Billy San Roman

The Fed’s rate cut raises the chances of a soft landing but doesn’t guarantee one. Chief Investment Officer Brent Schutte discusses what risks remain and how investors can prepare for an unknowable outcome.

Markets Cheer Fed’s Decisive Action on Rates Investors celebrated the Fed’s rate cut last week. But did the Fed get the timing and size of the cut right?

See how Northwestern Mutual’s dividend sets it apart from other companies. Please reach out if you’d like to know more.

How Dividends Can Increase the Value of Your Life Insurance Learn how dividends work for whole life insurance policyholders: life insurance dividends can be taken as cash, used for premiums or to increase your insurance.

As the Fed prepares to cut rates, Chief Investment Officer Brent Schutte highlights how we got here and what risks the economy and markets face going forward.

Stocks Surge as Investors Look Forward to Rate Cuts Investors are cheering a likely rate cut this week. But are they overlooking why the Fed feels the need to cut rates?

Financial planning is all about balance. Balancing living life today, while also setting yourself and your family
up for the future. I took a long weekend last week to be with my girls and celebrate my daughter’s 2nd birthday, something I’ll never regret.

Did you know 84% of American millionaires have a financial plan? This is one of seven habits of millionaires we identified in our recent Planning & Progress study. All of these habits are things anyone can do.

What Can Millionaires Teach Us About Financial Planning? What financial habits set millionaires apart from everybody else? Here are seven revealed in Northwestern Mutual’s 2024 Planning & Progress Study.

Whether the economy slips into recession or sticks the soft landing, volatility is likely to stick around. Here’s Chief Investment Officer Brent Schutte’s take on how investors can respond.

Disappointing Jobs Data Suggests an Economy Nearing the Edge More signs emerged that the economy is nearing an inflection point. How should investors respond to the growing risks?

The right planning can help you get the most out of your savings. Please reach out if you’d like to talk about your retirement plan.

How to Build a Retirement Income Plan That Can Last As Long As You Live Today’s retirement could last 20 to 30 years. How will you ensure that your savings last? Learn how to create a retirement income plan that’s designed to last.

Equities rode a wave of investor optimism to close out August on a high note. Here’s Chief Investment Officer Brent Schutte’s look at what risks the Fed believes still exist and how investors can manage them.

Investors’ Confidence Sends Markets Higher Stocks closed higher thanks to a resurgence of investors’ confidence. But does the economic data warrant current valuations?

Your first child changes your life in the most amazing ways. But it also changes your finances. Are your finances ready for a baby? Take our quiz to find out.

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Big tax changes are coming for most business owners—and now’s the time to prepare. Let’s work together to make sure you and your business take advantage of today’s lower rates and are ready for the future. Take a look at our guide and then reach out. http://spr.ly/6189cVyBH

Equities climbed last week thanks to more confirmation that the Fed is ready to cut rates. Chief Investment Officer Brent Schutte looks at why the Fed may be limited in how far it can go to stem an economic slowdown.

Some Investors Expect Rate Cuts Will Save the Day, but Will the Economy Follow the Script? Will the Fed’s rate cuts be enough to save the day? Or is the economy following a different script?

There are three key reasons to do it sooner rather than later—and you may be surprised by how affordable it can be.

Here’s Why I Bought Life Insurance on My Children, and You Should Too Learn why life insurance for kids can be a smart financial move for more than the death benefit. Here's how life insurance for children can build security and cash value.

Markets surged last week on encouraging economic headlines. Chief Investment Officer Brent Schutte digs into the details to see whether the good times can continue.

Why Not Too Hot nor Too Cold May Not Be Just Right Economic headlines last week offered an incomplete story of the economy. We sift through the details for a clearer picture.

Northwestern Mutual’s latest survey shows just one in four Americans expect to leave an inheritance. But there’s more than one way to leave a legacy.

Ways to Leave a Financial Legacy You can’t take it with you. But you can make a plan for passing along what happens to what you’ve earned—and learned—after you’re gone.

No matter your filing status—from single to married filing jointly—your income tax rate will likely be going up. And while there’s still time to prepare, the clock is ticking. Reach out today and let’s make sure you’re positioned to make the most of the changes to come.

Last month I attended the Northwestern Mutual Annual conference. It’s always a great time to reflect on the work we do and reconnect with other top advisors across the country. This year I had some
very special guests join me!

Recent economic data shows why a soft landing may be difficult for the Fed to achieve. Chief Investment Officer Brent Schutte weighs in with his take on what investors should consider as they prepare for more bumps ahead.

Markets Bounce Back, but Risks Remain Last week’s market volatility may be just the beginning. We look at how investors can brace for more turbulence ahead.

Ever wondered if you’re missing out on something financially? Read this article to discover some of the most common blind spots, and then let’s connect and start turning yours into opportunities.

6 Things That Should Be Part of Your Financial Plan Did you know 87 percent of Americans say they have financial blind spots? Here are six.

Will a September rate cut be enough to prevent the economy from tipping into recession? Our Chief Investment Officer Brent Schutte offers his take.

Fed Signals Rate Cuts Are Coming—Now Comes the Hard Part News of a likely rate cut in September was overshadowed by weak economic data. We look at why investors’ concerns are warranted.

Try these ideas to help you avoid overspending.

6 Tips to Help You Save on Back-to-School Shopping  Take stock of what you (and your community) already have on hand. You might find your list has shortened significantly before you hit the stores.

Conflicting data gives some investors hope the Fed can achieve a soft landing. Get Chief Investment Officer Brent Schutte’s take as he explores the latest stock market trends, inflation data and Fed strategies in this week’s Market Commentary.

Markets End Volatile Week on High Note Amid Mixed Signals In this week’s Market Commentary, Chief Investment Officer Brent Schutte explores the latest stock market trends, inflation data and Fed strategies.

It’s simple: significant tax changes are coming soon. So, whether you want to take advantage of the current lower taxes or protect yourself from future higher taxes, you’ll want to prepare now. Reach out soon and I’ll help you make the most of this opportunity.