Fetrow Insurance Associates, LLC

Daylight Saving Time ends on Sunday, November 3, 2024, at 2:00 a.m.! Don't forget to set your clocks back and enjoy that extra hour of sleep! 💤

Most devices will adjust automatically, but remember to manually update your vehicle's clock, wall clocks, and certain household appliances.

Enjoy the brighter mornings, and let me know if you need any assistance.

Happy Halloween! 🎃

We’re not afraid to say — today and every day — that we are grateful for the community we’ve built. Thanks for being a part of it.

Wishing you and yours a safe and spooky Halloween!

This Halloween, we want to encourage everyone to prioritize safety, as the holiday presents its own set of risks. In fact, 3,200 Americans visit the emergency room due to Halloween-related injuries each year.

Swipe for a few tips to consider, and feel free to share these with your network as well ↩️

Keep in mind that it’s important to always supervise young children, whether they are trick-or-treating or carving pumpkins. For older children, encourage them to stay in a group and check in throughout the night.

As always, if you have any questions or require assistance, please do not hesitate to reach out. Have a wonderful and safe Halloween! 🎃

🚨 Reminder: The Medicare Annual Enrollment Period is here!

From October 15th to December 7th, you have the opportunity to review and adjust your Medicare health and prescription drug plans for the upcoming year. This period allows for all Medicare beneficiaries to make changes, unlike other enrollment periods that offer more limited eligibility.

Got questions? Our team is here to help! Don't hesitate to reach out.

As we head into fall, it's vital to ensure your commercial property is safe and secure 🍁 Here are some top tips to get you started. Swipe through ↩️

Need recommended service providers? Feel free to reach out anytime! Our team is here to help.

As the leaves begin to fall, it's the perfect time to take care of your home's exterior 🍂 That’s why our team has compiled some essential tips to get started. Swipe through ↩️

Need recommendations for local service providers? Feel free to give us a call, we are happy to help!

As we transition into fall, deer are more active, especially during dawn and dusk. With that in mind, it’s important to be extra vigilant on the roads throughout the season.

Here are some tips to keep you safe:

1️⃣ Drive slowly, and stay alert. Reduce your speed, especially in rural and wooded areas.
2️⃣ Always scan the shoulders for deer. At night, watch for the reflection of deer eyes in your headlights.
3️⃣ If driving at dawn or dusk, use your high beams when appropriate to increase visibility.
4️⃣ It may be tempting, but try to avoid swerving. If a deer appears, it's much safer to immediately brake and hit the deer than to swerve and risk a more serious accident.
5️⃣ Keep an eye out for more deer. Where there’s one, there are usually more.

If you have an incident with a deer and need guidance on filing a claim, we are always here to help. Stay safe and drive carefully this season.

It’s Life Insurance Awareness Month — and what better way to mark the occasion than by answering an FAQ? Today, we’re tackling the common question regarding the cost of life insurance policies.

Interested in seeing estimated premium costs based on your specific situation? Reach out if you want to chat or would like a no-obligation quote!

The Medicare Annual Enrollment Period is rapidly approaching and starts on Tuesday, October 15th!

From October 15 to December 7, you have a unique opportunity to review and make any necessary changes to your Medicare health and prescription drug plans for 2025. This is the time to ensure your coverage is perfectly suited to your needs!

Don’t wait. Mark your calendar now, and get ready to make the most of this enrollment period.

If you have any questions, don’t hesitate to reach out.

As we recognize Life Insurance Awareness Month, we’re answering a common life insurance question: what happens if you need more life insurance later on?

As always, reach out if we can be of assistance in identifying additional or initial life insurance policies tailored to your needs. We are here to help this month and every month!

Today, as we commemorate Patriot Day, we honor and remember the lives tragically lost on September 11, 2001. This solemn anniversary reminds us of the resilience, bravery, and spirit of unity that define us as Americans.

Whether you have a personal memory of that day or know its impact through the stories of others, we hope you’ll join us in pausing to reflect on the freedoms we enjoy and the community we cherish.

May we never forget.

This Life Insurance Awareness Month, we’re tackling some FAQs, starting with the common concern about coverage amounts.

Looking for guidance based on your individual situation? We can run the numbers to determine exactly how much you need — give us a call anytime!

Big changes are coming to Medicare Part D in 2025! Keep swiping to learn how it will benefit enrollees:

These changes are designed to reduce your expenses and make navigating the program easier. To understand how these adjustments may affect your health care, schedule a consultation. We can review your current plan and explore whether a change is needed during October annual enrollment.

Wishing all of you a fun and memorable Labor Day weekend! 🌞

What are you up to this weekend? Indulging in good food? Enjoying some well-deserved naps? Let us know in the comments!

Please note that our office will be closed on Monday, September 2, but we'll be back on Tuesday, September 3, eager to assist with anything you need.

Mark your calendars – Medicare's annual enrollment period kicks off Tuesday, October 15th! 🎉

This is your exclusive window from October 15 to December 7 to review and make changes to your Medicare health and prescription drug plans for 2025. Don't miss out on tailoring your coverage to better suit your needs!

Have questions? Need guidance? Feel free to reach out. We’re here to help you make the most of your Medicare benefits.

Experiencing a car break-in is both unsettling and all too common. To help you handle this unfortunate situation, we’re sharing a quick overview of key steps to take if you think your car has been broken into.

Save this post for future reference, and share it with your network as a helpful reminder. As always, do not hesitate to reach out with any insurance questions or needs.

Today, we wanted to extend our warmest wishes to all of those navigating the start of a new school year!

Whether you’re a student, teacher, or parent, we hope the year ahead is one of success and happiness. If you need anything as you settle into the new routine, remember that our team is just a phone call away.

Life insurance isn’t just a smart choice. It’s a crucial step in securing your family’s financial stability and peace of mind.

Unfortunately, 52% of Americans avoid life insurance because they think it's too expensive. What’s more, 82% significantly overestimate its cost, often guessing three times higher than the actual figures.

Let’s look at the real numbers: As of April 2024, the average cost for a healthy 40-year-old purchasing a 20-year, $500,000 term life insurance policy is about $26 per month ($312 per year). However, a 30-year-old woman might pay approximately $205 per year for the same policy, while a 30-year-old man might pay around $352 per year.

Understanding these variations underscores the importance of getting a personalized quote that fits your unique needs and budget. Don’t let myths deter you from this vital protection.

Contact our team today for an accurate, personalized life insurance quote. We’re here to help you find an affordable plan that delivers the security your family deserves.

Heading out on vacation? Make sure your home stays safe while you're away! Here are some quick tips to secure your house:

🕒 Set Timers on Lights: A lit home is a less tempting target. Timers can give the impression that someone is always home.

💧 Turn Off Water: Avoid the nightmare of burst pipes! Shut off your water main before you leave to prevent any potential water damage.

📬 Hold Your Mail: Overflowing mailboxes are a clear sign you're not home. Use online services to hold your mail, or ask a neighbor to collect it.

🚨 Inform Your Alarm Company: If you have a home security system, notify your alarm company about your travel plans. This helps ensure they stay alert to any unusual activity.

Travel stress-free knowing your home is safe! 🏠As always, if you have any questions about current homeowners coverage or your insurance options, do not hesitate to reach out. We are here to help.

As we mark National Traffic Safety Month this August, we decided to take this opportunity to highlight some commonly disregarded traffic laws. Swipe for more info ➡️

And remember, ignoring these laws could have significant consequences for your safety and legal standing on the road, not to mention severe impacts on other drivers or pedestrians.

This month and all year round, let's commit to taking responsibility for our actions on the road and prioritizing safety for all. Share this post as a helpful reminder to your network!

Picture this: You come home to find your basement swamped with 3 inches of water and raw sewage. What now?

Swipe ➡️ to dive into the must-knows of protecting your home from unexpected and costly damage.

Let's keep your home safe and sound. For coverage options or questions about your current coverage, reach out to our team. We are always here to help.

Did you know that one in seven drivers is uninsured, according to a 2023 Insurance Research Council survey?

Given how many uninsured drivers are on the road, it’s important for all Americans to know what to do in the event of an accident involving an uninsured driver.

With that in mind, we’re sharing an overview today of key steps:

🚓 Call the Police - A police report is essential when filing an insurance claim.
🪪 Exchange Information - Collect any details the other driver can provide, like their address and phone number.
📷 Take Photos - Document the damage to your vehicle as long as it's safe to do so.
📝 Document Everything - Note down everything about the incident, including VIN numbers and license plates.
🤐 Be Mindful of Your Words - Anything you say can be noted in the police report. Avoid admitting fault.
💵 Decline Any Cash Offers - Accepting money on the spot can complicate your ability to pursue further claims.
📩 File a Claim Promptly - Don't delay in starting the claims process.

While it might be challenging to recover costs from an uninsured driver, policies, especially those with add-ons like collision coverage and personal injury protection (PIP), are designed to prevent complete loss and cover additional expenses.

🔍 Have questions about your coverage or interested in adding more protection? Don't hesitate to reach out! We're here to help.

Did you know that nearly 82% of American adults plan to travel in 2024? With the roads getting busier, it's essential to stay vigilant, especially considering that more than 30% of all fatal crashes occur between June and August.

To ensure you and your loved ones enjoy a safe journey, swipe through for some critical safety tips to remember before you embark on your summer adventures.

Feel free to share this post with friends and family planning their summer getaways. Your vigilance can make all the difference. As always, we're here for any questions or help you might need as summer unfolds.

Happy Independence Day! However you're celebrating, we hope you have a wonderful 4th of July.

Please note that our office will be closed today and tomorrow in observance of the holiday. Should you need us urgently, we will be back to assist you when normal hours resume on July 8th.

It’s Insurance Awareness Day, and we wanted to take this opportunity to share some vital insights on the importance of insurance. Swipe for four key benefits ➡️

And remember, insurance is not just about meeting legal requirements; it's about ensuring that you and your loved ones can recover from life's unexpected turns without bearing the full financial burden.

Need to review your coverage or curious about how to better protect your assets? Let's chat! Your long-term security is our priority, and we’re here to help guide you through your insurance options.