates on the market. This means you could potentially save a significant amount of money on your mortgage. So why settle for mediocre rates when you could be getting a better deal? Send me a DM and let's see how much you could save!

Looking to upgrade your living situation? If high-priced homes are within your budget, we've got you covered! Give us a call today and speak to our expert team who will guide you through the process of finding your dream home. Don't settle for anything less than what you deserve. Your dream home awaits!

Don't let a missed payment or high debt hold you back from owning a home. With FHA loans, you can still qualify for a mortgage with a credit score as low as 580. Say goodbye to perfect credit requirements and hello to a great rate. Reach out today to learn more!

Looking to buy a new home? We've got you covered! With our cutting-edge technology, we can pre-approve you for a mortgage in just 15 minutes. No more waiting for days or weeks. Reach out to us today and get ready to make your dream home a reality in no time at all.

Are you tired of searching for your dream house with no luck? It's time to take matters into your own hands! Start by filling out an online mortgage application today and turn that dream into a reality. Contact us for more details and let us help you find the perfect home for you and your family. Don't wait any longer, start the process now!

Did you know that closing costs can be between 3% - 6% of your home's total value? The amount varies based on factors such as property type, loan type, and location. If you're curious to learn more about closing costs, give us a follow and reach out today! We're here to help you understand all the details involved in buying a new home.

This Movember, you can save both your facial hair and your finances! With our amazing options, you can purchase a house with just 3% down. Say goodbye to hefty down payments and hello to your dream home. Don't miss out on this incredible opportunity, call today to learn more and start your journey towards homeownership!

Tired of being limited by big retail lenders? Look no further! Independent mortgage brokers have got your back. With partnerships with multiple lenders, they offer you a wide range of product options. Say goodbye to settling for less and hello to wholesale options that suit your unique needs. Call us today to find out why wholesale is the way to go!

Tired of long commutes and wasted time? It's time to live closer to work! We understand the importance of finding a home in your dream neighborhood within your dream budget. Give us a call today, and let us help you make your dream a reality.

🏠 Looking to buy a new home? Good news! You still have time to purchase in 2023 and settle in before the holidays. 🎄 Don't miss this opportunity to make your dream of homeownership a reality. Inquire today and let us help you find the perfect home that suits your needs and preferences. 🏡

Get ready for the gift-giving season without worrying about your finances! Instead of spending your hard-earned cash, why not use gifted money to close on your dream house? With 100% gift funds, you can make your homeownership dreams come true. Contact us today to see if you qualify and start the holiday season in your new home!

Looking for a mortgage solution tailored to your specific needs? Look no further! With my expertise and network of lenders, I can provide you with a customized mortgage solution that fits your exact requirements. No tricks, just genuine assistance to help you achieve your dream of homeownership. Let's get started!

Are you tired of renting and ready to experience the joy of owning your own home? Look no further! Reach out to us today and let us guide you through your options. Owning a home may seem out of reach, but we'll show you that it's well within your grasp. Don't miss out on the feeling of pride and freedom that comes with having your own place. Start your journey to homeownership now!