Kristin Hartman, Insurance Agent - Bankers Life

Did you know that Medicare doesn’t cover most long-term care services? That’s why many people turn to long-term care insurance. Check out our blog for everything you need to know.

Long-Term Care Insurance vs. Medicare: What’s the Difference? - Bankers Life Blog As you age, there may come a day when you need some extra help taking care of yourself. Long-term care is the personal assistance you may need if you’re Medicare helps cover acute care, while long-term care insurance helps cover custodial care. Head to our blog for more information!

Don’t let your checks fall victim to check washing fraud. Find preventative steps in our latest article:

Check Washing Fraud: How to Protect Yourself - Bankers Life Blog Last year, more than $10 billion was lost to fraud. With rising financial scams in the United States, Americans want to protect themselves and their Check washing fraud accounts for $1 billion in losses each year. Let's explore how check washing scams occur and how to prevent them in the future.

Whether I’m meeting my clients across the kitchen table or virtually, I take pride in catering to their personalized needs and preferences. You can rest assured I’ll introduce you to insurance products and solutions that are appropriate for you and your family and that address your financial, health and retirement concerns. Message me to schedule a meeting!

Whether your kid is entering kindergarten or college, the back-to-school season is a perfect time to revisit your insurance policies and ensure they’re keeping up with your life. Do you need life insurance or more of it? Would supplemental health insurance help you be more prepared for unexpected medical bills? Is it time to start preparing for your future long-term care needs? Send me a message to get started!

Today is , a time to raise awareness about one of the most prevalent cancers in the U.S. You can help reduce your risk of developing lung cancer by not smoking, avoiding secondhand smoke, and getting your home tested for radon.

And if you ever experience an unexpected illness like cancer in your lifetime, critical illness insurance can help protect you from the costs—so you can focus more on recovery. DM me to learn more!

Does your current retirement plan feel about as useful as the lifeguard at swim competitions? Contact me to talk through what financial protection and retirement benefits might work for you.

Wrapping your head around Medicare? Take a look at these considerations as you choose the right plan for you.

Should Couples Choose the Same Medicare Plan? - Bankers Life Blog Approximately 4.1 million Americans turn 65 this year, representing a large influx of retirees beginning to maneuver through a new-to-them healthcare Examine the pros and cons of choosing the same Medicare coverage as your partner. Determine what could be the best healthcare choice for you in the fu...

Making a plan for long-term care can help secure the care you need with the flexibility & independence you deserve. Contact me to learn how to protect your preferred care needs!

Make a Plan for your Long-term Care | Bankers Life Nancy and Dan work hard to stay on track with their retirement planning and are looking forward to retiring once their children finish college. Nancy recentl...

Can you have multiple life insurance policies? The answer is YES! Owning multiple life insurance policies can help you reach your coverage needs and enjoy greater peace of mind. Contact me to learn more.

Can You Have More Than One Life Insurance Policy? (2024 Guide) Learn the benefits and options available by using a combination of term and permanent life insurance policies to meet your changing needs over time.

Do your loved ones know your long-term care wishes? It may not be easy to talk about, but by having a plan in place now, you’ll be better prepared for important decisions then. Contact me to learn how Bankers Life can help you maintain control of the care you may need someday.

With summer activities in full swing, it’s a perfect time to revisit your insurance policies and ensure you’re covered. Could supplemental health insurance or Medicare Supplement insurance enhance your peace of mind against unexpected medical bills? Contact me and find out!

Celebrate the Fourth of July by taking steps to improve your financial freedom! Contact me to learn how Bankers Life can help you build a plan that helps provide security and peace of mind—so you can take in all the joys of retirement.

Ever heard of a mini retirement? It’s something you may want to consider. Read more here:

Which Retirement Lifestyle Is Right for You? To help you get a better idea of the retirement lifestyle that's right for you, here's a look at three forms of retirement that most individuals pursue.

Determining your ideal monthly retirement income is essential to your quality of life and enjoyment in retirement. Read our blog for more.

What's the Ideal Monthly Retirement Income for a Couple? The ideal monthly retirement income for a couple differs for everyone. Learn what factors to consider to help you determine your ideal amount.

Phased retirement—which involves gradually shifting away from your job and into your retired life over time—has become more popular. Read more about it here and message me to discuss how we can help you prepare for retirement.

How Phased Retirement Works Taking a phased retirement can have several benefits. Here's what to know about this trend to help you decide whether it's right for you.

Have you ever heard of a Naturally Occurring Retirement Community, aka a NORC? Check out our blog to learn how NORCs are helping seniors age in place.

What Are NORCs and How Do They Help Seniors Age in Place? - Bankers Life Blog In Boston, around 350 residents are preserving their independence and ability to age in place by joining Beacon Hill Village, a member-led community of NORCs help support seniors so they can maintain their independence and comfortably remain in their homes. Read to see if joining is right for you.

Election stress and anxiety affect many Americans. As the 2024 presidential election approaches, check out our blog for six strategies can help you cope.

6 Ways to Deal With Election Stress - Bankers Life Blog Do you notice your shoulders tightening or your pulse quickening when you turn on the news? Do you toss and turn at night, unable to stop ruminating over Election stress and anxiety affect many Americans. As the 2024 presidential election approaches, these six strategies can help you cope.

Unlike a traditional retirement, which is a permanent departure from the workforce, a mini retirement is temporary. Learn more here:

What Is a Mini Retirement? The mini retirement trend—a preretirement career break—has been rising in popularity. Here's what to know to help you decide whether it's right for you.

Are you caring for an aging parent or another loved one with Alzheimer’s Disease? Take a look at our recent blog post sharing helpful tips and advice.

Caring For A Loved One With Alzheimer's: 4 Tips For Family Caregivers - Bankers Life Blog If you have a loved one with Alzheimer’s disease, you already know this condition is extremely hard to deal with not only for the person themselves, but If you’re caring for a family member with Alzheimer’s, don’t let your own well-being fall by the wayside. Here are some caregiver tips to h...

Older Americans scored 12% out of a possible 100% on a short quiz about annuities, showing a concerning lack of knowledge about this important financial vehicle. Do you understand what annuities are, how they work, and how they can help support a secure retirement?

Contact me today, and we can discuss how an annuity may help improve your financial security.

Annuities are key to retirement. So why are so few of us buying them? Annuities are a key part of the retirement system. In fact, Social Security is an annuity. But few of us even understand, let alone buy them.

Have you considered Juvenile Life insurance in the past? Explore a few ways this vehicle could help build financial security for your family.

4 Reasons To Consider Juvenile Life Insurance - Bankers Life Blog As a parent, you want a solid financial foundation for your child. Juvenile life insurance is one tool for you to consider to create financial stability.

"One of the biggest factors that drives wealth depletion during retirement is health care costs."

Contact me to learn about products that can help protect your financial security and legacy!

Hey, Gen X, Z and millennials: Here's why you may miss out on the great wealth transfer The 'great wealth transfer' may not happen the way Gen Z, millennials hope. Boomers face medical costs that may erode inheritances they hope to give.

Whether we meet across your kitchen table or virtually, I will cater to your personalized needs and preferences. You can rest assured you’ll learn about insurance products and solutions that are appropriate for you and your family. Contact me to schedule a meeting!

Financial stress is enduring and prevalent for many, but it doesn’t need to be. I can assist you in building a plan that helps provide financial security and peace of mind. Contact me to learn more!

Life insurance isn’t for you. It’s for the people who matter most to you. I can help you find a policy that’s right for your needs and budget. Contact me to get started!

Over the past 145 years, Bankers Life has helped millions of customers protect their loved ones with life insurance. Our team is here for you every step of the way, delivering personal service to meet your coverage needs. Contact me to learn how you can get up to $50,000 coverage with no medical exam* and out-of-pocket costs that will never change.

Did you know less than half of women (48%) are confident about their finances, and only 28% feel empowered to take action? Check out our blog for four aspects of women can focus on.

Financial Wellness: For Women, It Isn’t Just About Money - Bankers Life Blog When you hear the words “financial wellness,” things like income, savings, investments and net worth might come to mind, but these things only tell part Women are under pressure from a financial wellness gap, so we’re exploring four aspects of financial wellness for women to focus on.