United Housing, Inc.

Have you heard? Fright at the Brewery will be here before you know it and this year is extra special because... United Housing is celebrating its 30th anniversary!

Help us celebrate this milestone event on Oct. 24 at Wiseacre on Broad. https://bit.ly/3VIHyPJ

Do you dream of owning your own home, but aren’t sure if it’s feasible in the near future? Enrolling in UHI's Homebuyer Education course is a great first step!

Here's why you should sign up today: https://bit.ly/45Wh5Bw

Why you should enroll in Homebuyer Education (even if you’re not ready to buy a house right now) — United Housing Inc. Do you dream of owning your own home, but aren’t sure if it’s feasible in the near future? You’re not alone. The housing market has been tough, with home prices and mortgage rates skyrocketing. But, with a good credit score and a strategy to approach your down payment, homeownership doesn’t ...

Ready to start building your credit score? Here are three common credit-building mistakes to avoid: https://bit.ly/47u0RyN

Three credit mistakes and how to avoid them — United Housing Inc. The truth: building credit is confusing. Some actions that would seemingly show your creditworthiness can hurt your score and vice versa. Here are three common credit-building mistakes to avoid.

Good news, buyers! Home prices in the U.S. are set to stay flat over the coming months amid elevated mortgage rates. 🏡 https://bit.ly/3S1sQkB

Housing market to take turns for buyers Prices are set to flatten going forward as demand slows, a real estate expert said.

Investing in real estate is a great way to generate a passive income for yourself – and local landlords are the best option for Mid-South renters. Here are seven reasons why Millennials are looking to the Memphis real estate market to grow their wealth: https://bit.ly/3zLUqf2

Memphis real estate market: Why Millennials Invest in Memphis Explore Memphis real estate market, vibrant culture, and thriving job opportunities that attract young homebuyers to the city.

UHI is Binghampton Bound!

Each month, we get closer and closer to our goal. Will you help us on our journey home to the heart of Memphis?

Binghampton Bound — United Housing Inc. United Housing is relocating to Binghampton, and you can be part of this historic move.

It's no secret that Memphis has an equitable housing problem – but people are driving change and creating viable solutions to help people find housing stability and future security. 🏠

United Housing is a critical part of that solution in Memphis, but we can’t do it alone. Donate today: https://www.uhinc.org/donate

Save the date! Fright at the Brewery will be here before you know it and this year is extra special because...

United Housing is celebrating its 30th anniversary! Help us celebrate this milestone event on Oct. 24 at Wiseacre on Broad. https://bit.ly/3VIHyPJ

Are you ready to start saving money for a down payment on your first home?

Follow this step-by-step guide to get you started: https://www.bankrate.com/mortgages/how-to-save-for-a-down-payment/

How To Save For A Down Payment | Bankrate Ready to buy a home but don’t have enough money to put down? Here are some ways to save for your down payment.

We want YOU to attend an upcoming Homebuyer Education Course!

Our program helps prep first-time homebuyers with all the information they need to feel confident in the real estate market. Take the next step toward your homeownership goals:

Education & Counseling — United Housing Inc. Education & Counseling Homebuyer Class Options HBE - English ClassesHBE classes in English. Choose between in-person, virtual, or split evening classes that works for your schedule. HBE - Clase De EspañolHBE classes in Spanish offered virtually to work with your schedule. eHome America - English & ...

While we believe homeownership is a great long-term option for building strong neighborhoods and financial stability, we recognize that a housing mix is integral for healthy communities. We also know that renting is a better option for some circumstances and stages of life.

Here are some examples of when renting might be better than buying a home. https://bit.ly/45lCJ1X

When renting is a good housing option — United Housing Inc. One of our primary goals is to help people become homeowners. Sometimes, that makes people think that we’re “anti-renting.” But that’s not true! While we believe homeownership is a great long-term option for building strong neighborhoods and financial stability, we recognize that a housing m...

Why are homes considered an investment? We break down how homes can provide long-term value, the general risks and how to make a wise asset decision on our blog:

Why are homes considered an investment? — United Housing Inc. Investment is a catchall word that we hear a lot in our daily lives. You invest time in your job, invest effort in a project or invest money in a bank account. Really, it means that you’re giving something valuable to another entity with the hope that it will return to you more valuable. When you ...

Memphians are looking to break the cycle of problems facing the Mid-South housing market – namely declining Black homeownership rates in the area. Here's how: https://bit.ly/3QJpdPv

Seeking Solutions | Memphians look to combat declining black home ownership rates Nationally, the rate stands at 40.6% compared to non-Hispanic white Americans at 73.8%. In Memphis, home ownership for Black Americans is even lower, sitting at 34%.

Happy Fourth of July! 🇺🇸

UHI will be closed today to celebrate the holiday.

Did you hear? Local governments in Tennessee can now offer developers incentives like increased density, lower parking requirements and priority permitting for affordable housing projects.
https://bit.ly/4ciQfph

New Tennessee Law Allows No-Cost Incentives for Affordable Housing Local governments in the Volunteer State can now offer developers incentives like increased density, lower parking requirements, and priority permitting for affordable housing projects.

Time to save the date for Fright at the Brewery 2024!

Are you interested in sponsoring our biggest fundraising party of the year? Email Roni Hagy at [email protected] to learn more.

It's easy to fall victim to predatory loans. Watch out for words like "payday loans," "cash advance" or "installment loan." These are all red flags that could lead you into serious debt.

Predatory Lending: What It Is and How to Avoid It - NerdWallet Predatory lending is any practice that benefits a lender at the expense of a borrower, such as charging high fees and creating a cycle of debt.

When you donate to United Housing, you are investing in your neighbors.

Help us create more housing opportunities for Memphians by giving today: https://www.uhinc.org/donate

If you are looking to help your home become more valuable over time, here are some tips to consider:

Value appreciation isn't guaranteed – here's what you can do to help your home become more valuable over time. — United Housing Inc. What is a home’s appreciation rate? When a home appreciates, its resell value increases, allowing owners to build equity and potentially profit from their investment. It’s hard to predict a home’s exact rate of appreciation, as it’s based on several factors like market conditions, location, ...

From credit management and qualifying for a loan to working with an agent and essential maintenance, our HBE program empowers homebuyers with the knowledge and resources they need to begin pursuing their goals.

Join us for our Homebuyer Education Course next week, June 18 and 20.

Events — United Housing Inc. Events Seeing our work in action is one of the best ways to learn about what we do! Join us at one of our fundraising events, take a homebuyer education course, sign up for a workshop – and so much more! Check out our calendar of events and let us know which one we’ll see you at!  Upcoming Even...

ATTENTION: UHI's office is closed today in observance of Memorial Day.

If you’re trying to buy a house, setting aside enough money for a down payment can feel impossible. Check out these tips from Bankrate on how you can effectively save for a down payment:

How To Save For A Down Payment | Bankrate Ready to buy a home but don’t have enough money to put down? Here are some ways to save for your down payment.

United Housing is Binghampton Bound!
As we work to get our new office in tip-top shape, we ask for your support. Will you help us reach our goal by donating today? https://bit.ly/3sxeSx9

According to Zillow, Memphis is projected to have the hottest market in Tennessee in 2024, though several trends need to change – one being high mortgage interest rates.

Learn more from the Memphis Business Journal:
https://bit.ly/49QYy9Y

Seller's or buyer's market? Memphis-area housing market trends tell the tale - Memphis Business Journal Zillow projects Memphis to have the hottest market in Tennessee for 2024, though for that to happen several trends need to change.

Have you registered for our virtual Homebuyer Education course yet? You still have time to join next week's online courses on May 21 and May 23 from 5:30-8:30 p.m. https://bit.ly/3ugjJDg

Education & Counseling — United Housing Inc. Education & Counseling Homebuyer Class Options HBE - English ClassesHBE classes in English. Choose between in-person, virtual, or split evening classes that works for your schedule. HBE - Clase De EspañolHBE classes in Spanish offered virtually to work with your schedule. eHome America - English & ...

Are you an industry professional interested in speaking to our Homebuyer Education class? Reach out to Roni Hagy at [email protected] to learn more.