Ralston Buchanan, PLLC

No A/C, mold and mice plague these apartments: Here’s how the landlord gets away with it Kris Davis stands in the kitchen of his apartment at the My Love Apartments complex when he was still living there in May of last year. Photo by Andrea Morales for MLK50 After paying $1,800 to move…

The latest from MLK50 on the housing crisis in Memphis:

No A/C, mold and mice plague these apartments: Here’s how the landlord gets away with it Kris Davis stands in the kitchen of his apartment at the My Love Apartments complex when he was still living there in May of last year. Photo by Andrea Morales for MLK50 After paying $1,800 to move…

The FTC’s Proposed Auto Dealer Rule (Part 1): Yo-Yo Financing By Christine Hines (NACA) and Erin Witte (Consumer Federation of America)

https://nacadvocate.medium.com/corinthian-colleges-used-forced-arbitration-to-keep-harmed-students-from-getting-their-due-for-b653420a0952

Corinthian Colleges used forced arbitration to keep harmed students from getting their due for… Earlier this month, the U.S. Department of Education announced it will forgive $5.8 billion of federal student loans for 560,000 students…

https://nacadvocate.medium.com/consumers-and-advocates-can-now-weigh-in-on-ftcs-proposed-regulations-for-auto-dealers-bc6d8a618d2d

Consumers and Advocates Can Now Weigh In on FTC’s Proposed Regulations for Auto Dealers In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act authorized the Federal Trade Commission (FTC) to write regulations…

https://www.fox13memphis.com/news/local/us-files-suit-against-memphis-hospitals-unlawful-kickbacks-scheme-involving-local-clinic/27NHIS2KVJDMTKTKLFAUOS62RA/?utm_campaign=trueAnthem_manual&utm_medium=trueAnthem&utm_source=facebook

U.S. files suit against Memphis hospitals for unlawful kickbacks scheme involving local clinic KICKBACKS SCHEME: The U.S. seeks to recover hundreds of millions of dollars from the alleged scheme involving several healthcare heavyweights in Memphis.

https://www.wsj.com/articles/most-medical-debts-to-be-removed-from-consumers-credit-reports-11647604803

WSJ News Exclusive | Most Medical Debts to Be Removed From Consumers’ Credit Reports Equifax, Experian and TransUnion are making sweeping changes to how they report medical debt in collections beginning this summer.

Good news from great work done at the CFPB:

https://www.wsj.com/articles/most-medical-debts-to-be-removed-from-consumers-credit-reports-11647604803

WSJ News Exclusive | Most Medical Debts to Be Removed From Consumers’ Credit Reports Equifax, Experian and TransUnion are making sweeping changes to how they report medical debt in collections beginning this summer.

https://www.consumerreports.org/car-financing/many-americans-overpay-for-car-loans-a8076436935/

Many Americans Are Overpaying for Their Car Loans Thousands of consumers with good credit are overpaying for their car loans because they've been put in subprime loans, Consumer Reports found. Many others may be at high risk of default.

Ralston Buchanan Consumer Law Group is here to protect the rights of consumers in the Mid South! Contact us at 901-543-5045 or [email protected] or visit our website rbconsumerlaw.com for more information!

https://www.tn.gov/attorneygeneral/news/2021/9/20/pr21-34.html

Consumer Alert: Flooded Vehicles on the Used Car Market The Division of Consumer Affairs in the Tennessee Attorney General’s Office is warning consumers about flood damaged vehicles that may appear in used car markets following Hurricane Ida.

Arbitration is often used by corporations to hide their bad acts from the public eye.
https://www.latimes.com/entertainment-arts/business/story/2021-08-21/scarjo-disney-marvel-black-widow-lawsuit-arbitration

Disney wants Scarlett Johansson case arbitrated; her team wants an open court Disney has asked a judge to send the ScarJo lawsuit to binding arbitration. The legal battle reveals heightened tensions surrounding shifts in the Hollywood business model due to the rise in streaming.

Ralston Buchanan Consumer Law Group is proud to sponsor this month's MBA Virtual Legal Clinic focusing on debt relief and bankruptcy from 1-3CST this Friday August 6th! If you or someone you know has questions about consumer issues they can sign up here: 901legalconnect.org

https://www.tennessean.com/story/news/politics/2021/07/29/unemployed-tennesseans-sue-gov-bill-lee-federal-support-funds-withdrawal/5390747001/

Unemployed Tennesseans sue Gov. Bill Lee in hopes of reinstating federal support funds Out-of-work Tennesseans are suing Gov. Bill Lee over his decision to pull out of federal unemployment benefits programs earlier this year.

https://nacadvocate.medium.com/bill-would-remove-unjust-double-taxation-on-consumers-92ed245d5f95

Bill Would Remove Unjust Double Taxation on Consumers On Friday, Rep. Steven Horsford (D-Nev.) introduced the End Double Taxation of Successful Consumer Claims Act, H.R. 4457, which would amend…

Shelby County General Sessions to resume open court at full capacity in August. See the press release for more information here:

https://gs4.shelbycountytn.gov/DocumentCenter/View/760/07142021-Press-Announcement

gs4.shelbycountytn.gov

We don’t do personal injury cases, but we do love a good puppy meme...

Written and preformed by our own Chelsea Orland Cheshire!

https://youtu.be/F_S-hkgxwAo

Ralston Buchanan jingle A jingle for Ralston Buchanan Consumer Law Group

This Memphis defense lawyer carries on her family’s civil rights legacy - MLK50: Justice Through Journalism The word “freedom” rolls off Kamilah Turner’s tongue like a sacred mantra. The 43-year-old Memphis attorney will tell anyone that she is an ardent defender of freedom — always keeping in mind those who tread the paths before her.

Shelby County's Eviction Settlement Program has re-launched! If you need assistance with rent and/or utilities please go here to apply to the program: home901.org/covid-resources or by texting home901 to 21000 (casa901 to 21000 for Spanish).

COVID-19 Resources | Welcome Home Memphis COVID-19 has put many Memphis families in a hard financial spot. We want to help you keep a roof over your head by sharing reliable information with you about how to get help if you need it.

During these pandemic times our team at Ralston Buchanan Consumer Law Group reaffirms our commitment to assisting those in our community most in need, through our continued pro bono work. As usual, leading the pack is our co-founder and senior partner Bruce Ralston, who is being recognized yet again for his stellar work with the Tennessee Alliance for Legal Services and the ABA Free Legal Answers online legal clinic. Congratulations on this well deserved accolade Bruce Ralston

Reed more here: https://www.tals.org/node/1088/tennessee-attorneys-honored-providing-exceptional-pro-bono-service-online

Are your finances stretched too thin and you find yourself waiting on the second stimulus to pay bills or avoid repo or foreclosure? Contact our office for a free consultation an attorney today!

https://www.irs.gov/newsroom/treasury-and-irs-begin-delivering-second-round-of-economic-impact-payments-to-millions-of-americans?eType=EmailBlastContent&eId=578ac860-749e-44d1-824f-3a4c729c9a36

"For those who don’t receive a direct deposit by early January, they should watch their mail for either a paper check or a debit card. To speed delivery of the payments to reach as many people as soon as possible, the Bureau of the Fiscal Service, part of the Treasury Department, will be sending a limited number of payments out by debit card. Please note that the form of payment for the second mailed EIP may be different than for the first mailed EIP. Some people who received a paper check last time might receive a debit card this time, and some people who received a debit card last time may receive a paper check."

Treasury and IRS begin delivering second round of Economic Impact Payments to millions of Americans | Internal Revenue Service IR-2020-280, December 29, 2020 — Today, the Internal Revenue Service and the Treasury Department will begin delivering a second round of Economic Impact Payments as part of the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 to millions of Americans who received the first r...

If you are concerned about your student loan debt, beware of debt relief scams and turn instead to professionals who understand the ins and outs of student loan debt. Visit our website at rbconsumerlaw.com for more information!
https://www.nerdwallet.com/article/loans/student-loans/covid-student-loan-scam

Don’t Fall for COVID-19 Student Loan Relief Scams - NerdWallet During the COVID-19 pandemic, scammers are counting on desperate student loan borrowers looking for help with their debt. Here's how to spot those scams.

Secretary DeVos Extends Student Loan Forbearance Period Through January 31, 2021. Use this additional time to make a plan to deal with your debt, set up an appointment with Ralston Buchanan by email at [email protected]
https://www.ed.gov/news/press-releases/secretary-devos-extends-student-loan-forbearance-period-through-january-31-2021-response-covid-19-national-emergency

Secretary DeVos Extends Student Loan Forbearance Period Through January 31, 2021, in Response to COVID-19 National Emergency | U.S. Department of Education WASHINGTON – U.S. Secretary of Education Betsy DeVos announced today the extension of the federal student loan administrative forbearance period, the pause in interest accrual, and the suspension of collections activity through January 31, 2021. Federal student loan borrowers will not be expected ...

Here is a video of our senior partner, Bruce Ralston, speaking about student loans, the history, the types of loans, and more. If you are looking for help with student loans, he is the expert for West Tennessee!

Law Talk with Vince Perryman - Student Loan Modifications Join host Vince Perryman, a local attorney in the Memphis, TN area as he discusses different legal topics. This month's topic focuses on student loans. Joini...

If Congress or the President don’t take action, student loan payment and collections will resume on Jan. 1, 2021 after a nearly nine-month pause. Call Ralston Buchanan at 901-543-5045 to set up a student loan consultation before payments resume.

‘I know it’s coming, I’m going to have to pay’ — Borrowers brace for the return of student loan payments Borrowers whose financial situations have changed should take action now.