Pioneer Financial Consultants

If you or a family member has a disability, you may be interested in learning about a tax-advantaged option called an ABLE account which can be used to save or invest for qualified disability expenses. Most states have launched ABLE programs, and more are in the works. Listen to the radio show, as Advisor, Matt Krueger discusses ABLE accounts and how they work

Able Accounts If you or a family member has a disability, you may be interested in learning about a tax-advantaged option called an ABLE account which can be used to save or invest for qualified disability expenses

I scream, you scream, we all scream for ice cream! Happy National Ice Cream Day!

If your employer-sponsored 401(k) or 403(b) plan offers pre-tax, Roth, and/or non-Roth after-tax contributions, which should you choose? How do you know which one might be appropriate for your needs? During the radio show, advisor, Matt Krueger discusses the features of each

Decisions, Decisions: Choosing Among Retirement Plan Contribution Types If your employer-sponsored 401(k) or 403(b) plan offers pre-tax, Roth, and/or non-Roth after-tax contributions, which should you choose? How do you know which one might be appropriate for your needs?

Did you know that the first Father's Day was celebrated in 1910? It was established to recognize the vital role fathers play in the lives of their children and families. Take this opportunity to express gratitude and make your dad feel extra loved on this special day.

Did you know that Flag Day commemorates the adoption of the United States flag on June 14, 1777? It's a day to honor the significance of our national emblem and the principles it represents. Let's salute our flag and its rich history! 🇺🇸

Home of the free, because of the brave. On Memorial Day, we honor and remember those who made the ultimate sacrifice. “Those who have long enjoyed such privileges as we enjoy forget in time that men have died to win them.” – Franklin D. Roosevelt

There's no denying the benefits of a college education: the ability to compete in today's job market, increased earning power and expanded horizons. But these advantages come at a price. Advisor, Matt Krueger discusses some of the tools available to you to help yourself or a loved one save for college expenses.

Saving for College There's no denying the benefits of a college education: the ability to compete in today's job market, increased earning power and expanded horizons. But these advantages come at a price. Advisor, Matt

We always hope our clients feel confident discussing money with their families. But, the truth is, talking about money can be very uncomfortable for many. Where do you begin? What’s the right age? The good news is, it’s never too early to teach financial literacy. Listen to Advisor Matt Krueger as he discusses four ways to help your kids develop good financial habits.

Four Ways to Help Your Kids Develop Good Financial Habits We always hope our clients feel confident discussing money with their families. But, the truth is, talking about money can be very uncomfortable for many. Where do you begin? What’s the right age? The

To all the women who loved unconditionally, gave selflessly, and taught your kids how to be strong… Happy Mother's Day! We are forever grateful for all that you do and the people you've helped us become.

"Proud to support the communities we serve! Here is Pioneer Financial's donation to the Hope Hospice Fish Boil Fundraiser tonight, Friday, April 26th at the Stetsonville Centennial Center! Hope to see you there!"

The team at Pioneer Financial Consultants, Inc. would like to extend an invitation for you to join us at our upcoming workshops,
all held at our Hawkins location, 625 Ellingson Avenue.

Please see the picture below for details!

Pioneer Financial Consultants Client Driven.

Client Focused.

Financial Services Tailored to Your Needs.

The SECURE 2.0 Act, passed in December 2022, made wide-ranging changes to U.S. tax laws related to retirement savings. While some provisions were effective in 2023, others did not take effect until 2024. Advisor, Matt Krueger provides an overview of some important changes for this year. We would also like to wish radio host Joel a very happy birthday!

Secure Act 2.0 Important Changes In Effect in 2024 The SECURE 2.0 Act, passed in December 2022, made wide-ranging changes to U.S. tax laws related to retirement savings. While some provisions were effective in 2023, others did not take effect until 20

Rhett's expression says it best! Our family and our Pioneer Financial family are SO excited to be part of the Hawkins community! Thank you for welcoming us! We had a great turnout for our Open House in Hawkins on Thursday!

Even though the Milwaukee Brewers first game is postponed today, we are still hosting our Open House at our new Hawkins location! We look forward to chatting with you!

Thanks to all who visited us at the Medford Home & Business Expo this weekend! Kudos to the Medford Area Chamber for a great event!

Just a reminder that Pioneer Financial Consultants is hosting an open house this Thursday March 28th, from Noon-4:30 in our new Hawkins location. The Open House is in correlation with the Milwaukee Brewers Opening Day. Stop in for refreshments and meet the Pioneer Financial Consultants team! Our office is located at 625 Ellingson Ave in Hawkins. We are looking forward to seeing and chatting with you!

The team at Pioneer Financial Consultants is looking forward to being a part of the Home and Business Expo in Medford this weekend! Stop by our booth to discuss the many investment and retirement services we provide! We look forward to chatting with you!

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you'll need to fund your retirement. That's not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your goals and many other factors. Listen to Advisor, Matt Krueger discuss steps you can take to estimate the amount of income you will need in retirement.

Determining Income Need in Retirement You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you'll need to fund your retirement. That's not as easy

There are many different strategies that can be used to take full advantage of investing opportunities to reach your financial goals. One such strategy is called Dollar Cost Averaging. During this weeks radio show, advisor, Matt Krueger discusses what it is, how it works and the benefits of dollar cost averaging.

Dollar Cost Averaging There are many different strategies that can be used to take full advantage of investing opportunities to reach your financial goals. One such strategy is called Dollar Cost Averaging. During this wee

While out enjoying the sunshine & beautiful weather, look for our new sign at our Phillips location, 297 N. Lake Ave. Open by appointment only at this time, call Lacee at (715) 748-3231 to schedule your visit!

One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their 401(k) account. Individuals have four choices with the 401(k) account they accrued at a previous employer. During this radio show, advisor, Matt Krueger discusses those four options an employee has with regards to a former employer 401k.

Choices for Your 401(k) at a Former Employer One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their 401(k) account. Individuals have four choices with th

Tax preparation may be the only time of year many households gather all their financial information in one place. That makes it a perfect time to take a critical look at how much money is coming in and where it’s all going. In other words, this is a great time to give the household budget a checkup. Listen to Advisor, Matt Krueger discuss six steps you can take to give your budget a thorough checkup.

Budget Check Up: Tax Time Is the Right Time Tax preparation may be the only time of year many households gather all their financial information in one place. That makes it a perfect time to take a critical look at how much money is coming in an

Just like Rhett, we are on the move! We spent Superbowl Sunday working to open our newest location! Stay Tuned!

PS: Can you spot Rhett in the photo?

Retirement planning is, for many people in the United States, the single biggest financial hurdle we face. According to the National Institute on Retirement Security, 67% of Americans say the United States faces a retirement crisis. Listen to advisor Matt Krueger discuss why we need to plan for retirement in the United States.

Pioneer Financial Radio Show January 16 Retirement planning is, for many people in the United States, the single biggest financial hurdle we face. According to the National Institute on Retirement Security, 67% of Americans say the United S

Pioneer Financial Consultants would like to introduce you to our security officer/greeter, Scout.
Scout serves as our primary security officer and is well versed at wagging his tail and greeting all friends with unmatched enthusiasm. He is a four year old yellow lab who when out of the office enjoys bird hunting and exploring in the woods.

He is one of the most loving creatures and is intrigued with human conversation. In his youth, he was fond of unscheduled vet visits, but has since matured and now has mastered relationships and enjoys being part of the Pioneer Financial team.

While thankful for his Mom & Dad (Matt and Jessie), his most favorite human being is Rhett (although he has developed quite a shine for Lacee).

EMPLOYEE SPOTLIGHT
We would like to introduce to you, Pioneer Financial Consultants Director of Client Services, Lacee Kae Blechschmidt.
Lacee is a northern Wisconsin native. She grew up in Kennan, but then relocated to Medford where she attended Holy Rosary and graduated from Medford Senior High School. She went on to obtain her associate degree in Business Administration.
Following that achievement, she was introduced to the banking industry and discovered that Financial Services was her passion. She has consistently grown with her levels of responsibility and has utilized her knowledge and skills to build strong customer relations throughout the Medford and surrounding communities.
Lacee is eager to use her experience, knowledge and skill set to build a successful Investment Advisory firm with Matt, by supporting, encouraging and enriching the ‘Client First’ mentality. Lacee prides herself on her commitment, eagerness to help and dedication to the clients that she serves. It is her goal to ensure those that she deals with will be taken care of smoothly, efficiently and will put their best interests first.
Outside of the office, you can find Lacee spending time with family and friends, relaxing, enjoying cook outs and campfires.
Her pride and joy is her 12 year old son, Jack, who is a natural born athlete and extremely passionate about basketball. Aside from his athleticism, his greatest attribute is his kindest heart. Jack attends Rib Lake Middle School and is involved in many school activities and events. You can find Lacee trying to keep up with Jack on and off the court.

Our new website is up and running!
To learn more about our firm, you can click on the link below:

Home Our responsibility to our clients comes first. From wealth management to retirement solutions, our insight and sophisticated financial strategies can help make your investment goals a reality.

Welcome to the Pioneer Financial Consultants page!

At Pioneer Financial Consultants we are client driven and client focused.

Making financial decisions can be difficult. How do you know what’s in your and your families best, long-term interest?

As independent investment professionals we can work with you to develop an action plan that reflects your unique situation.
We are not captive to pre-selected products or funds.
We work for you. We develop your plan together.
When we partner, you’ll have the peace of mind that you’re working with a financial professional who values long-term client relationships.
To schedule your visit today please call us at 715-748-3231.
We look forward to serving you soon!

Pioneer Financial Consultants Client Driven.

Client Focused.

Financial Services Tailored to Your Needs.